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As of July 2026, RatingsNearMe ranks 14 financial advisors in Ellicott City, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Freedom Path Financial with a 5.0-star rating from 16 Google reviews and an RNM Score of 74/100. Also in the top tier: Seth Gusman - Edelman Financial Engines and Patrick Durbin - Edelman Financial Engines. The average rating across all listed financial advisors in Ellicott City is 5 stars from 6 reviews per business on average.
Financial advisors in Ellicott City typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Seth Gusman - Edelman Financial Engines
Seth Gusman at Edelman Financial Engines stands out as a top-ranked advisor in Ellicott City, combining personalized service with the resources of a nationally recognized firm.
Most Reviewed
Edelman Financial Engines
A higher number of reviews often reflects greater client experience and trust, helping you gauge the firm's reliability and service quality.
When choosing a financial advisor in Ellicott City, consider your specific needs—such as retirement planning or investment management—and look for a fiduciary who prioritizes your best interests. Always verify credentials and read recent client reviews to ensure a good fit.
Local Market Snapshot
14
Businesses listed
5★
Avg rating
6
Avg reviews
Jul 4, 2026
Last updated
Top Rated Financial Advisors
Trusted by clients for exceptional 5.0-star service across 16 reviews.
5054 Dorsey Hall Dr Suit 205, Ellicott City, MD 21042, USAEllicott City financial advisor with a perfect 5.0-star rating from 13 Google reviews.
6031 University Blvd #150, Ellicott City, MD 21043, USA5.0-star rating from 7 Google reviews for financial advising in Ellicott City.
6031 University Blvd #150, Ellicott City, MD 21043, USAFinancial Advisors Rankings in Ellicott City, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freedom Path Financial5054 Dorsey Hall Dr Suit 205, Ellicott City, MD 21042, USA | 5.0★ | 16 |
| #2 | Seth Gusman - Edelman Financial Engines6031 University Blvd #150, Ellicott City, MD 21043, USA | 5.0★ | 13 |
| #3 | Patrick Durbin - Edelman Financial Engines6031 University Blvd #150, Ellicott City, MD 21043, USA | 5.0★ | 7 |
| #4 | Morgan Wealth Advisory Group - Ameriprise Financial Services, LLC6011 University Blvd Ste 300, Ellicott City, MD 21043, USA | 5.0★ | 2 |
| #5 | William A Morgan - Private Wealth Advisor, Ameriprise Financial Services, LLC6011 University Blvd Ste 300, Ellicott City, MD 21043, USA | — | — |
| #6 | Stephen M Molesky & Associates Inc5026 Dorsey Hall Dr, Ellicott City, MD 21042, USA | 5.0★ | 1 |
| #7 | Edelman Financial Engines6031 University Blvd #150, Ellicott City, MD 21043, USA | 5.0★ | 1 |
| #8 | Ravindra Dixit - Private Wealth Advisor, Ameriprise Financial Services, LLC5070 Dorsey Hall Dr Ste 101, Ellicott City, MD 21042, USA | 5.0★ | 1 |
| #9 | Lee Financial Associates, Inc.5018 Dorsey Hall Dr # 204, Ellicott City, MD 21042, USA | — | — |
| #10 | Edward Jones - Financial Advisor: John A Dove, CFP®|CEPA®|AAMS®9090 Chevrolet Dr, Ellicott City, MD 21042, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Financial Advisors in Ellicott City
Exceptional 5.0-star rating from 2 Google reviews for this Ellicott City financial advisor.
6011 University Blvd Ste 300, Ellicott City, MD 21043, USA
Financial advisor in Ellicott City with no online reviews yet.
6011 University Blvd Ste 300, Ellicott City, MD 21043, USA
5.0-star rated financial advisor in Ellicott City, based on client reviews.
5026 Dorsey Hall Dr, Ellicott City, MD 21042, USA
Exceptional 5.0-star rating from a handful of Google reviews.
6031 University Blvd #150, Ellicott City, MD 21043, USA
5.0 stars from 1 review for a financial advisor in Ellicott City.
5070 Dorsey Hall Dr Ste 101, Ellicott City, MD 21042, USA
No reviews yet for this Ellicott City financial advisor.
5018 Dorsey Hall Dr # 204, Ellicott City, MD 21042, USA
No reviews yet; check back for client feedback on this Ellicott City financial advisor.
9090 Chevrolet Dr, Ellicott City, MD 21042, USA
No reviews yet for this Ellicott City financial advisor.
3448 Ellicott Center Dr # 101, Ellicott City, MD 21043, USA
A financial advisor in Ellicott City, MD, with no customer reviews yet.
24 Frederick Rd, Ellicott City, MD 21043, USA
This financial advisor in Ellicott City has not yet received any Google reviews or ratings.
6021 University Blvd Suite 255, Ellicott City, MD 21043, USA
No reviews yet for this Ellicott City financial advisor.
6021 University Blvd Suite 440, Ellicott City, MD 21043, USA
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Financial Advisors in Ellicott City, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Freedom Path Financial | 74/100 | 5.0 ★ | 16 |
| 2 | Seth Gusman - Edelman Financial Engines | 73/100 | 5.0 ★ | 13 |
| 3 | Patrick Durbin - Edelman Financial Engines | 70/100 | 5.0 ★ | 7 |
| 4 | Morgan Wealth Advisory Group - Ameriprise Financial Services, LLC | 64/100 | 5.0 ★ | 2 |
| 5 | William A Morgan - Private Wealth Advisor, Ameriprise Financial Services, LLC | 3/100 | — | 0 |
| 6 | Stephen M Molesky & Associates Inc | 62/100 | 5.0 ★ | 1 |
| 7 | Edelman Financial Engines | 62/100 | 5.0 ★ | 1 |
| 8 | Ravindra Dixit - Private Wealth Advisor, Ameriprise Financial Services, LLC | 62/100 | 5.0 ★ | 1 |
| 9 | Lee Financial Associates, Inc. | 3/100 | — | 0 |
| 10 | Edward Jones - Financial Advisor: John A Dove, CFP®|CEPA®|AAMS® | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Financial Advisors in Ellicott City
What is a fiduciary financial advisor and why does it matter in Ellicott City?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Ellicott City, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Ellicott City?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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