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Top Picks · Hutchins

Best Insurance Agents in Hutchins, TX

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 20 insurance agents in Hutchins, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Kimberly Giddings - State Farm Insurance Agent with a 5.0-star rating from 35 Google reviews and an RNM Score of 78/100. Also in the top tier: Ken Allen Insurance and Taylor Agency. The average rating across all listed insurance agents in Hutchins is 4.1 stars from 109 reviews per business on average.

Insurance in Hutchins: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.1★

Avg rating

109

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

5.0(35 reviews)

Consistently rated 5.0 stars from 35 reviews in Lancaster, TX.

211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA
4.4(9 reviews)

Serving Lancaster with a solid 4.4-star rating based on 9 Google reviews.

222 Pleasant Run Rd #102, Lancaster, TX 75146, USA
4.5(2 reviews)

4.5 stars from 2 Google reviews, reflecting strong local customer satisfaction.

330 Pleasant Run Rd, Lancaster, TX 75146, USA

Insurance Agents Rankings in Hutchins, TX

#BusinessRatingReviews
#1Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA5.035
#2Ken Allen Insurance222 Pleasant Run Rd #102, Lancaster, TX 75146, USA4.49
#3Taylor Agency330 Pleasant Run Rd, Lancaster, TX 75146, USA4.52
#4Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd, Lancaster, TX 75146, USA4.473
#5Hubbard Insurance747 W Main St, Lancaster, TX 75146, USA5.04
#6Premier Cover Insurance Co.1450 Pleasant Run Rd, Lancaster, TX 75146, USA5.011
#7A-MAX Auto Insurance1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA4.4174
#8DAVID JACKSON INSURANCE AGENCY1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA2.01
#9Texas Farm Bureau Insurance - Dennis SmithN, 3380 I-35E, Lancaster, TX 75134, USA
#10Texas Farm Bureau Insurance Company3380 N Interstate 35 East Service Rd, Lancaster, TX 75134, USA4.04

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Hutchins

4
4.4· 73 reviews

A trusted local option with a solid 4.4-star rating from 73 reviews.

1053 W Pleasant Run Rd, Lancaster, TX 75146, USA

5
5.0· 4 reviews

Holds a perfect 5.0-star rating from four local Google reviews.

747 W Main St, Lancaster, TX 75146, USA

6
5.0· 11 reviews

Earns a perfect 5.0-star rating from 11 Google reviews in Lancaster, TX.

1450 Pleasant Run Rd, Lancaster, TX 75146, USA

7
4.4· 174 reviews

Trusted by locals with a solid 4.4-star rating from over 170 reviews.

1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA

8
2.0· 1 reviews

A 2.0-star rating from a single review suggests mixed local feedback.

1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA

9
· 0 reviews

Lancaster insurance agent with no customer reviews yet, so local feedback is unavailable.

N, 3380 I-35E, Lancaster, TX 75134, USA

10
4.0· 4 reviews

Shoppers report solid service, with a 4.0-star average from four reviews.

3380 N Interstate 35 East Service Rd, Lancaster, TX 75134, USA

11
1.0· 1 reviews

Rated 1.0 star from a single Google review, indicating mixed customer feedback.

3380 S Interstate 35 E, Lancaster, TX 75134, USA

12
3.4· 61 reviews

A Lancaster insurance agent with 61 Google reviews and a mixed 3.4-star rating.

3200 S Lancaster Rd Ste 157A, Dallas, TX 75216, USA

13
3.1· 12 reviews

An insurance agent in Lancaster holds a 3.1-star rating from 12 Google reviews.

3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA

14
4.3· 6 reviews

Shoppers report solid service, with a 4.3-star average from 6 reviews.

1506 S Interstate 35 E, Lancaster, TX 75134, USA

15
3.0· 2 reviews

A Lancaster insurance agent with a 3.0-star rating based on 2 Google reviews.

#272, Lancaster, TX 75146, USA

16
4.9· 1,021 reviews

Trusted by over 1,000 clients with a near-perfect 4.9-star rating.

3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146, USA

17
4.8· 199 reviews

Trusted by hundreds of local clients, this DeSoto agent maintains a stellar 4.8-star rating.

1001 N Interstate 35 E Rd STE 316B, DeSoto, TX 75115, USA

18
4.4· 48 reviews

Trusted locally with a solid 4.4-star rating from 48 reviews.

908 N Interstate 35 E Rd, Lancaster, TX 75146, USA

19
4.8· 284 reviews

Trusted by hundreds, this DeSoto insurance agent holds a stellar 4.8-star rating.

1001 N Beckley Ave, DeSoto, TX 75115, USA

20
4.7· 115 reviews

Trusted by hundreds of local clients, this DeSoto agent holds a strong 4.7-star rating.

1231 E Pleasant Run Rd Ste 102, DeSoto, TX 75115, USA

Data from Google Business listings
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Insurance Agents in Hutchins, TX — Compared

#BusinessRNM ScoreRatingReviews
1Kimberly Giddings - State Farm Insurance Agent78/1005.0 ★35
2Ken Allen Insurance61/1004.4 ★9
3Taylor Agency56/1004.5 ★2
4Farmers Insurance - Louis Taylor72/1004.4 ★73
5Hubbard Insurance67/1005.0 ★4
6Premier Cover Insurance Co.72/1005.0 ★11
7A-MAX Auto Insurance76/1004.4 ★174
8DAVID JACKSON INSURANCE AGENCY21/1002.0 ★1
9Texas Farm Bureau Insurance - Dennis Smith3/1000
10Texas Farm Bureau Insurance Company50/1004.0 ★4

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Hutchins

What is the difference between a captive and independent insurance agent in Hutchins?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Hutchins cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Hutchins?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Hutchins adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Hutchins, TX

This page lists and ranks 20 insurance agents serving Hutchins, TX as of July 2026. The average verified rating across all listings is 4.1 stars, with an average of 109 customer reviews per business. The top-ranked insurance agents in Hutchins by our algorithm is Kimberly Giddings - State Farm Insurance Agent (5.0 stars, 35 reviews). Insurance in Hutchins: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Hutchins: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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