Local Pros · Elizabeth
Local Insurance Agents in Elizabeth, NJ
Locally owned and operated insurance agents serving Elizabeth and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 17 insurance agents in Elizabeth, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Marc Torres - State Farm Insurance Agent with a 4.9-star rating from 523 Google reviews and an RNM Score of 90/100. Also in the top tier: Dave Carrubba - State Farm Insurance Agent and Cuartas Insurance Agency. The average rating across all listed insurance agents in Elizabeth is 4.7 stars from 172 reviews per business on average.
Insurance in Elizabeth: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Marc Torres - State Farm Insurance Agent
Marc Torres is consistently top-ranked for his strong local reputation and personalized service in Elizabeth.
Most Reviewed
Marc Torres - State Farm Insurance Agent
A high review count indicates broad customer experience and trustworthiness, helping you gauge reliability.
When choosing an insurance agent in Elizabeth, compare quotes and read recent reviews to ensure the agent understands your specific coverage needs. Local agents like those listed often provide more personalized service than large online brokers.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
172
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, this Elizabeth agent holds a stellar 4.9-star rating.
433 N Wood Ave, Linden, NJ 07036, USATrusted by hundreds of Elizabeth locals with a strong 4.7-star rating.
321 Rahway Ave, Elizabeth, NJ 07202, USATrusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.
34 Rankin St, Elizabeth, NJ 07206, USAInsurance Agents Rankings in Elizabeth, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Marc Torres - State Farm Insurance Agent433 N Wood Ave, Linden, NJ 07036, USA | 4.9★ | 523 |
| #2 | Dave Carrubba - State Farm Insurance Agent321 Rahway Ave, Elizabeth, NJ 07202, USA | 4.7★ | 254 |
| #3 | Cuartas Insurance Agency34 Rankin St, Elizabeth, NJ 07206, USA | 4.9★ | 571 |
| #4 | InsureOne Insurance1089 Elizabeth Ave #7, Elizabeth, NJ 07201, USA | 4.3★ | 141 |
| #5 | UPIX INSURANCE729 Edgar Rd, Elizabeth, NJ 07202, USA | 4.9★ | 439 |
| #6 | Angel Rodriguez - State Farm Insurance Agent902 2nd Ave, Elizabeth, NJ 07201, USA | 4.8★ | 335 |
| #7 | Zenith Agency LLC1000 Elizabeth Ave suite b, Elizabeth, NJ 07201, USA | 4.9★ | 213 |
| #8 | RCX Insurance Agency847 E Jersey St, Elizabeth, NJ 07201, USA | 4.6★ | 59 |
| #9 | Empire Multi Services LLC131 1st St, Elizabeth, NJ 07206, USA | 5.0★ | 42 |
| #10 | Carlos Ferrer Travel Agency58 3rd St, Elizabethport, NJ 07206, USA | 4.2★ | 41 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Elizabeth
Reliable local insurance agent with a 4.3-star rating from 141 Google reviews.
1089 Elizabeth Ave #7, Elizabeth, NJ 07201, USA
Trusted by hundreds of local clients, this agent maintains a stellar 4.9-star rating.
729 Edgar Rd, Elizabeth, NJ 07202, USA
Trusted by hundreds of local clients, this agent holds a stellar 4.8-star rating.
902 2nd Ave, Elizabeth, NJ 07201, USA
Highly rated by locals with a 4.9-star average from over 200 reviews.
1000 Elizabeth Ave suite b, Elizabeth, NJ 07201, USA
Trusted by locals with a strong 4.6-star rating from 59 reviews.
847 E Jersey St, Elizabeth, NJ 07201, USA
Consistently rated 5.0 stars from over 40 Google reviews in Elizabeth.
131 1st St, Elizabeth, NJ 07206, USA
Trusted local insurance agent with a solid 4.2-star rating from 41 Google reviews.
58 3rd St, Elizabethport, NJ 07206, USA
Rated 5.0 stars from 2 Google reviews, this Elizabeth, NJ insurance agent is highly regarded.
570 N Broad St suite 7, Elizabeth, NJ 07208, USA
Consistently earns exceptional 4.9-star ratings from dozens of local customer reviews.
1324 North Ave, Elizabeth, NJ 07208, USA
No Google reviews yet for this Elizabeth, NJ insurance agent.
1 Kilsyth Rd, Elizabeth, NJ 07208, USA
A 3.6-star rating based on 12 Google reviews provides a mixed customer impression.
89 Elmora Ave, Elizabeth, NJ 07202, USA
Trusted locally with a 4.6-star rating from 48 reviews.
443 Elizabeth Ave, Elizabeth, NJ 07206, USA
Known for reliable service with a strong 4.5-star rating from over 30 reviews.
1523 Morris Ave, Union, NJ 07083, USA
Rated 4.8 stars from 19 Google reviews, this Elizabeth insurance agent is highly trusted.
514 Westfield Ave #1, Elizabeth, NJ 07208, USA
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Insurance Agents in Elizabeth, NJ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Marc Torres - State Farm Insurance Agent | 90/100 | 4.9 ★ | 523 |
| 2 | Dave Carrubba - State Farm Insurance Agent | 95/100 | 4.7 ★ | 254 |
| 3 | Cuartas Insurance Agency | 87/100 | 4.9 ★ | 571 |
| 4 | InsureOne Insurance | 73/100 | 4.3 ★ | 141 |
| 5 | UPIX INSURANCE | 87/100 | 4.9 ★ | 439 |
| 6 | Angel Rodriguez - State Farm Insurance Agent | 85/100 | 4.8 ★ | 335 |
| 7 | Zenith Agency LLC | 86/100 | 4.9 ★ | 213 |
| 8 | RCX Insurance Agency | 74/100 | 4.6 ★ | 59 |
| 9 | Empire Multi Services LLC | 79/100 | 5.0 ★ | 42 |
| 10 | Carlos Ferrer Travel Agency | 65/100 | 4.2 ★ | 41 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Elizabeth
What is the difference between a captive and independent insurance agent in Elizabeth?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NJ?
Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.
How much does working with a local insurance agent in Elizabeth cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Elizabeth?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Elizabeth adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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