Pricing Guide · Independence
Mortgage Brokers Cost in Independence, MO — 2026 Price Guide
What should you pay for mortgage brokers in Independence? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Independence, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is World Finance with a 4.9-star rating from 445 Google reviews and an RNM Score of 87/100. Also in the top tier: Sun Loan Company and Missouri Title Loans, Inc.. The average rating across all listed mortgage brokers in Independence is 4.8 stars from 137 reviews per business on average.
Mortgage brokers in Independence: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Community Mortgage, LLC
As a dedicated mortgage broker, it specializes in home lending and offers personalized service tailored to local Independence homebuyers.
Most Reviewed
OneMain Financial
Higher review volume generally indicates a larger customer base and more established market presence, which can provide insights into service consistency.
When choosing a mortgage broker in Independence, compare loan options, interest rates, and fees across multiple lenders, and verify that the broker is licensed with the Nationwide Mortgage Licensing System (NMLS) to ensure credibility.
Local Market Snapshot
16
Businesses listed
4.8★
Avg rating
137
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Earned a 4.9-star rating from 445 Google reviews, reflecting exceptional client satisfaction.
1520 East 23rd St S Suite N, Independence, MO 64055, USAEarning 4.8 stars from 379 reviews, this broker is a trusted local choice.
2411 Rte 291 Suite P, Independence, MO 64057, USA4.9-star rating from over 300 Google reviews highlights exceptional client satisfaction.
1503 West 23rd St S, Independence, MO 64050, USAMortgage Brokers Rankings in Independence, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | World Finance1520 East 23rd St S Suite N, Independence, MO 64055, USA | 4.9★ | 445 |
| #2 | Sun Loan Company2411 Rte 291 Suite P, Independence, MO 64057, USA | 4.8★ | 379 |
| #3 | Missouri Title Loans, Inc.1503 West 23rd St S, Independence, MO 64050, USA | 4.9★ | 326 |
| #4 | Atlas Mortgage Group601 E 63rd St, Kansas City, MO 64110, USA | 5.0★ | 56 |
| #5 | KC Mortgage Duo2 Victory Dr Suite #250, Liberty, MO 64068, USA | 5.0★ | 57 |
| #6 | OneMain Financial4201 S Noland Rd T, Independence, MO 64055, USA | 4.5★ | 41 |
| #7 | Regional Finance18920 E Valley View Pkwy G, Independence, MO 64055, USA | 4.8★ | 78 |
| #8 | Hard Money Lenders Independence MO201 N Forest Ave, Independence, MO 64050, USA | — | — |
| #9 | Churchill Mortgage - Kansas City2300 Main St Ste 900, Kansas City, MO 64108, USA | 4.5★ | 84 |
| #10 | NACA100 E 43rd St, Kansas City, MO 64111, USA | 4.5★ | 237 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Independence
Independence's top-rated mortgage broker with a perfect 5.0 stars from 56 reviews.
601 E 63rd St, Kansas City, MO 64110, USA
Independence's top-rated mortgage broker, with a perfect 5.0★ from 57 reviews.
2 Victory Dr Suite #250, Liberty, MO 64068, USA
Trusted by locals with a strong 4.5-star rating from over 40 reviews.
4201 S Noland Rd T, Independence, MO 64055, USA
Independence mortgage broker with a 4.8-star rating from 78 Google reviews.
18920 E Valley View Pkwy G, Independence, MO 64055, USA
This mortgage broker has no ratings yet, as there are no Google reviews to assess.
201 N Forest Ave, Independence, MO 64050, USA
Trusted by 84 clients with a strong 4.5-star average rating.
2300 Main St Ste 900, Kansas City, MO 64108, USA
Trusted by clients with a 4.5-star rating from 237 Google reviews.
100 E 43rd St, Kansas City, MO 64111, USA
Highly rated with 4.7 stars from nearly 150 Google customer reviews.
20130 E Jackson Dr, Independence, MO 64057, USA
5.0 stars from 10 Google reviews for this Independence mortgage broker.
800 W Maple Ave, Independence, MO 64050, USA
Boasts a perfect 5.0-star rating from early customer reviews.
19045 E Valley View Pkwy f, Independence, MO 64055, USA
5.0 stars from 1 review, reflecting exceptional client satisfaction in Independence.
100 E US Hwy 24, Independence, MO 64050, USA
Boasts a 4.9-star rating from over 180 Google reviews.
10808 East 23rd St S STE B, Independence, MO 64052, USA
Rated 4.1 stars from 7 Google reviews for mortgage services in Independence.
19045 E Valley View Pkwy f, Independence, MO 64055, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Independence, MO.
Mortgage Brokers in Independence, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | World Finance | 87/100 | 4.9 ★ | 445 |
| 2 | Sun Loan Company | 85/100 | 4.8 ★ | 379 |
| 3 | Missouri Title Loans, Inc. | 87/100 | 4.9 ★ | 326 |
| 4 | Atlas Mortgage Group | 80/100 | 5.0 ★ | 56 |
| 5 | KC Mortgage Duo | 80/100 | 5.0 ★ | 57 |
| 6 | OneMain Financial | 70/100 | 4.5 ★ | 41 |
| 7 | Regional Finance | 79/100 | 4.8 ★ | 78 |
| 8 | Hard Money Lenders Independence MO | 3/100 | — | 0 |
| 9 | Churchill Mortgage - Kansas City | 74/100 | 4.5 ★ | 84 |
| 10 | NACA | 80/100 | 4.5 ★ | 237 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Independence to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Independence
What does a mortgage broker do differently than going directly to a bank in Independence?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Independence?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
More Home Services in Independence
Related Searches
More ways to find mortgage brokers in Independence
Mortgage Brokers in nearby cities