10+ Years · Apple Valley
Experienced Insurance Agents in Apple Valley, MN
Experience matters. These insurance agents in Apple Valley have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Apple Valley, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Globe Life American Income Division: Sparby Organization with a 4.8-star rating from 1,143 Google reviews and an RNM Score of 85/100. Also in the top tier: Farmers Insurance - Zachary Burke and Joe Etten - State Farm Insurance Agent. The average rating across all listed insurance agents in Apple Valley is 4.7 stars from 114 reviews per business on average.
Insurance in Apple Valley: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Jason Gallus
Jason Gallus is consistently top-ranked in Apple Valley for his personalized service and comprehensive coverage options.
Most Reviewed
Joe Etten - State Farm Insurance Agent
A high number of reviews reflects broad customer experience, helping new clients gauge reliability and service quality.
When choosing an insurance agent in Apple Valley, compare quotes from multiple top-ranked agents and read recent reviews to find the best fit for your specific needs.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
114
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by over 1,100 local clients, with an exceptional 4.8-star rating.
15322 Galaxie Ave Suite 203A, Apple Valley, MN 55124, USAHundreds of 5.0-star Google reviews highlight trusted local insurance guidance in Apple Valley.
3480 Upper 149th St W Ste 101, Rosemount, MN 55068, USATrusted by locals with a 4.9-star rating from nearly 100 reviews.
14501 Granada Dr #101, Apple Valley, MN 55124, USAInsurance Agents Rankings in Apple Valley, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Globe Life American Income Division: Sparby Organization15322 Galaxie Ave Suite 203A, Apple Valley, MN 55124, USA | 4.8★ | 1,143 |
| #2 | Farmers Insurance - Zachary Burke3480 Upper 149th St W Ste 101, Rosemount, MN 55068, USA | 5.0★ | 286 |
| #3 | Joe Etten - State Farm Insurance Agent14501 Granada Dr #101, Apple Valley, MN 55124, USA | 4.9★ | 97 |
| #4 | Farmers Insurance - Jason Gallus14540 Pennock Ave #101, Apple Valley, MN 55124, USA | 3.7★ | 7 |
| #5 | Mayer Insurance Agency15025 Garrett Ave #201, Apple Valley, MN 55124, USA | 4.8★ | 28 |
| #6 | Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100, Apple Valley, MN 55124, USA | 4.8★ | 86 |
| #7 | Debra Suman American Family Insurance14698 Galaxie Ave, Apple Valley, MN 55124, USA | 4.5★ | 18 |
| #8 | Kiley and Associates LLC American Family Insurance7373 147th St W #186, Apple Valley, MN 55124, USA | 4.8★ | 49 |
| #9 | Dave Melle - State Farm Insurance Agent14831 Energy Way, Apple Valley, MN 55124, USA | 4.8★ | 106 |
| #10 | Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124, USA | 4.9★ | 69 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Apple Valley
3.7 stars from 7 Google reviews indicates mixed customer feedback.
14540 Pennock Ave #101, Apple Valley, MN 55124, USA
Trusted local insurance agent with a 4.8-star rating based on 28 reviews.
15025 Garrett Ave #201, Apple Valley, MN 55124, USA
Trusted by locals with a 4.8-star rating from 86 Google reviews.
15030 Glazier Ave #100, Apple Valley, MN 55124, USA
Highly rated Apple Valley insurance agent with 4.5 stars from 18 reviews.
14698 Galaxie Ave, Apple Valley, MN 55124, USA
4.8-star rating from nearly 50 reviews in Apple Valley, MN.
7373 147th St W #186, Apple Valley, MN 55124, USA
Exceptional 4.8-star rating from over one hundred customer reviews in Apple Valley.
14831 Energy Way, Apple Valley, MN 55124, USA
Trusted by 69 local clients with a stellar 4.9-star rating.
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124, USA
4.9-star rating from 61 reviews reflects outstanding customer satisfaction.
14870 Granada Ave #155, Apple Valley, MN 55124, USA
Known for solid 4.4-star service from nearly 60 local Google reviews.
4827 123rd St W, Savage, MN 55378, USA
4.8 stars from 14 Google reviews, reflecting exceptional local service.
14771 Energy Way, Apple Valley, MN 55124, USA
Proudly serving Apple Valley with 5.0★ customer satisfaction from 12 reviews.
7300 147th St W, Apple Valley, MN 55124, USA
A trusted local option with 3.9 stars from 7 reviews, offering mixed customer feedback.
7600 147th St W #102, Apple Valley, MN 55124, USA
Exceptional 5.0-star rating from a handful of satisfied local clients.
6990 151st St W, Apple Valley, MN 55124, USA
Consistently earns perfect 5.0-star ratings from its local customers.
14851 Energy Way, Apple Valley, MN 55124, USA
5.0 stars from one review, reflecting exceptional client satisfaction.
15010 Glazier Ave Ste. 201, Apple Valley, MN 55124, USA
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Insurance Agents in Apple Valley, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Globe Life American Income Division: Sparby Organization | 85/100 | 4.8 ★ | 1,143 |
| 2 | Farmers Insurance - Zachary Burke | 88/100 | 5.0 ★ | 286 |
| 3 | Joe Etten - State Farm Insurance Agent | 82/100 | 4.9 ★ | 97 |
| 4 | Farmers Insurance - Jason Gallus | 48/100 | 3.7 ★ | 7 |
| 5 | Mayer Insurance Agency | 73/100 | 4.8 ★ | 28 |
| 6 | Brett McSparron - State Farm Insurance Agent | 79/100 | 4.8 ★ | 86 |
| 7 | Debra Suman American Family Insurance | 66/100 | 4.5 ★ | 18 |
| 8 | Kiley and Associates LLC American Family Insurance | 76/100 | 4.8 ★ | 49 |
| 9 | Dave Melle - State Farm Insurance Agent | 80/100 | 4.8 ★ | 106 |
| 10 | Farmers Insurance - Kara Petter | 80/100 | 4.9 ★ | 69 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Apple Valley
What is the difference between a captive and independent insurance agent in Apple Valley?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Apple Valley cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Apple Valley?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Apple Valley adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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