Licensed · Garland
Licensed & Insured Insurance Agents in Garland, TX
Every insurance agents listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Garland, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is CINCO Auto Insurance with a 5.0-star rating from 697 Google reviews and an RNM Score of 100/100. Also in the top tier: A Abana Auto Insurance and La Familia Auto Insurance. The average rating across all listed insurance agents in Garland is 4.7 stars from 270 reviews per business on average.
Insurance in Garland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Cerra Insurance Agency, LLC
Cerra Insurance Agency, LLC stands out as the top-ranked agent in Garland due to its strong reputation for personalized service and comprehensive coverage options.
Most Reviewed
Cerra Insurance Agency, LLC
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing an insurance agent in Garland, compare quotes from multiple agencies and read recent reviews to ensure the agent meets your specific coverage needs. Also, verify that the agent is licensed and has a physical local office for easier claims support.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
270
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Earned a perfect 5.0-star rating from nearly 700 Google reviews in Garland.
307 W Centerville Rd Suite C, Garland, TX 75041, USABoasting 4.9 stars from over 580 reviews, this agent is exceptionally trusted in Garland.
2930 S First St #200, Garland, TX 75041, USATrusted by over 1,100 clients, this agent maintains a stellar 4.8-star rating.
2602 W Walnut St #102, Garland, TX 75042, USAInsurance Agents Rankings in Garland, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CINCO Auto Insurance307 W Centerville Rd Suite C, Garland, TX 75041, USA | 5.0★ | 697 |
| #2 | A Abana Auto Insurance2930 S First St #200, Garland, TX 75041, USA | 4.9★ | 582 |
| #3 | La Familia Auto Insurance2602 W Walnut St #102, Garland, TX 75042, USA | 4.8★ | 1,117 |
| #4 | Mullen Insurance Agency, Inc.337 Oaks Trail Ste 200, Garland, TX 75043, USA | 4.9★ | 67 |
| #5 | Cerra Insurance Agency, LLC633 W Centerville Rd #321, Garland, TX 75041, USA | 1.7★ | 6 |
| #6 | Freeway Insurance520 N Jupiter Rd Ste H, Garland, TX 75042, USA | 4.7★ | 405 |
| #7 | Claros Insurance Services3161 Broadway Blvd Suite L80, Garland, TX 75043, USA | 4.9★ | 193 |
| #8 | Ai United Insurance232 W Centerville Rd, Garland, TX 75041, USA | 4.6★ | 346 |
| #9 | Lopez Auto Insurance3460 W Walnut St Ste 900, Garland, TX 75042, USA | 4.9★ | 357 |
| #10 | Texas Quality Insurance2025 Saturn Rd #1, Garland, TX 75041, USA | 4.9★ | 277 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Garland
Top-rated Garland insurance agent with a 4.9-star average from 67 reviews.
337 Oaks Trail Ste 200, Garland, TX 75043, USA
6 Google reviews give this Garland insurance agent a 1.7-star average rating.
633 W Centerville Rd #321, Garland, TX 75041, USA
Trusted by hundreds of local clients with a strong 4.7-star average rating.
520 N Jupiter Rd Ste H, Garland, TX 75042, USA
A trusted Garland insurance agent with a 4.9-star rating from nearly 200 reviews.
3161 Broadway Blvd Suite L80, Garland, TX 75043, USA
Praised by hundreds of locals with a strong 4.6-star rating.
232 W Centerville Rd, Garland, TX 75041, USA
Trusted by hundreds of local clients, rated 4.9 stars from 357 reviews in Garland.
3460 W Walnut St Ste 900, Garland, TX 75042, USA
Trusted by hundreds of local clients, this Garland agency holds a 4.9-star rating.
2025 Saturn Rd #1, Garland, TX 75041, USA
Trusted Garland insurance agent with a perfect 4.9★ rating from over 350 Google reviews.
3322 Broadway Blvd, Garland, TX 75043, USA
Trusted by hundreds of local clients with a perfect 5.0★ rating on Google.
3960 Broadway Blvd # 220Q, Garland, TX 75043, USA
5.0 stars from 32 Google reviews, reflecting consistently excellent client service in Garland.
1918 E Miller Rd # 103, Garland, TX 75041, USA
A local insurance agent in Garland, TX, with a perfect 5.0-star rating from customers.
815 N Jupiter Rd, Garland, TX 75042, USA
4.4 stars from 57 Google reviews, reflecting solid customer satisfaction.
552 W Interstate 30 Suite 303, Garland, TX 75043, USA
Earning a perfect 5.0-star rating from five local reviews in Garland.
1309 Belt Line Rd #B, Garland, TX 75040, USA
A local insurance agent with a 4.9-star rating from over 100 reviews in Garland.
3014 S Shiloh Rd ste B, Garland, TX 75041, USA
4.8 stars from 79 Google reviews, reflecting consistently excellent local service.
1937 S First St Suite #200, Garland, TX 75040, USA
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Insurance Agents in Garland, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | CINCO Auto Insurance | 100/100 | 5.0 ★ | 697 |
| 2 | A Abana Auto Insurance | 98/100 | 4.9 ★ | 582 |
| 3 | La Familia Auto Insurance | 85/100 | 4.8 ★ | 1,117 |
| 4 | Mullen Insurance Agency, Inc. | 91/100 | 4.9 ★ | 67 |
| 5 | Cerra Insurance Agency, LLC | 26/100 | 1.7 ★ | 6 |
| 6 | Freeway Insurance | 83/100 | 4.7 ★ | 405 |
| 7 | Claros Insurance Services | 85/100 | 4.9 ★ | 193 |
| 8 | Ai United Insurance | 82/100 | 4.6 ★ | 346 |
| 9 | Lopez Auto Insurance | 87/100 | 4.9 ★ | 357 |
| 10 | Texas Quality Insurance | 87/100 | 4.9 ★ | 277 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Garland
What is the difference between a captive and independent insurance agent in Garland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Garland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Garland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Garland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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