Top Picks · Milwaukee
Best Mortgage Brokers in Milwaukee, WI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Milwaukee, WI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ethan Brooks - Refined Mortgage Group with a 5.0-star rating from 453 Google reviews and an RNM Score of 88/100. Also in the top tier: Joonago Mortgage Services NMLS 249858 and Guild Mortgage Company. The average rating across all listed mortgage brokers in Milwaukee is 4.9 stars from 125 reviews per business on average.
Mortgage brokers in Milwaukee: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Guidance Mortgage LLC
Guidance Mortgage LLC is consistently top-ranked for its strong local reputation and customer-focused service in Milwaukee.
Most Reviewed
Guidance Mortgage LLC
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Milwaukee, compare loan options and fees across multiple brokers, and read recent reviews to ensure they match your specific needs.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
125
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by over 450 clients, this Milwaukee broker holds a perfect 5.0-star rating.
11220 W Burleigh St Suite 159, Wauwatosa, WI 53222, USAMilwaukee's top-rated mortgage broker, with a perfect 5.0★ from over 360 reviews.
7700 W Bluemound Rd, Wauwatosa, WI 53213, USATrusted by hundreds of locals with a perfect 4.9-star average rating.
2120 Pewaukee Rd Suite 204, Waukesha, WI 53188, USAMortgage Brokers Rankings in Milwaukee, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ethan Brooks - Refined Mortgage Group11220 W Burleigh St Suite 159, Wauwatosa, WI 53222, USA | 5.0★ | 453 |
| #2 | Joonago Mortgage Services NMLS 2498587700 W Bluemound Rd, Wauwatosa, WI 53213, USA | 5.0★ | 363 |
| #3 | Guild Mortgage Company2120 Pewaukee Rd Suite 204, Waukesha, WI 53188, USA | 4.9★ | 372 |
| #4 | Guidance Mortgage LLC14380 W Capitol Dr #1, Brookfield, WI 53005, USA | 4.9★ | 72 |
| #5 | John Olla - Cream City Mortgage - Loan Officer- NMLS #2448240205 E Silver Spring Dr, Whitefish Bay, WI 53217, USA | 5.0★ | 29 |
| #6 | PrimeLending, A PlainsCapital Company - Milwaukee200 S Executive Dr Suite 101 Ofc 1005, Brookfield, WI 53005, USA | 4.8★ | 16 |
| #7 | Wisconsin Wholesale Mortgage2833 W Layton Ave, Milwaukee, WI 53221, USA | 4.8★ | 13 |
| #8 | American Fidelity Mortgage Services, Inc.3950 N Holton St UNIT 201, Milwaukee, WI 53212, USA | 5.0★ | 62 |
| #9 | Epic Mortgage14530 W Capitol Dr, Brookfield, WI 53005, USA | 4.9★ | 274 |
| #10 | Michael Creed Team (Luminate Bank)20300 Water Tower Blvd Suite 215, Brookfield, WI 53045, USA | 4.9★ | 246 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Milwaukee
Earned a 4.9-star rating from 72 Google reviews from local clients.
14380 W Capitol Dr #1, Brookfield, WI 53005, USA
Top-rated Milwaukee mortgage broker with perfect 5.0 stars from 29 reviews.
205 E Silver Spring Dr, Whitefish Bay, WI 53217, USA
Milwaukee's top-rated mortgage broker with a stellar 4.8-star average from 16 Google reviews.
200 S Executive Dr Suite 101 Ofc 1005, Brookfield, WI 53005, USA
Trusted by clients, earning a 4.8-star rating from 13 reviews in Milwaukee.
2833 W Layton Ave, Milwaukee, WI 53221, USA
5.0-star rating from 62 Google reviews, reflecting exceptional client satisfaction.
3950 N Holton St UNIT 201, Milwaukee, WI 53212, USA
Milwaukee's top-rated mortgage broker with a 4.9-star average across 274 reviews.
14530 W Capitol Dr, Brookfield, WI 53005, USA
Earned a 4.9-star rating from 246 Google reviews, reflecting exceptional client trust.
20300 Water Tower Blvd Suite 215, Brookfield, WI 53045, USA
Strong 4.5-star rating from 89 Google reviews from Milwaukee clients.
N16W23217 Stone Ridge Dr #110, Waukesha, WI 53188, USA
Exceptional 5.0-star rating from 55 Google reviews in Milwaukee.
1200 E Capitol Dr UNIT 220, Shorewood, WI 53211, USA
Top-rated Milwaukee mortgage broker with a perfect 5.0★ rating from 20 reviews.
610 E Pleasant St, Milwaukee, WI 53202, USA
5.0 stars from 30 Google reviews, reflecting exceptional client satisfaction.
1001 W Glen Oaks Ln Ste 237, Mequon, WI 53092, USA
4.9 stars from over 100 Google reviews shows exceptional client satisfaction.
306 N 76th St, Wauwatosa, WI 53213, USA
Earns a perfect 5.0-star rating from 8 Google reviews in Milwaukee.
610 E Pleasant St, Milwaukee, WI 53202, USA
Top-rated Milwaukee mortgage broker with a perfect 5.0-star rating from local clients.
610 E Pleasant St, Milwaukee, WI 53202, USA
Milwaukee's top-rated mortgage broker with a perfect 5.0★ from over 130 reviews.
610 E Pleasant St, Milwaukee, WI 53202, USA
Milwaukee's top-rated mortgage broker with a perfect 5.0★ score from 24 reviews.
790 N Milwaukee St, Milwaukee, WI 53202, USA
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Mortgage Brokers in Milwaukee, WI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Ethan Brooks - Refined Mortgage Group | 88/100 | 5.0 ★ | 453 |
| 2 | Joonago Mortgage Services NMLS 249858 | 88/100 | 5.0 ★ | 363 |
| 3 | Guild Mortgage Company | 87/100 | 4.9 ★ | 372 |
| 4 | Guidance Mortgage LLC | 80/100 | 4.9 ★ | 72 |
| 5 | John Olla - Cream City Mortgage - Loan Officer- NMLS #2448240 | 77/100 | 5.0 ★ | 29 |
| 6 | PrimeLending, A PlainsCapital Company - Milwaukee | 70/100 | 4.8 ★ | 16 |
| 7 | Wisconsin Wholesale Mortgage | 69/100 | 4.8 ★ | 13 |
| 8 | American Fidelity Mortgage Services, Inc. | 81/100 | 5.0 ★ | 62 |
| 9 | Epic Mortgage | 87/100 | 4.9 ★ | 274 |
| 10 | Michael Creed Team (Luminate Bank) | 87/100 | 4.9 ★ | 246 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Milwaukee
What does a mortgage broker do differently than going directly to a bank in Milwaukee?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Milwaukee?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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