Top Picks · Cleveland
Best Mortgage Brokers in Cleveland, OH
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Cleveland, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Nations Lending with a 4.9-star rating from 3,240 Google reviews and an RNM Score of 98/100. Also in the top tier: Union Home Mortgage - John Deleva and CrossCountry Mortgage - Corporate HQ. The average rating across all listed mortgage brokers in Cleveland is 4.9 stars from 543 reviews per business on average.
Mortgage brokers in Cleveland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Rockway Mortgage
Rockway Mortgage stands out as the top-ranked broker due to its consistently high ratings and strong reputation among Cleveland homebuyers.
Most Reviewed
Rockway Mortgage
A high number of reviews indicates broad customer experience and trust, helping you gauge service reliability and satisfaction.
When choosing a mortgage broker in Cleveland, compare loan options and fees across multiple brokers, and read recent reviews to ensure they align with your specific financial needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
543
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Cleveland's top-rated mortgage broker with a 4.9-star average from over 3,200 reviews.
4 Summit Park Dr #200, Independence, OH 44131, USACleveland's top-rated mortgage broker with a perfect 5.0★ score from 288 reviews.
14701 Detroit Ave #750, Lakewood, OH 44107, USARated 4.9 stars from over 4,200 Google reviews in Cleveland.
2160 Superior Ave, Cleveland, OH 44114, USAMortgage Brokers Rankings in Cleveland, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Nations Lending4 Summit Park Dr #200, Independence, OH 44131, USA | 4.9★ | 3,240 |
| #2 | Union Home Mortgage - John Deleva14701 Detroit Ave #750, Lakewood, OH 44107, USA | 5.0★ | 288 |
| #3 | CrossCountry Mortgage - Corporate HQ2160 Superior Ave, Cleveland, OH 44114, USA | 4.9★ | 4,220 |
| #4 | Kelly Worthington at CrossCountry MortgageOne Chagrin Highlands, 2000 Auburn Dr #200, Beachwood, OH 44122, USA | 5.0★ | 73 |
| #5 | MGM Mortgage Co3601 S Green Rd UNIT 310, Beachwood, OH 44122, USA | 4.9★ | 52 |
| #6 | Liberty Home Mortgage Corporation6225 Oak Tree Blvd, Independence, OH 44131, USA | 4.6★ | 705 |
| #7 | Cleveland Mortgage Corporation16000 Pearl Rd Suite 214, Strongsville, OH 44136, USA | 4.8★ | 55 |
| #8 | CrossCountry Mortgage | Branch NMLS #22471192217 E 9th St, Cleveland, OH 44115, USA | 4.3★ | 123 |
| #9 | Richard Kuczmarski at CrossCountry Mortgage2160 Superior Ave, Cleveland, OH 44114, USA | 5.0★ | 86 |
| #10 | AMKO Lending, LLC2019 Center St UNIT 103, Cleveland, OH 44113, USA | 5.0★ | 502 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Cleveland
A Cleveland mortgage broker with a perfect 5.0-star rating from 73 Google reviews.
One Chagrin Highlands, 2000 Auburn Dr #200, Beachwood, OH 44122, USA
Top-rated Cleveland mortgage broker with 4.9 stars from 52 reviews.
3601 S Green Rd UNIT 310, Beachwood, OH 44122, USA
Trusted by hundreds of Cleveland clients, this broker holds a strong 4.6-star rating.
6225 Oak Tree Blvd, Independence, OH 44131, USA
4.8 stars from 55 Google reviews, reflecting trusted local mortgage guidance.
16000 Pearl Rd Suite 214, Strongsville, OH 44136, USA
Trusted by hundreds of Cleveland clients, rated 4.3 stars on Google.
2217 E 9th St, Cleveland, OH 44115, USA
Cleveland's top-rated mortgage broker with a perfect 5.0 stars from 86 reviews.
2160 Superior Ave, Cleveland, OH 44114, USA
Cleveland's top-rated mortgage broker with a flawless 5.0-star rating from over 500 reviews.
2019 Center St UNIT 103, Cleveland, OH 44113, USA
5.0-star rating from hundreds of Google reviews in Cleveland.
1861 W 25th St, Cleveland, OH 44113, USA
Offers expert mortgage guidance in Cleveland with a flawless 5.0★ rating from 305 reviews.
20545 Center Ridge Rd Suite 142, Rocky River, OH 44116, USA
Cleveland's top-rated mortgage broker with 4.9 stars from nearly 250 reviews.
20600 Chagrin Blvd #495, Shaker Heights, OH 44122, USA
Trusted by Cleveland homeowners with a 4.5-star rating from over 100 reviews.
707 Brookpark Rd, Cleveland, OH 44109, USA
Top-rated Cleveland mortgage broker with a perfect 5.0★ rating from 40 Google reviews.
30700 Center Ridge Rd #3, Westlake, OH 44145, USA
Rated 4.9 stars from 39 Google reviews, this Cleveland mortgage broker is highly trusted.
2160 Superior Ave, Cleveland, OH 44114, USA
Cleveland's top-rated mortgage broker with a flawless 5.0★ average from 28 reviews.
2160 Superior Ave, Cleveland, OH 44114, USA
Cleveland's top-rated mortgage broker, with 4.8 stars from over 120 reviews.
6801 Brecksville Rd STE 25, Independence, OH 44131, USA
Cleveland mortgage broker with a perfect 5.0★ rating from over 130 reviews.
6100 Oak Tree Blvd Suite 276, Independence, OH 44131, USA
Cleveland mortgage broker with a 4.9-star rating from 57 reviews.
2160 Superior Ave, Cleveland, OH 44114, USA
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Mortgage Brokers in Cleveland, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Nations Lending | 98/100 | 4.9 ★ | 3,240 |
| 2 | Union Home Mortgage - John Deleva | 100/100 | 5.0 ★ | 288 |
| 3 | CrossCountry Mortgage - Corporate HQ | 87/100 | 4.9 ★ | 4,220 |
| 4 | Kelly Worthington at CrossCountry Mortgage | 82/100 | 5.0 ★ | 73 |
| 5 | MGM Mortgage Co | 78/100 | 4.9 ★ | 52 |
| 6 | Liberty Home Mortgage Corporation | 82/100 | 4.6 ★ | 705 |
| 7 | Cleveland Mortgage Corporation | 88/100 | 4.8 ★ | 55 |
| 8 | CrossCountry Mortgage | Branch NMLS #2247119 | 73/100 | 4.3 ★ | 123 |
| 9 | Richard Kuczmarski at CrossCountry Mortgage | 83/100 | 5.0 ★ | 86 |
| 10 | AMKO Lending, LLC | 88/100 | 5.0 ★ | 502 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Cleveland
What does a mortgage broker do differently than going directly to a bank in Cleveland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cleveland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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