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Highest Rated · Commerce
Top-Rated Financial Advisors in Commerce, TX
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of July 2026, RatingsNearMe ranks 10 financial advisors in Commerce, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Pence Financial with a 5.0-star rating from 3 Google reviews and an RNM Score of 69/100. Also in the top tier: Financial Lifestyle Management and Edward Jones - Financial Advisor: Tom Hosey, CEPA®|AAMS®. The average rating across all listed financial advisors in Commerce is 4.9 stars from 10 reviews per business on average.
Financial advisors in Commerce typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
10
Businesses listed
4.9★
Avg rating
10
Avg reviews
Jul 4, 2026
Last updated
Top Rated Financial Advisors
5.0 stars from 3 Google reviews, reflecting exceptional client satisfaction.
1311 Live Oak St, Commerce, TX 75428, USATrusted financial advisor with a perfect 5.0 rating from local clients.
3101 Joe Ramsey Blvd E # 107, Greenville, TX 75401, USA5.0-star rating from a single Google review.
1507 Airport Rd Ste 150, Rockwall, TX 75087, USAFinancial Advisors Rankings in Commerce, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Pence Financial1311 Live Oak St, Commerce, TX 75428, USA | 5.0★ | 3 |
| #2 | Financial Lifestyle Management3101 Joe Ramsey Blvd E # 107, Greenville, TX 75401, USA | 5.0★ | 1 |
| #3 | Edward Jones - Financial Advisor: Tom Hosey, CEPA®|AAMS®1507 Airport Rd Ste 150, Rockwall, TX 75087, USA | 5.0★ | 1 |
| #4 | Edward Jones - Financial Advisor: Price Buckley, CFP®1507 Airport Rd Ste 150, Rockwall, TX 75087, USA | 5.0★ | 8 |
| #5 | WealthMetrix102 S Goliad St Suite 101, Rockwall, TX 75087, USA | 5.0★ | 4 |
| #6 | Blair Financial Advisors100 Lyndhurst Dr, Wylie, TX 75098, USA | 5.0★ | 47 |
| #7 | Edward Jones - Financial Advisor: Jake Lazorko738 Justin Rd, Rockwall, TX 75087, USA | 5.0★ | 1 |
| #8 | OpenAir Advisers1131 W Yellow Jacket Ln, Rockwall, TX 75087, USA | 4.8★ | 24 |
| #9 | ETEXfinancial, Inc203 N Kaufman St N, Mt Vernon, TX 75457, USA | 5.0★ | 1 |
| #10 | Dave Watson & Associates Llc1309 Ridge Rd #200, Rowlett, TX 75088, USA | 4.2★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Financial Advisors in Commerce
Consistently earns perfect 5.0-star ratings from a handful of clients.
1507 Airport Rd Ste 150, Rockwall, TX 75087, USA
Rated 5.0 stars from 4 reviews in Rockwall, TX.
102 S Goliad St Suite 101, Rockwall, TX 75087, USA
Rowlett's top-rated financial advisor with 5.0 stars from 47 reviews.
100 Lyndhurst Dr, Wylie, TX 75098, USA
5.0-star rating from a handful of Google reviews in Rockwall, TX.
738 Justin Rd, Rockwall, TX 75087, USA
4.8 stars from 24 Google reviews, reflecting trusted local financial guidance.
1131 W Yellow Jacket Ln, Rockwall, TX 75087, USA
Exceptionally rated 5.0 stars by clients in Mount Vernon, NY.
203 N Kaufman St N, Mt Vernon, TX 75457, USA
4.2 stars from 5 reviews, indicating solid local client satisfaction.
1309 Ridge Rd #200, Rowlett, TX 75088, USA
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Financial Advisors in Commerce, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Pence Financial | 69/100 | 5.0 ★ | 3 |
| 2 | Financial Lifestyle Management | 74/100 | 5.0 ★ | 1 |
| 3 | Edward Jones - Financial Advisor: Tom Hosey, CEPA®|AAMS® | 62/100 | 5.0 ★ | 1 |
| 4 | Edward Jones - Financial Advisor: Price Buckley, CFP® | 70/100 | 5.0 ★ | 8 |
| 5 | WealthMetrix | 79/100 | 5.0 ★ | 4 |
| 6 | Blair Financial Advisors | 79/100 | 5.0 ★ | 47 |
| 7 | Edward Jones - Financial Advisor: Jake Lazorko | 62/100 | 5.0 ★ | 1 |
| 8 | OpenAir Advisers | 72/100 | 4.8 ★ | 24 |
| 9 | ETEXfinancial, Inc | 62/100 | 5.0 ★ | 1 |
| 10 | Dave Watson & Associates Llc | 54/100 | 4.2 ★ | 5 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Financial Advisors in Commerce
What is a fiduciary financial advisor and why does it matter in Commerce?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Commerce, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Commerce?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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