Top Picks · Kalamazoo
Best Mortgage Brokers in Kalamazoo, MI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Kalamazoo, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Kalamazoo Mortgage with a 4.8-star rating from 333 Google reviews and an RNM Score of 85/100. Also in the top tier: Treadstone Funding and Treadstone Funding: Jeremy Drobeck. The average rating across all listed mortgage brokers in Kalamazoo is 4.9 stars from 79 reviews per business on average.
Mortgage brokers in Kalamazoo: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Boathouse Commercial Funding Group
Boathouse Commercial Funding Group stands out as the top-ranked broker in Kalamazoo due to its specialized commercial expertise and consistently high client satisfaction ratings.
Most Reviewed
Lake Michigan Credit Union
A high review count indicates widespread consumer trust and a proven track record of reliable service, making it a safer choice for first-time borrowers.
When choosing a mortgage broker in Kalamazoo, compare at least three options, prioritize local knowledge of the market, and read recent reviews to ensure the broker aligns with your specific loan needs and timeline.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
79
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of Kalamazoo clients with a stellar 4.8-star rating.
2415 S 11th St Suite A, Kalamazoo, MI 49009, USATrusted Kalamazoo mortgage broker with a perfect 5.0 rating from 169 reviews.
200 N Beacon Blvd, Grand Haven, MI 49417, USAKalamazoo mortgage broker with a 4.9-star rating from 151 Google reviews.
5787 Stadium Dr Suite C, Kalamazoo, MI 49009, USAMortgage Brokers Rankings in Kalamazoo, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kalamazoo Mortgage2415 S 11th St Suite A, Kalamazoo, MI 49009, USA | 4.8★ | 333 |
| #2 | Treadstone Funding200 N Beacon Blvd, Grand Haven, MI 49417, USA | 5.0★ | 169 |
| #3 | Treadstone Funding: Jeremy Drobeck5787 Stadium Dr Suite C, Kalamazoo, MI 49009, USA | 4.9★ | 151 |
| #4 | Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank475 Romence Rd, Portage, MI 49024, USA | 5.0★ | 25 |
| #5 | Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893435 S Westnedge Ave, Kalamazoo, MI 49007, USA | 5.0★ | 1 |
| #6 | Scotty Burkett- PrimeLending NMLS 4005342280 S 11th St Suite 283, Kalamazoo, MI 49009, USA | 5.0★ | 56 |
| #7 | Dividend Mortgage6204 Lovers Ln, Portage, MI 49002, USA | 5.0★ | 47 |
| #8 | EST Home Mortgage1558 Spruce Dr, Kalamazoo, MI 49008, USA | 4.8★ | 25 |
| #9 | PrimeLending, A PlainsCapital Company - Kalamazoo2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA | 4.9★ | 137 |
| #10 | Brian Wolfe - EASE Mortgage234 W Cedar St, Kalamazoo, MI 49007, USA | 4.9★ | 54 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Kalamazoo
Exceptional 5.0-star rating from 25 reviews across Google.
475 Romence Rd, Portage, MI 49024, USA
5.0 stars from 1 Google review, reflecting exceptional client satisfaction.
435 S Westnedge Ave, Kalamazoo, MI 49007, USA
Rated 5.0 stars from 56 Google reviews, this Kalamazoo mortgage broker is highly trusted.
2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA
Rated 5.0 stars from 47 Google reviews, this Kalamazoo mortgage broker is highly trusted.
6204 Lovers Ln, Portage, MI 49002, USA
Rated 4.8 stars from 25 Google reviews for trusted mortgage guidance in Kalamazoo.
1558 Spruce Dr, Kalamazoo, MI 49008, USA
Trusted by Kalamazoo clients with a 4.9-star rating from 137 reviews.
2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA
With 54 reviews averaging 4.9 stars, this Kalamazoo mortgage broker is highly trusted.
234 W Cedar St, Kalamazoo, MI 49007, USA
4.6-star rating from 11 Google reviews for mortgage services in Kalamazoo.
251 N Rose St, Kalamazoo, MI 49007, USA
Rated 5.0 stars from 6 Google reviews, this Kalamazoo mortgage broker is highly recommended.
5985 W Main St #104, Kalamazoo, MI 49009, USA
Rated 5.0 stars from 13 Google reviews, this Kalamazoo mortgage broker is highly recommended.
2280 S 11th St Suite 200, Kalamazoo, MI 49009, USA
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Mortgage Brokers in Kalamazoo, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Kalamazoo Mortgage | 85/100 | 4.8 ★ | 333 |
| 2 | Treadstone Funding | 86/100 | 5.0 ★ | 169 |
| 3 | Treadstone Funding: Jeremy Drobeck | 84/100 | 4.9 ★ | 151 |
| 4 | Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank | 76/100 | 5.0 ★ | 25 |
| 5 | Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893 | 62/100 | 5.0 ★ | 1 |
| 6 | Scotty Burkett- PrimeLending NMLS 400534 | 80/100 | 5.0 ★ | 56 |
| 7 | Dividend Mortgage | 79/100 | 5.0 ★ | 47 |
| 8 | EST Home Mortgage | 73/100 | 4.8 ★ | 25 |
| 9 | PrimeLending, A PlainsCapital Company - Kalamazoo | 83/100 | 4.9 ★ | 137 |
| 10 | Brian Wolfe - EASE Mortgage | 78/100 | 4.9 ★ | 54 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Kalamazoo
What does a mortgage broker do differently than going directly to a bank in Kalamazoo?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kalamazoo?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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