Licensed · Dunedin
Licensed & Insured Mortgage Brokers in Dunedin, FL
Every mortgage brokers listed here carries proper licensing and insurance in FL. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 6 mortgage brokers in Dunedin, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is MortgageMe with a 5.0-star rating from 745 Google reviews and an RNM Score of 100/100. Also in the top tier: Mortgage Link Otago and Landmark Mortgage Planners. The average rating across all listed mortgage brokers in Dunedin is 5 stars from 250 reviews per business on average.
Mortgage brokers in Dunedin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
NFM Lending - Jacksonville
NFM Lending - Jacksonville is top-ranked for its strong reputation and comprehensive mortgage services in the Dunedin area.
Most Reviewed
NFM Lending - Jacksonville
A high review count indicates broad customer experience and reliability, helping consumers gauge service consistency.
When choosing a mortgage broker in Dunedin, compare local expertise and customer feedback to find a broker who understands the specific market conditions and can offer personalized loan options.
Local Market Snapshot
6
Businesses listed
5★
Avg rating
250
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Dunedin's mortgage broker maintains a perfect 5.0 rating from 745 reviews.
155 Princes Street, Central Dunedin, Dunedin 9016, New ZealandTrusted by hundreds of local clients with a flawless 5.0-star rating.
116 Stuart Street, Central Dunedin, Dunedin 9016, New ZealandTrusted by 185 local clients with a flawless 4.9-star average rating.
415 SE 17th Pl, Ocala, FL 34471, USAMortgage Brokers Rankings in Dunedin, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MortgageMe155 Princes Street, Central Dunedin, Dunedin 9016, New Zealand | 5.0★ | 745 |
| #2 | Mortgage Link Otago116 Stuart Street, Central Dunedin, Dunedin 9016, New Zealand | 5.0★ | 334 |
| #3 | Landmark Mortgage Planners415 SE 17th Pl, Ocala, FL 34471, USA | 4.9★ | 185 |
| #4 | NFM Lending - Jacksonville12574 Flagler Center Blvd #117, Jacksonville, FL 32258, USA | 4.9★ | 172 |
| #5 | Mortgage Pro - Mary King1980 Summit Dr, Dunedin, FL 34698, USA | 5.0★ | 2 |
| #6 | Mario Hart - American Home Lending USA1474 El Tair Trail, Clearwater, FL 33765, USA | 5.0★ | 62 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Dunedin
Trusted by 172 local clients with a stellar 4.9-star rating.
12574 Flagler Center Blvd #117, Jacksonville, FL 32258, USA
5.0-star rating from 2 Google reviews for a Dunedin mortgage broker.
1980 Summit Dr, Dunedin, FL 34698, USA
Dunedin's top-rated mortgage broker, with a perfect 5.0-star rating from 62 reviews.
1474 El Tair Trail, Clearwater, FL 33765, USA
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Mortgage Brokers in Dunedin, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | MortgageMe | 100/100 | 5.0 ★ | 745 |
| 2 | Mortgage Link Otago | 92/100 | 5.0 ★ | 334 |
| 3 | Landmark Mortgage Planners | 97/100 | 4.9 ★ | 185 |
| 4 | NFM Lending - Jacksonville | 96/100 | 4.9 ★ | 172 |
| 5 | Mortgage Pro - Mary King | 76/100 | 5.0 ★ | 2 |
| 6 | Mario Hart - American Home Lending USA | 92/100 | 5.0 ★ | 62 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Dunedin
What does a mortgage broker do differently than going directly to a bank in Dunedin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Dunedin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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