Top Picks · Gilbert
Best Mortgage Brokers in Gilbert, AZ
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Gilbert, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jeremy House with a 5.0-star rating from 482 Google reviews and an RNM Score of 88/100. Also in the top tier: Jeff Tisdale - Licensed Mortgage Loan Officer and Direct Mortgage Loans: Servando Rojas. The average rating across all listed mortgage brokers in Gilbert is 5 stars from 118 reviews per business on average.
Mortgage brokers in Gilbert: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Swift Mortgage
Swift Mortgage consistently earns top rankings in Gilbert due to its exceptional customer service, competitive rates, and streamlined approval process.
Most Reviewed
Swift Mortgage
A high volume of positive reviews reflects strong client trust and satisfaction, making Swift Mortgage a reliable choice for borrowers.
When choosing a mortgage broker in Gilbert, compare multiple lenders to find the best combination of rates and fees, and always read recent reviews to gauge customer experience and responsiveness.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
118
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Shopper-approved Gilbert mortgage broker with 5.0 stars from 482 reviews.
2212 E Williams Field Rd #220, Gilbert, AZ 85295, USA5.0-star rating from over 200 Google reviews for this Gilbert mortgage broker.
365 E Germann Rd suite 301, Gilbert, AZ 85297, USATrusted Gilbert mortgage broker with a 4.9★ rating from nearly 200 reviews.
365 E Germann Rd #301, Gilbert, AZ 85297, USAMortgage Brokers Rankings in Gilbert, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeremy House2212 E Williams Field Rd #220, Gilbert, AZ 85295, USA | 5.0★ | 482 |
| #2 | Jeff Tisdale - Licensed Mortgage Loan Officer365 E Germann Rd suite 301, Gilbert, AZ 85297, USA | 5.0★ | 215 |
| #3 | Direct Mortgage Loans: Servando Rojas365 E Germann Rd #301, Gilbert, AZ 85297, USA | 4.9★ | 198 |
| #4 | The Starks Team - Mortgage Brokers1530 E Williams Field Rd Ste. 105, Gilbert, AZ 85295, USA | 5.0★ | 21 |
| #5 | Fairway Independent Mortgage Corporation2174 E Williams Field Rd #220, Gilbert, AZ 85295, USA | 4.8★ | 137 |
| #6 | Jared Halbert - Home Loans - Brick Mortgage LLC18606 E Via De Palmas, Queen Creek, AZ 85142, USA | 5.0★ | 134 |
| #7 | Swift Mortgage1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295, USA | 4.9★ | 98 |
| #8 | Josh Phillips - NMLS #1481547 - Price Mortgage690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA | 5.0★ | 77 |
| #9 | Aaron Payne - Licensed Mortgage Loan Officer365 E Germann Rd #301, Gilbert, AZ 85297, USA | 5.0★ | 73 |
| #10 | Desert State Mortgage2200 E Williams Field Rd #200, Gilbert, AZ 85295, USA | 5.0★ | 71 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Gilbert
5.0-star rating from 21 Google reviews reflects exceptional client satisfaction.
1530 E Williams Field Rd Ste. 105, Gilbert, AZ 85295, USA
Trusted by 137 clients with an exceptional 4.8-star rating in Gilbert.
2174 E Williams Field Rd #220, Gilbert, AZ 85295, USA
A 5.0-star mortgage broker in Gilbert with over 130 glowing client reviews.
18606 E Via De Palmas, Queen Creek, AZ 85142, USA
98 Google reviews rate this Gilbert mortgage broker at an exceptional 4.9 stars.
1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295, USA
Gilbert mortgage broker with a 5.0-star rating from 77 Google reviews.
690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA
Gilbert's top-rated mortgage broker with a perfect 5.0★ score from 73 reviews.
365 E Germann Rd #301, Gilbert, AZ 85297, USA
Gilbert mortgage broker with a perfect 5.0-star rating from 71 reviews.
2200 E Williams Field Rd #200, Gilbert, AZ 85295, USA
Gilbert mortgage broker with a 5.0-star rating from 66 Google reviews.
690 E Warner Rd Suite 103, Gilbert, AZ 85296, USA
5.0 stars from 13 Google reviews for this Gilbert mortgage broker.
2162 E Williams Field Rd Suite #111, Gilbert, AZ 85295, USA
Trusted Gilbert mortgage broker with a perfect 5.0★ rating from 154 reviews.
2242 S Osborn Ln, Gilbert, AZ 85295, USA
Gilbert mortgage broker with a perfect 5.0★ rating from 24 Google reviews.
275 E Rivulon Blvd #200, Gilbert, AZ 85297, USA
5.0 stars from 67 Google reviews, reflecting exceptional client satisfaction.
275 E Rivulon Blvd #200, Gilbert, AZ 85295, USA
A 5.0-star rated mortgage broker trusted by 61 local Gilbert homeowners.
365 E Germann Rd suite 301, Gilbert, AZ 85297, USA
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Mortgage Brokers in Gilbert, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jeremy House | 88/100 | 5.0 ★ | 482 |
| 2 | Jeff Tisdale - Licensed Mortgage Loan Officer | 88/100 | 5.0 ★ | 215 |
| 3 | Direct Mortgage Loans: Servando Rojas | 85/100 | 4.9 ★ | 198 |
| 4 | The Starks Team - Mortgage Brokers | 75/100 | 5.0 ★ | 21 |
| 5 | Fairway Independent Mortgage Corporation | 82/100 | 4.8 ★ | 137 |
| 6 | Jared Halbert - Home Loans - Brick Mortgage LLC | 85/100 | 5.0 ★ | 134 |
| 7 | Swift Mortgage | 82/100 | 4.9 ★ | 98 |
| 8 | Josh Phillips - NMLS #1481547 - Price Mortgage | 82/100 | 5.0 ★ | 77 |
| 9 | Aaron Payne - Licensed Mortgage Loan Officer | 82/100 | 5.0 ★ | 73 |
| 10 | Desert State Mortgage | 82/100 | 5.0 ★ | 71 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Gilbert
What does a mortgage broker do differently than going directly to a bank in Gilbert?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gilbert?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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