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Best Mortgage Brokers in Cicero, IL

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As of July 2026, RatingsNearMe ranks 12 mortgage brokers in Cicero, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Neighborhood Loans: Downers Grove - NMLS ID: 222982 with a 4.9-star rating from 843 Google reviews and an RNM Score of 87/100. Also in the top tier: EZ Mortgage and KeySmart Mortgage Co.. The average rating across all listed mortgage brokers in Cicero is 4.8 stars from 207 reviews per business on average.

Mortgage brokers in Cicero: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

12

Businesses listed

4.8★

Avg rating

207

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

4.9(843 reviews)

Cicero's top-rated mortgage broker with 4.9 stars from 843 reviews.

1333 Butterfield Rd Suite 600, Downers Grove, IL 60515, USA
5.0(687 reviews)

Cicero's top-rated mortgage broker with a perfect 5.0★ from nearly 700 reviews.

2400 N Main St Ste E, East Peoria, IL 61611, USA
4.9(279 reviews)

Trusted Cicero mortgage broker with a 4.9★ rating from 279 Google reviews.

6847 Cermak Rd, Berwyn, IL 60402, USA

Mortgage Brokers Rankings in Cicero, IL

#BusinessRatingReviews
#1Neighborhood Loans: Downers Grove - NMLS ID: 2229821333 Butterfield Rd Suite 600, Downers Grove, IL 60515, USA4.9843
#2EZ Mortgage2400 N Main St Ste E, East Peoria, IL 61611, USA5.0687
#3KeySmart Mortgage Co.6847 Cermak Rd, Berwyn, IL 60402, USA4.9279
#4Cindy Alivo - Preferred Rate339 N Milwaukee Ave, Libertyville, IL 60048, USA4.868
#5Preferred Rate - Berwyn6827 Stanley Ave, Berwyn, IL 60402, USA5.033
#6Guaranteed Financial6231 Roosevelt Rd, Berwyn, IL 60402, USA4.988
#7National Home Mortgage Inc.3100 S Oak Park Ave, Berwyn, IL 60402, USA4.965
#8Neighborhood Loans: Pulaski - NMLS ID: 2229825756 S Pulaski Rd, Chicago, IL 60629, USA4.656
#9Juan Pablo (JP) Berruti - Preferred Rate6827 Stanley Ave Suite 500, Berwyn, IL 60402, USA5.019
#10Compass Mortgage, Inc.3200 S Oak Park Ave suite d, Berwyn, IL 60402, USA4.58

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Cicero

4
4.8· 68 reviews

Rated 4.8 stars from 68 Google reviews, trusted by dozens of local clients.

339 N Milwaukee Ave, Libertyville, IL 60048, USA

5
5.0· 33 reviews

Cicero mortgage broker with a perfect 5.0-star rating from 33 Google reviews.

6827 Stanley Ave, Berwyn, IL 60402, USA

6
4.9· 88 reviews

4.9-star rating from 88 Google reviews highlights trusted local mortgage expertise.

6231 Roosevelt Rd, Berwyn, IL 60402, USA

7
4.9· 65 reviews

Boasts a 4.9-star rating from 65 Google reviews.

3100 S Oak Park Ave, Berwyn, IL 60402, USA

8
4.6· 56 reviews

Known for a strong 4.6-star rating from 56 local Google reviews.

5756 S Pulaski Rd, Chicago, IL 60629, USA

9
5.0· 19 reviews

Cicero's top-rated mortgage broker with a perfect 5.0-star rating from 19 reviews.

6827 Stanley Ave Suite 500, Berwyn, IL 60402, USA

10
4.5· 8 reviews

A 4.5-star rating from 8 Google reviews reflects strong local client satisfaction.

3200 S Oak Park Ave suite d, Berwyn, IL 60402, USA

11
4.7· 299 reviews

Highly rated by 299 local clients, maintaining a strong 4.7-star reputation.

242 S State St, Hampshire, IL 60140, USA

12
4.9· 33 reviews

4.9-star rating from 33 Google reviews reflects exceptional local client satisfaction.

3208 Grove Ave 1st Floor, Berwyn, IL 60402, USA

Data from Google Business listings
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Mortgage Brokers in Cicero, IL — Compared

#BusinessRNM ScoreRatingReviews
1Neighborhood Loans: Downers Grove - NMLS ID: 22298287/1004.9 ★843
2EZ Mortgage88/1005.0 ★687
3KeySmart Mortgage Co.87/1004.9 ★279
4Cindy Alivo - Preferred Rate78/1004.8 ★68
5Preferred Rate - Berwyn77/1005.0 ★33
6Guaranteed Financial81/1004.9 ★88
7National Home Mortgage Inc.79/1004.9 ★65
8Neighborhood Loans: Pulaski - NMLS ID: 22298273/1004.6 ★56
9Juan Pablo (JP) Berruti - Preferred Rate75/1005.0 ★19
10Compass Mortgage, Inc.62/1004.5 ★8

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Cicero

What does a mortgage broker do differently than going directly to a bank in Cicero?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Cicero?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in IL?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Cicero, IL

This page lists and ranks 12 mortgage brokers serving Cicero, IL as of July 2026. The average verified rating across all listings is 4.8 stars, with an average of 207 customer reviews per business. The top-ranked mortgage brokers in Cicero by our algorithm is Neighborhood Loans: Downers Grove - NMLS ID: 222982 (4.9 stars, 843 reviews). Mortgage brokers in Cicero: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Cicero: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the IL licensing board before hiring.

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