Top Picks · Lakewood

Best Mortgage Brokers in Lakewood, CO

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As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Lakewood, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rio Chacon (The Rio Team) - Elevations Credit Union with a 5.0-star rating from 202 Google reviews and an RNM Score of 87/100. Also in the top tier: Hunter Combs - Fairway Independent Mortgage Corporation and Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers. The average rating across all listed mortgage brokers in Lakewood is 5 stars from 86 reviews per business on average.

Mortgage brokers in Lakewood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Ericka R York | Fairway Independent Mortgage Corporation Loan Officer

Ericka R York stands out due to consistently high client satisfaction ratings and a reputation for personalized service backed by a major national lender.

Most Reviewed

Rio Chacon (The Rio Team) - Elevations Credit Union

A high number of reviews signals broad experience serving local clients and provides a larger sample of consistent service quality.

Look for a broker who communicates clearly and responds quickly; compare both online reviews and personal referrals to find a lender who fits your timeline and loan type needs.

Filter:

Local Market Snapshot

15

Businesses listed

5★

Avg rating

86

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(202 reviews)

Lakewood's top-rated mortgage broker with 5.0 stars from over 200 reviews.

143 Union Blvd #220, Lakewood, CO 80228, USA
5.0(196 reviews)

Trusted by hundreds of clients with a flawless 5.0-star rating on Google.

320 S Teller St, Lakewood, CO 80226, USA

Mortgage Brokers Rankings in Lakewood, CO

#BusinessRatingReviews
#1Rio Chacon (The Rio Team) - Elevations Credit Union143 Union Blvd #220, Lakewood, CO 80228, USA5.0202
#2Hunter Combs - Fairway Independent Mortgage Corporation320 S Teller St, Lakewood, CO 80226, USA5.0196
#3Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers225 Union Blvd #150, Lakewood, CO 80228, USA5.0171
#4Lakewood CO Mortgage Broker by Rob's Mortgage Loans200 Union Blvd #200, Lakewood, CO 80228, USA5.044
#5Platte River Mortgage & Investments, Inc.300 Union Blvd #420, Lakewood, CO 80228, USA5.053
#6Innovative Mortgage Group274 Union Blvd #410, Lakewood, CO 80228, USA5.043
#7The Dahman Team, Tenby J. Dahman, Peak 10 Mortgage LLC. Colorado Mortgage Planner225 Union Blvd #150, Lakewood, CO 80228, USA5.0117
#8Ericka R York | Fairway Independent Mortgage Corporation Loan Officer320 S Teller St Suite 200, Lakewood, CO 80226, USA5.0110
#9Christiana Hill Hamlin Motto Mortgage Mavens12211 W Alameda Pkwy #200, Lakewood, CO 80228, USA5.081
#10Nathan Mortgage6825 E Tennessee Ave # 415, Denver, CO 80224, USA5.060

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Lakewood

4
5.0· 44 reviews

Holds a flawless 5.0-star rating from 44 Google reviews.

200 Union Blvd #200, Lakewood, CO 80228, USA

5
5.0· 53 reviews

Lakewood mortgage broker with a perfect 5.0-star rating from 53 Google reviews.

300 Union Blvd #420, Lakewood, CO 80228, USA

6
5.0· 43 reviews

Top-rated Lakewood mortgage broker with a perfect 5.0-star rating from 43 reviews.

274 Union Blvd #410, Lakewood, CO 80228, USA

7
5.0· 117 reviews

Consistently earns a perfect 5.0-star rating from over 100 reviews.

225 Union Blvd #150, Lakewood, CO 80228, USA

8
5.0· 110 reviews

Earns a perfect 5.0-star rating from over 100 Google customer reviews.

320 S Teller St Suite 200, Lakewood, CO 80226, USA

9
5.0· 81 reviews

Earning a perfect 5.0-star rating from over 80 local reviews in Lakewood.

12211 W Alameda Pkwy #200, Lakewood, CO 80228, USA

10
5.0· 60 reviews

Lakewood mortgage broker with a perfect 5.0-star rating from 60 Google reviews.

6825 E Tennessee Ave # 415, Denver, CO 80224, USA

11
5.0· 60 reviews

Rated 5.0 stars from 60 Google reviews by local clients.

300 Union Blvd #420, Lakewood, CO 80228, USA

12
5.0· 57 reviews

5.0 stars from 57 Google reviews, reflecting exceptional client satisfaction.

3190 S Wadsworth Blvd #200, Lakewood, CO 80227, USA

13
4.9· 32 reviews

Rated 4.9 stars from 32 Google reviews, this Lakewood broker is highly trusted.

215 S Wadsworth Blvd #215, Lakewood, CO 80226, USA

14
5.0· 16 reviews

5.0 stars from 16 reviews, reflecting exceptional client satisfaction in Lakewood.

225 Union Blvd #150, Lakewood, CO 80228, USA

15
5.0· 41 reviews

Rated 5.0 stars from 41 Google reviews, this Lakewood mortgage broker is highly trusted.

10090 W 26th Ave #400, Lakewood, CO 80215, USA

Data from Google Business listings
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Mortgage Brokers in Lakewood, CO — Compared

#BusinessRNM ScoreRatingReviews
1Rio Chacon (The Rio Team) - Elevations Credit Union87/1005.0 ★202
2Hunter Combs - Fairway Independent Mortgage Corporation87/1005.0 ★196
3Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers86/1005.0 ★171
4Lakewood CO Mortgage Broker by Rob's Mortgage Loans91/1005.0 ★44
5Platte River Mortgage & Investments, Inc.80/1005.0 ★53
6Innovative Mortgage Group79/1005.0 ★43
7The Dahman Team, Tenby J. Dahman, Peak 10 Mortgage LLC. Colorado Mortgage Planner84/1005.0 ★117
8Ericka R York | Fairway Independent Mortgage Corporation Loan Officer84/1005.0 ★110
9Christiana Hill Hamlin Motto Mortgage Mavens82/1005.0 ★81
10Nathan Mortgage81/1005.0 ★60

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Lakewood

What does a mortgage broker do differently than going directly to a bank in Lakewood?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Lakewood?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in CO?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Lakewood, CO

This page lists and ranks 15 mortgage brokers serving Lakewood, CO as of July 2026. The average verified rating across all listings is 5 stars, with an average of 86 customer reviews per business. The top-ranked mortgage brokers in Lakewood by our algorithm is Rio Chacon (The Rio Team) - Elevations Credit Union (5.0 stars, 202 reviews). Mortgage brokers in Lakewood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Lakewood: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CO licensing board before hiring.

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