Highest Rated · Naperville
Top-Rated Insurance Agents in Naperville, IL
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Naperville, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is JL Insurance Inc. with a 5.0-star rating from 446 Google reviews and an RNM Score of 88/100. Also in the top tier: Caspian Insurance & Financial Services and Southwest Insurance Center. The average rating across all listed insurance agents in Naperville is 4.9 stars from 134 reviews per business on average.
Insurance in Naperville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
David Thommes at Comparion Insurance Agency
David Thommes is top-ranked for his strong reputation and personalized service in the Naperville area.
Most Reviewed
David Thommes at Comparion Insurance Agency
A high review count indicates broad customer trust and consistent service quality over time.
When choosing an insurance agent in Naperville, consider both the number of reviews and the specific types of coverage you need, as local agents often have expertise in Illinois-specific policies.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
134
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
5.0 stars from 446 reviews makes this Naperville insurance agent highly trusted.
2108 W Ferry Rd unit 104, Naperville, IL 60563, USANaperville insurance agent with 5.0 stars from over 320 Google reviews.
2323 Naperville Rd STE 250, Naperville, IL 60563, USAExceptional 5.0-star rating from over 300 Google reviews in Naperville.
1776 Legacy Cir Suite Suite 118, Naperville, IL 60563, USAInsurance Agents Rankings in Naperville, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | JL Insurance Inc.2108 W Ferry Rd unit 104, Naperville, IL 60563, USA | 5.0★ | 446 |
| #2 | Caspian Insurance & Financial Services2323 Naperville Rd STE 250, Naperville, IL 60563, USA | 5.0★ | 322 |
| #3 | Southwest Insurance Center1776 Legacy Cir Suite Suite 118, Naperville, IL 60563, USA | 5.0★ | 301 |
| #4 | Steve Ballina Agency710 E Ogden Ave #500A, Naperville, IL 60563, USA | 5.0★ | 6 |
| #5 | Dan Parker - State Farm Insurance Agent304 E Ogden Ave, Naperville, IL 60563, USA | 5.0★ | 248 |
| #6 | Advantage Insurance Services, Inc1730 Park St STE 218, Naperville, IL 60563, USA | 5.0★ | 15 |
| #7 | Trunnell Insurance Services LLC1300 Iroquois Ave #200, Naperville, IL 60563, USA | 4.9★ | 349 |
| #8 | David Thommes at Comparion Insurance AgencyOne Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA | 4.9★ | 149 |
| #9 | Dylan Hayes at Comparion Insurance AgencyOne Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA | 4.9★ | 54 |
| #10 | michael j raymond insurance llc1755 Park St suite#200, Naperville, IL 60563, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Naperville
Exceptional 5.0-star rating from six Google reviews for Naperville insurance coverage.
710 E Ogden Ave #500A, Naperville, IL 60563, USA
5.0-star rating from 248 Google reviews, trusted by Naperville clients.
304 E Ogden Ave, Naperville, IL 60563, USA
5.0 stars from over a dozen reviews in Naperville.
1730 Park St STE 218, Naperville, IL 60563, USA
4.9-star rating from 349 Google reviews for a Naperville insurance agent.
1300 Iroquois Ave #200, Naperville, IL 60563, USA
4.9-star average from 149 reviews reflects consistently exceptional client service.
One Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA
4.9-star rating from 54 Google reviews in Naperville.
One Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA
5.0-star rating from 2 Google reviews for a Naperville insurance agent.
1755 Park St suite#200, Naperville, IL 60563, USA
A insurance agent in Naperville — not yet rated on Google.
10S170 Alma Ln, Naperville, IL 60564, USA
4.8 stars from 33 reviews, reflecting strong local trust in Naperville.
1783 S Washington St suite # 101-B, Naperville, IL 60565, USA
Top-rated Naperville insurance agent with a flawless 4.9★ average from 29 reviews.
40 Shuman Blvd # 176, Naperville, IL 60563, USA
Rated 4.9 stars from over 160 Google reviews in Naperville.
1020 104th St #124, Naperville, IL 60564, USA
Top-rated Naperville insurance agent with 4.9 stars from over 120 reviews.
1112 S Washington St #112, Naperville, IL 60540, USA
4.9-star rating from 76 Google reviews for a Naperville insurance agent.
4S100 Rte 59 Suite 3, Naperville, IL 60563, USA
Exceptional 5.0-star rating from 9 Google reviews for a Naperville insurance agent.
One Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA
Exceptional 5.0-star rating from 35 Google reviews in Naperville.
1755 Park St suite#200, Naperville, IL 60563, USA
A trusted Naperville insurance agent with a 4.9-star rating from 136 reviews.
2272 95th St STE 200, Naperville, IL 60564, USA
5.0 stars from 51 reviews, a top-rated Naperville insurance agent.
1807 Diehl Rd #105, Naperville, IL 60563, USA
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Insurance Agents in Naperville, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | JL Insurance Inc. | 88/100 | 5.0 ★ | 446 |
| 2 | Caspian Insurance & Financial Services | 88/100 | 5.0 ★ | 322 |
| 3 | Southwest Insurance Center | 88/100 | 5.0 ★ | 301 |
| 4 | Steve Ballina Agency | 69/100 | 5.0 ★ | 6 |
| 5 | Dan Parker - State Farm Insurance Agent | 88/100 | 5.0 ★ | 248 |
| 6 | Advantage Insurance Services, Inc | 73/100 | 5.0 ★ | 15 |
| 7 | Trunnell Insurance Services LLC | 87/100 | 4.9 ★ | 349 |
| 8 | David Thommes at Comparion Insurance Agency | 84/100 | 4.9 ★ | 149 |
| 9 | Dylan Hayes at Comparion Insurance Agency | 78/100 | 4.9 ★ | 54 |
| 10 | michael j raymond insurance llc | 64/100 | 5.0 ★ | 2 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Naperville
What is the difference between a captive and independent insurance agent in Naperville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IL?
Search the IL Department of Insurance's online license lookup — Google "IL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IL must be licensed with the state.
How much does working with a local insurance agent in Naperville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Naperville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Naperville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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