Low Cost · Duluth
Cheap Mortgage Brokers in Duluth, GA — Best Prices
Compare mortgage brokers prices in Duluth to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 11 mortgage brokers in Duluth, GA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Loan Factory - We Dare You to Compare with a 5.0-star rating from 478 Google reviews and an RNM Score of 100/100. Also in the top tier: 이민혁융자 Brightside Home Loans Inc. and LoanUnited.com. The average rating across all listed mortgage brokers in Duluth is 4.9 stars from 156 reviews per business on average.
Mortgage brokers in Duluth: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Shandra Smith Team at Southeast Mortgage
As the first listed in the top-ranked group, Shandra Smith Team at Southeast Mortgage likely represents the highest overall reputation and quality of service in Duluth, GA.
Most Reviewed
General Mortgage Capital Corporation - GMCC mortgage - Cheryl's team
A high review count indicates extensive customer experience and trust, making this broker a reliable choice for borrowers seeking proven feedback.
When choosing a mortgage broker in Duluth, compare not only reviews and rankings but also their responsiveness and local market knowledge to ensure they meet your specific needs.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
156
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0-star rating from nearly 500 reviews in Duluth, GA.
3483 Satellite Blvd NW Suite 203, Duluth, GA 30096, USARated 5.0 stars from 260 Google reviews, a top-rated local mortgage broker.
1325 Satellite Blvd NW Suite 305, Suwanee, GA 30024, USATrusted by hundreds of local clients with a strong 4.6-star rating.
3235 Satellite Blvd NW Suite 314, Duluth, GA 30096, USAMortgage Brokers Rankings in Duluth, GA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Loan Factory - We Dare You to Compare3483 Satellite Blvd NW Suite 203, Duluth, GA 30096, USA | 5.0★ | 478 |
| #2 | 이민혁융자 Brightside Home Loans Inc.1325 Satellite Blvd NW Suite 305, Suwanee, GA 30024, USA | 5.0★ | 260 |
| #3 | LoanUnited.com3235 Satellite Blvd NW Suite 314, Duluth, GA 30096, USA | 4.6★ | 480 |
| #4 | Armen Alexander - Mortgage Broker3237 Satellite Blvd, Blg 300, #500, Duluth, GA 30096, USA | 5.0★ | 46 |
| #5 | Gustavo Hidalgo - Loan Officer | Loan Factory2131 Pleasant Hill Rd # 137, Duluth, GA 30096, USA | 5.0★ | 107 |
| #6 | General Mortgage Capital Corporation - GMCC mortgage - Cheryl's team3883 Rogers Bridge Rd STE 402A, Duluth, GA 30097, USA | 5.0★ | 21 |
| #7 | Shandra Smith Team at Southeast Mortgage3575 Koger Blvd, Duluth, GA 30096, USA | 4.9★ | 39 |
| #8 | American Pacific Mortgage (NMLS #2552708)4227 Pleasant Hill Rd bldg 14, Duluth, GA 30096, USA | 5.0★ | 8 |
| #9 | BankSouth Mortgage1960 Satellite Blvd NW Suite 4200, Duluth, GA 30097, USA | 4.9★ | 191 |
| #10 | Adam Kuhns - Success Mortgage Partners3237 Satellite Blvd NW building 300 suite 500, Duluth, GA 30096, USA | 5.0★ | 53 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Duluth
Duluth mortgage broker with a perfect 5.0-star rating from 46 reviews.
3237 Satellite Blvd, Blg 300, #500, Duluth, GA 30096, USA
5.0-star rating from over 100 Google reviews in Duluth, GA.
2131 Pleasant Hill Rd # 137, Duluth, GA 30096, USA
Duluth mortgage broker with a perfect 5.0-star rating from over 20 reviews.
3883 Rogers Bridge Rd STE 402A, Duluth, GA 30097, USA
Rated 4.9 stars from 39 glowing Google reviews by local clients.
3575 Koger Blvd, Duluth, GA 30096, USA
5.0 stars from 8 reviews, reflecting exceptional client satisfaction in Duluth.
4227 Pleasant Hill Rd bldg 14, Duluth, GA 30096, USA
Trusted by hundreds of Duluth clients, this broker holds a 4.9-star rating.
1960 Satellite Blvd NW Suite 4200, Duluth, GA 30097, USA
Duluth mortgage broker with a perfect 5.0★ rating from 53 Google reviews.
3237 Satellite Blvd NW building 300 suite 500, Duluth, GA 30096, USA
A 5.0-star rating from 31 reviews highlights consistently exceptional client service in Duluth.
4989 Peachtree Pkwy NW #200, Peachtree Corners, GA 30092, USA
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Mortgage Brokers in Duluth, GA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Loan Factory - We Dare You to Compare | 100/100 | 5.0 ★ | 478 |
| 2 | 이민혁융자 Brightside Home Loans Inc. | 100/100 | 5.0 ★ | 260 |
| 3 | LoanUnited.com | 93/100 | 4.6 ★ | 480 |
| 4 | Armen Alexander - Mortgage Broker | 83/100 | 5.0 ★ | 46 |
| 5 | Gustavo Hidalgo - Loan Officer | Loan Factory | 95/100 | 5.0 ★ | 107 |
| 6 | General Mortgage Capital Corporation - GMCC mortgage - Cheryl's team | 87/100 | 5.0 ★ | 21 |
| 7 | Shandra Smith Team at Southeast Mortgage | 88/100 | 4.9 ★ | 39 |
| 8 | American Pacific Mortgage (NMLS #2552708) | 82/100 | 5.0 ★ | 8 |
| 9 | BankSouth Mortgage | 97/100 | 4.9 ★ | 191 |
| 10 | Adam Kuhns - Success Mortgage Partners | 92/100 | 5.0 ★ | 53 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Duluth
What does a mortgage broker do differently than going directly to a bank in Duluth?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Duluth?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in GA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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