Top Picks · Hartford
Best Mortgage Brokers in Hartford, CT
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Hartford, CT by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Gateway Mortgage Services, LLC with a 5.0-star rating from 222 Google reviews and an RNM Score of 88/100. Also in the top tier: John Hodgkins | Fairway Independent Mortgage and Northpoint Mortgage, Inc.. The average rating across all listed mortgage brokers in Hartford is 4.9 stars from 89 reviews per business on average.
Mortgage brokers in Hartford: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
John Hodgkins | Fairway Independent Mortgage
John Hodgkins stands out as a top-ranked broker due to his strong reputation for personalized service and deep local market knowledge.
Most Reviewed
Ed Lanzoni - Mortgage Lender (NMLS #1865938)
A high review count signals broad client experience and can indicate reliability and customer satisfaction over time.
When choosing a mortgage broker in Hartford, compare loan offers, fees, and interest rates from multiple options. Also check each broker's licensing status and recent client feedback to ensure they meet your specific needs.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
89
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Hartford's top-rated mortgage broker with a perfect 5.0★ from over 200 reviews.
428 Boston Post Rd, Waterford, CT 06385, USAA top-rated Hartford mortgage broker with a 4.9-star rating from over 180 reviews.
430 New Park Ave Suite 101, Hartford, CT 06106, USATrusted Hartford mortgage broker with a flawless 5.0★ rating from over 130 reviews.
10 Waterchase Dr 1st Floor, Rocky Hill, CT 06067, USAMortgage Brokers Rankings in Hartford, CT
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Gateway Mortgage Services, LLC428 Boston Post Rd, Waterford, CT 06385, USA | 5.0★ | 222 |
| #2 | John Hodgkins | Fairway Independent Mortgage430 New Park Ave Suite 101, Hartford, CT 06106, USA | 4.9★ | 187 |
| #3 | Northpoint Mortgage, Inc.10 Waterchase Dr 1st Floor, Rocky Hill, CT 06067, USA | 5.0★ | 131 |
| #4 | Justin Girolimon | Vice President & Senior Mortgage Banker, NMLS #18024365 LaSalle Rd Suite 310, West Hartford, CT 06107, USA | 5.0★ | 56 |
| #5 | Max Satti - Mortgage Broker428 Boston Post Rd, Waterford, CT 06385, USA | 5.0★ | 30 |
| #6 | ELM TREE FUNDING43 N Main St, West Hartford, CT 06107, USA | 5.0★ | 22 |
| #7 | CT Liberty Mortgage, LLC5 Forest Park Dr Suite 5-1 RB, Farmington, CT 06032, USA | 5.0★ | 35 |
| #8 | Ed Lanzoni - Mortgage Lender (NMLS #1865938)127 Prospect Ave, Hartford, CT 06106, USA | 5.0★ | 25 |
| #9 | Mortgage Markets CUSO, LLC616 Burnside Ave, East Hartford, CT 06108, USA | 4.8★ | 129 |
| #10 | New England Residential Finance, LLC415 Wolcott Rd UNIT 4, Wolcott, CT 06716, USA | 4.9★ | 127 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Hartford
Consistently earns a perfect 5.0-star rating from over 50 reviews.
65 LaSalle Rd Suite 310, West Hartford, CT 06107, USA
5.0-star rating from 30 Google reviews, reflecting exceptional local client satisfaction.
428 Boston Post Rd, Waterford, CT 06385, USA
Rated 5.0 stars from 22 Google reviews, this Hartford mortgage broker is highly trusted.
43 N Main St, West Hartford, CT 06107, USA
5.0 stars from 35 Google reviews, reflecting exceptional client satisfaction.
5 Forest Park Dr Suite 5-1 RB, Farmington, CT 06032, USA
Hartford mortgage broker with a perfect 5.0-star rating from 25 Google reviews.
127 Prospect Ave, Hartford, CT 06106, USA
Trusted by 129 clients with a stellar 4.8-star rating in Hartford.
616 Burnside Ave, East Hartford, CT 06108, USA
Trusted by clients with a 4.9-star rating from over 120 reviews.
415 Wolcott Rd UNIT 4, Wolcott, CT 06716, USA
A trusted Hartford mortgage broker with a 4.9-star rating from over 100 reviews.
430 New Park Ave Suite 101, Hartford, CT 06106, USA
Top-rated Hartford mortgage broker with a perfect 5.0-star rating from 99 reviews.
10 N Main St # 3, West Hartford, CT 06107, USA
5.0 stars from 85 Google reviews, reflecting exceptional client satisfaction.
119C Griswold St #113, Glastonbury, CT 06033, USA
Five-star rated mortgage broker with 69 Google reviews in Hartford.
1750 Ellington Rd bldg 3, South Windsor, CT 06074, USA
69 Google reviews give this Hartford mortgage broker a mixed 3.7-star rating.
127 Prospect Ave, Hartford, CT 06106, USA
Rated 5.0 stars from 25 Google reviews by local clients in Hartford.
846 Farmington Ave #10, West Hartford, CT 06119, USA
Hartford's top-rated mortgage broker with a flawless 5.0★ average from 89 reviews.
65 LaSalle Rd # 309, West Hartford, CT 06107, USA
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Mortgage Brokers in Hartford, CT — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Gateway Mortgage Services, LLC | 88/100 | 5.0 ★ | 222 |
| 2 | John Hodgkins | Fairway Independent Mortgage | 85/100 | 4.9 ★ | 187 |
| 3 | Northpoint Mortgage, Inc. | 85/100 | 5.0 ★ | 131 |
| 4 | Justin Girolimon | Vice President & Senior Mortgage Banker, NMLS #180243 | 80/100 | 5.0 ★ | 56 |
| 5 | Max Satti - Mortgage Broker | 77/100 | 5.0 ★ | 30 |
| 6 | ELM TREE FUNDING | 75/100 | 5.0 ★ | 22 |
| 7 | CT Liberty Mortgage, LLC | 78/100 | 5.0 ★ | 35 |
| 8 | Ed Lanzoni - Mortgage Lender (NMLS #1865938) | 76/100 | 5.0 ★ | 25 |
| 9 | Mortgage Markets CUSO, LLC | 81/100 | 4.8 ★ | 129 |
| 10 | New England Residential Finance, LLC | 83/100 | 4.9 ★ | 127 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Hartford
What does a mortgage broker do differently than going directly to a bank in Hartford?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Hartford?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CT?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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