Top Picks · Garden Grove
Best Mortgage Brokers in Garden Grove, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Garden Grove, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Loan Factory - We Dare You to Compare with a 5.0-star rating from 1,966 Google reviews and an RNM Score of 88/100. Also in the top tier: Linh Viet Vang - 24/7 Mortgage and Tom McMurray - Karbon Financial. The average rating across all listed mortgage brokers in Garden Grove is 5 stars from 217 reviews per business on average.
Mortgage brokers in Garden Grove: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Linh Viet Vang - 24/7 Mortgage
This broker is top-ranked in Garden Grove, offering reliable service and 24/7 availability.
Most Reviewed
Linh Viet Vang - 24/7 Mortgage
A high number of reviews reflects consistent customer trust and proven service quality.
When choosing a mortgage broker in Garden Grove, compare rates and fees from multiple brokers, and check recent reviews to ensure responsiveness and transparency.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
217
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Garden Grove mortgage broker with a perfect 5.0-star rating from nearly 2,000 reviews.
9523 Bolsa Ave, Westminster, CA 92683, USATop-rated Garden Grove mortgage broker with 5.0 stars from nearly 300 reviews.
9741 Bolsa Ave Suite 215, Westminster, CA 92683, USAOver 240 Google reviews maintain a perfect 5.0-star rating for this Garden Grove broker.
3020 Old Ranch Pkwy # 300, Seal Beach, CA 90740, USAMortgage Brokers Rankings in Garden Grove, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Loan Factory - We Dare You to Compare9523 Bolsa Ave, Westminster, CA 92683, USA | 5.0★ | 1,966 |
| #2 | Linh Viet Vang - 24/7 Mortgage9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA | 5.0★ | 298 |
| #3 | Tom McMurray - Karbon Financial3020 Old Ranch Pkwy # 300, Seal Beach, CA 90740, USA | 5.0★ | 241 |
| #4 | Nancy Nguyen- Mortgage Advisor9523 Bolsa Ave, Westminster, CA 92683, USA | 5.0★ | 40 |
| #5 | Kevin Tu - 24/7 Mortgage9741 Bolsa Ave #216, Westminster, CA 92683, USA | 5.0★ | 45 |
| #6 | 24/7 Mortgage9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA | 5.0★ | 175 |
| #7 | Statewide Mortgage Services : Tuan Tu12881 Knott St # 107, Garden Grove, CA 92841, USA | 5.0★ | 118 |
| #8 | Sergio Orzynski9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA | 5.0★ | 103 |
| #9 | Abdul Chamseddine - MLO NMLS 12350498642 W Garden Grove Blvd, Garden Grove, CA 92844, USA | 5.0★ | 61 |
| #10 | Steven Truong - The Loan Dude12881 Knott St Suite 102, Garden Grove, CA 92841, USA | 5.0★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Garden Grove
Rated 5.0 stars from 40 Google reviews, this Garden Grove mortgage broker is highly trusted.
9523 Bolsa Ave, Westminster, CA 92683, USA
Consistently earns 5.0 stars across 45 Google reviews from local clients.
9741 Bolsa Ave #216, Westminster, CA 92683, USA
Rated 5.0 stars from 175 Google reviews, this Garden Grove mortgage broker is highly trusted.
9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA
Trusted by over 100 clients with a perfect 5.0-star rating.
12881 Knott St # 107, Garden Grove, CA 92841, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA
Trusted by 61 clients with a perfect 5.0-star rating.
8642 W Garden Grove Blvd, Garden Grove, CA 92844, USA
Exceptional 5.0-star rating from 27 Google reviews in Garden Grove.
12881 Knott St Suite 102, Garden Grove, CA 92841, USA
5.0 stars from 24 reviews, reflecting exceptional client satisfaction.
9523 Bolsa Ave, Westminster, CA 92683, USA
Garden Grove mortgage broker with a perfect 5.0-star rating from 23 Google reviews.
9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA
Exceptional 5.0-star rating from 9 Google reviews for a Garden Grove mortgage broker.
9523 Bolsa Ave, Westminster, CA 92683, USA
Top-rated Garden Grove mortgage broker with a perfect 5.0-star rating from 32 reviews.
12860 Euclid St, Garden Grove, CA 92840, USA
Consistently rated 5.0 stars from a small number of Google reviews.
9741 Bolsa Ave Suite 215, Westminster, CA 92683, USA
Trusted by 309 local clients with a strong 4.6-star average rating.
7390 Lincoln Way, Garden Grove, CA 92841, USA
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Mortgage Brokers in Garden Grove, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Loan Factory - We Dare You to Compare | 88/100 | 5.0 ★ | 1,966 |
| 2 | Linh Viet Vang - 24/7 Mortgage | 88/100 | 5.0 ★ | 298 |
| 3 | Tom McMurray - Karbon Financial | 88/100 | 5.0 ★ | 241 |
| 4 | Nancy Nguyen- Mortgage Advisor | 78/100 | 5.0 ★ | 40 |
| 5 | Kevin Tu - 24/7 Mortgage | 79/100 | 5.0 ★ | 45 |
| 6 | 24/7 Mortgage | 86/100 | 5.0 ★ | 175 |
| 7 | Statewide Mortgage Services : Tuan Tu | 84/100 | 5.0 ★ | 118 |
| 8 | Sergio Orzynski | 84/100 | 5.0 ★ | 103 |
| 9 | Abdul Chamseddine - MLO NMLS 1235049 | 81/100 | 5.0 ★ | 61 |
| 10 | Steven Truong - The Loan Dude | 76/100 | 5.0 ★ | 27 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Garden Grove
What does a mortgage broker do differently than going directly to a bank in Garden Grove?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Garden Grove?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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