4.5+ Stars · Edison
Highly Rated Mortgage Brokers in Edison, NJ
Only the best make this list. These mortgage brokers in Edison have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Edison, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is American Royal Mortgage Corp with a 4.9-star rating from 661 Google reviews and an RNM Score of 87/100. Also in the top tier: Cornerstone Mortgage Group and Lava Mortgage Solutions LLC. The average rating across all listed mortgage brokers in Edison is 5 stars from 84 reviews per business on average.
Mortgage brokers in Edison: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
New Jersey Mortgage Services
New Jersey Mortgage Services is top-ranked for its strong reputation and consistent positive feedback from clients in the Edison area.
Most Reviewed
New Jersey Mortgage Services
A high number of reviews indicates broad customer experience and trust, helping you gauge service reliability.
When choosing a mortgage broker in Edison, compare loan options and fees across multiple brokers, and read recent reviews to ensure they meet your specific needs.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
84
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Edison mortgage broker with 4.9 stars from 661 Google reviews.
100 S Wood Ave # 123, Iselin, NJ 08830, USAEdison mortgage broker with a perfect 5.0-star rating from over 130 Google reviews.
190 Main St Suite 101C, Gladstone, NJ 07934, USAA 5.0-star mortgage broker in Edison, NJ, rated from over 100 Google reviews.
51 Cragwood Rd Suite 305, South Plainfield, NJ 07080, USAMortgage Brokers Rankings in Edison, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Royal Mortgage Corp100 S Wood Ave # 123, Iselin, NJ 08830, USA | 4.9★ | 661 |
| #2 | Cornerstone Mortgage Group190 Main St Suite 101C, Gladstone, NJ 07934, USA | 5.0★ | 132 |
| #3 | Lava Mortgage Solutions LLC51 Cragwood Rd Suite 305, South Plainfield, NJ 07080, USA | 5.0★ | 113 |
| #4 | Tom Abbate with Petra Cephas: Residential Mortgage Brokers6 Wills Way Building 2, Piscataway, NJ 08854, USA | 5.0★ | 7 |
| #5 | New Jersey Mortgage Services30 N Main St, Toms River, NJ 08753, USA | 5.0★ | 45 |
| #6 | Denise Marquez Mortgage Advisor6 Wills Way Building 2, Piscataway, NJ 08854, USA | 5.0★ | 26 |
| #7 | Geremia Capital, LLC1090 King Georges Post Rd #801, Edison, NJ 08837, USA | 5.0★ | 25 |
| #8 | Best Mortgagee66 Middlesex Ave #104, Iselin, NJ 08830, USA | 5.0★ | 81 |
| #9 | Veteran Owned Mortgage Solutions1967 NJ-27 # 27, Edison, NJ 08817, USA | 5.0★ | 66 |
| #10 | Paul Singh, Residential Mortgage Broker – Petra Cephas | NMLS 4063326 Wills Way Building 2, Piscataway, NJ 08854, USA | 5.0★ | 59 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Edison
Exceptional 5.0-star rating based on 7 Google reviews in Edison, NJ.
6 Wills Way Building 2, Piscataway, NJ 08854, USA
Top-rated Edison mortgage broker with perfect 5.0 stars from 45 reviews.
30 N Main St, Toms River, NJ 08753, USA
5.0 stars from 26 reviews, reflecting exceptional client satisfaction.
6 Wills Way Building 2, Piscataway, NJ 08854, USA
Rated 5.0 stars from 25 Google reviews by local clients in Edison.
1090 King Georges Post Rd #801, Edison, NJ 08837, USA
5.0-star rating from 81 Google reviews, reflecting consistently exceptional client feedback.
66 Middlesex Ave #104, Iselin, NJ 08830, USA
Edison mortgage broker with a perfect 5.0★ rating from 66 Google reviews.
1967 NJ-27 # 27, Edison, NJ 08817, USA
59 Google reviews average a perfect 5.0 stars for this Edison mortgage broker.
6 Wills Way Building 2, Piscataway, NJ 08854, USA
Rated 5.0 stars from 55 Google reviews by local clients in Edison.
505 Thornall St # 303, Edison, NJ 08837, USA
5.0 stars from 15 reviews, reflecting consistently exceptional client experiences in Edison.
100 Plainfield Ave #1a, Edison, NJ 08817, USA
Rated 5.0 stars by 14 Google reviewers for exceptional mortgage services in Edison.
1981 Lincoln Hwy, Edison, NJ 08817, USA
5.0 stars from 5 Google reviews, reflecting exceptional client satisfaction.
505 Thornall St # 303, Edison, NJ 08837, USA
5.0 stars from 27 Google reviews, reflecting exceptional client satisfaction.
1199 Amboy Ave Suite 1A, Edison, NJ 08837, USA
Rated 5.0 stars from 36 Google reviews, this Edison mortgage broker is highly trusted.
505 Thornall St Suite 406, Edison, NJ 08837, USA
Edison mortgage broker with a 4.9-star rating from 61 Google reviews.
1199 Amboy Ave Suite 1A, Edison, NJ 08837, USA
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Mortgage Brokers in Edison, NJ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | American Royal Mortgage Corp | 87/100 | 4.9 ★ | 661 |
| 2 | Cornerstone Mortgage Group | 97/100 | 5.0 ★ | 132 |
| 3 | Lava Mortgage Solutions LLC | 84/100 | 5.0 ★ | 113 |
| 4 | Tom Abbate with Petra Cephas: Residential Mortgage Brokers | 70/100 | 5.0 ★ | 7 |
| 5 | New Jersey Mortgage Services | 79/100 | 5.0 ★ | 45 |
| 6 | Denise Marquez Mortgage Advisor | 76/100 | 5.0 ★ | 26 |
| 7 | Geremia Capital, LLC | 76/100 | 5.0 ★ | 25 |
| 8 | Best Mortgagee | 82/100 | 5.0 ★ | 81 |
| 9 | Veteran Owned Mortgage Solutions | 81/100 | 5.0 ★ | 66 |
| 10 | Paul Singh, Residential Mortgage Broker – Petra Cephas | NMLS 406332 | 81/100 | 5.0 ★ | 59 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Edison
What does a mortgage broker do differently than going directly to a bank in Edison?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Edison?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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