Verified · Detroit
Trusted Insurance Agents in Detroit, MI
Trust matters when you're inviting a pro into your home or business. These insurance agents in Detroit have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 14 insurance agents in Detroit, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is L.A. Insurance with a 4.9-star rating from 900 Google reviews and an RNM Score of 87/100. Also in the top tier: CoverTree and PKIG | Phil Klein Insurance Group. The average rating across all listed insurance agents in Detroit is 4.7 stars from 261 reviews per business on average.
Insurance in Detroit: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Crystal Robertson - State Farm Insurance Agent
Crystal Robertson is top-ranked for her strong local reputation and personalized service in the Detroit area.
Most Reviewed
Crystal Robertson - State Farm Insurance Agent
A high review count indicates broad customer trust and consistent service quality over time.
When choosing an insurance agent in Detroit, consider both the number of reviews and the specific types of coverage you need, as local agents may specialize in different areas like auto or home insurance.
Local Market Snapshot
14
Businesses listed
4.7★
Avg rating
261
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Top-rated Detroit insurance agent with 4.9 stars from 900 reviews.
2922 W Grand Blvd, Detroit, MI 48202, USATrusted by thousands, this Detroit agency holds a 4.8-star rating from 1,385 reviews.
1555 Broadway St Floor 2, Detroit, MI 48226, USATrusted by locals with a 4.9-star rating from over 640 reviews.
7125 Orchard Lake Rd #302, West Bloomfield Township, MI 48322, USAInsurance Agents Rankings in Detroit, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | L.A. Insurance2922 W Grand Blvd, Detroit, MI 48202, USA | 4.9★ | 900 |
| #2 | CoverTree1555 Broadway St Floor 2, Detroit, MI 48226, USA | 4.8★ | 1,385 |
| #3 | PKIG | Phil Klein Insurance Group7125 Orchard Lake Rd #302, West Bloomfield Township, MI 48322, USA | 4.9★ | 641 |
| #4 | PD Dandnaik - State Farm Insurance Agent7725 Vernor W, Detroit, MI 48209, USA | 4.8★ | 140 |
| #5 | Premier Insurance Detroit15363 Livernois, Detroit, MI 48238, USA | 4.4★ | 114 |
| #6 | Family Auto Insurance Agency6442 Michigan Ave, Detroit, MI 48210, USA | 3.8★ | 62 |
| #7 | Crystal Robertson - State Farm Insurance Agent7100 Seven Mile W, Detroit, MI 48221, USA | 4.8★ | 156 |
| #8 | AAA Insurance - Kange Insurance Agency18940 Ford Rd, Detroit, MI 48228, USA | 4.9★ | 42 |
| #9 | J. Healan Baker Agency645 Griswold St # 2015, Detroit, MI 48226, USA | 5.0★ | 27 |
| #10 | Gilead Insurance Agency18323 W McNichols Rd, Detroit, MI 48219, USA | 4.2★ | 24 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Detroit
Rated 4.8 stars from 140 Google reviews by satisfied Detroit clients.
7725 Vernor W, Detroit, MI 48209, USA
Trusted Detroit insurance agent with a solid 4.4-star rating from over 100 reviews.
15363 Livernois, Detroit, MI 48238, USA
A Detroit insurance agent with a 3.8-star rating from 62 Google reviews.
6442 Michigan Ave, Detroit, MI 48210, USA
Trusted by hundreds of Detroit clients, maintaining a 4.8-star rating across 156 reviews.
7100 Seven Mile W, Detroit, MI 48221, USA
Trusted by locals with a stellar 4.9-star rating from over 40 reviews.
18940 Ford Rd, Detroit, MI 48228, USA
Trusted Detroit insurance agent with a perfect 5.0-star rating from 27 reviews.
645 Griswold St # 2015, Detroit, MI 48226, USA
Trusted Detroit insurance agent with a solid 4.2-star rating from 24 reviews.
18323 W McNichols Rd, Detroit, MI 48219, USA
Trusted Detroit insurance agent with a solid 4.3-star rating from 74 reviews.
18711 Grand River Ave, Detroit, MI 48223, USA
4.9 stars from 59 Google reviews, exceptional service consistently praised.
24681 Northwestern Hwy STE 3006, Southfield, MI 48075, USA
Trusted Detroit insurance agent with a 4.8★ rating from 16 glowing reviews.
3031 W Grand Blvd #529, Detroit, MI 48202, USA
Trusted by locals with a perfect 5.0-star rating from 13 reviews.
6925 E Jefferson Ave, Detroit, MI 48207, USA
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Insurance Agents in Detroit, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | L.A. Insurance | 87/100 | 4.9 ★ | 900 |
| 2 | CoverTree | 85/100 | 4.8 ★ | 1,385 |
| 3 | PKIG | Phil Klein Insurance Group | 87/100 | 4.9 ★ | 641 |
| 4 | PD Dandnaik - State Farm Insurance Agent | 82/100 | 4.8 ★ | 140 |
| 5 | Premier Insurance Detroit | 74/100 | 4.4 ★ | 114 |
| 6 | Family Auto Insurance Agency | 60/100 | 3.8 ★ | 62 |
| 7 | Crystal Robertson - State Farm Insurance Agent | 82/100 | 4.8 ★ | 156 |
| 8 | AAA Insurance - Kange Insurance Agency | 77/100 | 4.9 ★ | 42 |
| 9 | J. Healan Baker Agency | 76/100 | 5.0 ★ | 27 |
| 10 | Gilead Insurance Agency | 62/100 | 4.2 ★ | 24 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Detroit
What is the difference between a captive and independent insurance agent in Detroit?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Detroit cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Detroit?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Detroit adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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