Low Cost · Chattanooga
Cheap CPAs & Accountants in Chattanooga, TN — Best Prices
Compare cpas & accountants prices in Chattanooga to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 20 cpas & accountants in Chattanooga, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Crowe-Mallette & Associates (TN) with a 4.9-star rating from 91 Google reviews and an RNM Score of 93/100. Also in the top tier: Hood, CPA & Associates and EJ Pelton & Associates. The average rating across all listed cpas & accountants in Chattanooga is 4.8 stars from 19 reviews per business on average.
CPA fees in Chattanooga: $150–$400/hr consultation; $300–$800 personal tax returns; $500–$2,500+ business returns.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
EJ Pelton & Associates
EJ Pelton & Associates stands out as the top-ranked CPA in Chattanooga due to its consistent high ratings and strong reputation for personalized service.
Most Reviewed
EJ Pelton & Associates
A high review count indicates broad client trust and experience, making it a reliable choice for prospective clients.
When choosing a CPA in Chattanooga, consider both the number of reviews and the specific services offered to ensure they match your needs, and always verify credentials and availability for a consultation.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
19
Avg reviews
Jul 4, 2026
Last updated
Top Rated CPAs & Accountants
Consistently rated 4.9 stars from 91 Google reviews in Chattanooga.
4710 Hixson Pike, Hixson, TN 37343, USAConsistently rated 4.6 stars from over 80 Google reviews.
7110 E Brainerd Rd, Chattanooga, TN 37421, USATrusted by clients with a strong 4.6-star rating from 57 reviews.
103 Jordan Dr # 4, Chattanooga, TN 37421, USACPAs & Accountants Rankings in Chattanooga, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Crowe-Mallette & Associates (TN)4710 Hixson Pike, Hixson, TN 37343, USA | 4.9★ | 91 |
| #2 | Hood, CPA & Associates7110 E Brainerd Rd, Chattanooga, TN 37421, USA | 4.6★ | 81 |
| #3 | EJ Pelton & Associates103 Jordan Dr # 4, Chattanooga, TN 37421, USA | 4.6★ | 57 |
| #4 | Gentry & Associates, CPA200 W M.L.K. Blvd Suite 1018, Chattanooga, TN 37402, USA | 4.7★ | 23 |
| #5 | The Schmidt CPA Group, PLLC1726 Julian Ridge Rd, Chattanooga, TN 37421, USA | 5.0★ | 1 |
| #6 | Schultz and Associates6310 Bonny Oaks Dr, Chattanooga, TN 37416, USA | 4.6★ | 25 |
| #7 | JHM Certified Public Accountants2215 Olan Mills Dr, Chattanooga, TN 37421, USA | 4.9★ | 13 |
| #8 | Miller & McPhail, CPAs, PLLC409 Harper St #101, Chattanooga, TN 37405, USA | 5.0★ | 12 |
| #9 | Ruhling & Associates6131 Shallowford Rd # 101, Chattanooga, TN 37421, USA | 5.0★ | 8 |
| #10 | Rooks CPA, PLLC1025 Executive Dr #104, Hixson, TN 37343, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All CPAs & Accountants in Chattanooga
Rated 4.7 stars from 23 Google reviews, a trusted local CPA choice.
200 W M.L.K. Blvd Suite 1018, Chattanooga, TN 37402, USA
Exceptional 5.0-star rating from a handful of local Google reviews.
1726 Julian Ridge Rd, Chattanooga, TN 37421, USA
Consistently rated 4.6 stars from 25 Google reviews by local clients.
6310 Bonny Oaks Dr, Chattanooga, TN 37416, USA
Exceptional 4.9-star rating based on 13 Google reviews.
2215 Olan Mills Dr, Chattanooga, TN 37421, USA
Exceptional 5.0-star rating from 12 Google reviews for Chattanooga CPA services.
409 Harper St #101, Chattanooga, TN 37405, USA
Exceptional 5.0-star rating from 8 Google reviews for this Chattanooga CPA.
6131 Shallowford Rd # 101, Chattanooga, TN 37421, USA
Exceptional 5.0-star rating based on 5 Google reviews from clients.
1025 Executive Dr #104, Hixson, TN 37343, USA
Exceptional 5.0-star rating from five Google reviews for trusted local CPA services.
430 Chestnut St 4th Floor, Chattanooga, TN 37402, USA
Trusted Chattanooga CPA with a strong 4.7-star rating from 3 client reviews.
4513 Hixson Pike #105, Hixson, TN 37343, USA
Exceptional 5.0-star rating from 3 Google reviews for this Chattanooga CPA.
1335 Mackey Branch Dr Ste 111, Chattanooga, TN 37421, USA
Exceptional 5.0-star rating from 2 Google reviews for this Chattanooga CPA.
6441 Bonny Oaks Dr F, Chattanooga, TN 37416, USA
Holds an exceptional 4.8-star rating across dozens of Google reviews.
6716 Heritage Business Ct, Chattanooga, TN 37421, USA
Mixed 3.5-star rating from 11 Google reviews indicates inconsistent client satisfaction.
1200 Market St, Chattanooga, TN 37402, USA
A 5.0-star rating from 9 reviews highlights exceptional local CPA service in Chattanooga.
514 Tremont St STE 103, Chattanooga, TN 37405, USA
Exceptional 5.0-star rating from 8 Google reviews for a Chattanooga CPA.
6441 Bonny Oaks Dr F, Chattanooga, TN 37416, USA
Exceptional 5.0-star rating from all reviews for CPA services in Chattanooga.
200 W M.L.K. Blvd Suite 1100, Chattanooga, TN 37402, USA
Rated 5.0 stars from two Google reviews, this CPA offers exceptional local service.
871 McCallie Ave, Chattanooga, TN 37403, USA
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CPAs & Accountants in Chattanooga, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Crowe-Mallette & Associates (TN) | 93/100 | 4.9 ★ | 91 |
| 2 | Hood, CPA & Associates | 87/100 | 4.6 ★ | 81 |
| 3 | EJ Pelton & Associates | 85/100 | 4.6 ★ | 57 |
| 4 | Gentry & Associates, CPA | 82/100 | 4.7 ★ | 23 |
| 5 | The Schmidt CPA Group, PLLC | 65/100 | 5.0 ★ | 1 |
| 6 | Schultz and Associates | 69/100 | 4.6 ★ | 25 |
| 7 | JHM Certified Public Accountants | 83/100 | 4.9 ★ | 13 |
| 8 | Miller & McPhail, CPAs, PLLC | 84/100 | 5.0 ★ | 12 |
| 9 | Ruhling & Associates | 70/100 | 5.0 ★ | 8 |
| 10 | Rooks CPA, PLLC | 71/100 | 5.0 ★ | 5 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — CPAs & Accountants in Chattanooga
What is the difference between a CPA, bookkeeper, and tax preparer in Chattanooga?
A CPA (Certified Public Accountant) is licensed by the TN Board of Accountancy, can represent clients before the IRS, and carries liability coverage. A bookkeeper records day-to-day transactions but cannot sign tax returns or provide strategic tax advice. A tax preparer has no required credentials — anyone can prepare taxes. For business owners, complex returns, or IRS issues, a CPA is the right choice.
How do I verify a CPA's license in TN?
Search the TN Board of Accountancy's online license lookup (find it by Googling "TN Board of Accountancy license search"). You can also use NASBA's License Verification tool at nasba.org to search across all states. Always verify before sharing financial documents.
How much does a CPA charge in Chattanooga?
Typical rates in Chattanooga: $150–$400/hr for consultation; $300–$800 for a personal tax return; $500–$2,500+ for a small business return depending on complexity. Many CPAs offer flat-fee packages for straightforward situations. Get itemized quotes from at least 2–3 firms before committing.
Should I hire a local CPA or use online tax software?
Online software (TurboTax, H&R Block, FreeTaxUSA) works well for simple W-2 situations with no major life changes. A local CPA in Chattanooga is worth the cost if you own a business, have rental income, experienced a major event (divorce, inheritance, home sale), owe the IRS money, or want year-round tax planning — not just annual filing.
How are the cpas & accountants on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every cpas & accountants on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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