Top Picks · Nashville
Best Insurance Agents in Nashville, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 17 insurance agents in Nashville, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Tennessee Auto Insurance Agency with a 5.0-star rating from 1,324 Google reviews and an RNM Score of 100/100. Also in the top tier: Fiesta Auto Insurance & Tax Service and Valencia Insurance. The average rating across all listed insurance agents in Nashville is 4.8 stars from 691 reviews per business on average.
Insurance in Nashville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Tennessee Auto Insurance Agency
Tennessee Auto Insurance Agency stands out as the top-ranked agent due to its consistent high ratings and strong local reputation in Nashville.
Most Reviewed
Tennessee Auto Insurance Agency
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing an insurance agent in Nashville, compare quotes from multiple top-ranked agencies and read recent reviews to ensure the agent specializes in the coverage you need, such as auto or business insurance.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
691
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Nashville insurance agent with a 5.0-star rating from over 1,300 reviews.
244 N Lowry St, Smyrna, TN 37167, USA5.0 stars from over 1,100 Google reviews in Nashville.
3792 Nolensville Pk, Nashville, TN 37211, USATrusted by over 2,000 clients with a perfect 5.0-star rating.
3765 Nolensville Pk, Nashville, TN 37211, USAInsurance Agents Rankings in Nashville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Tennessee Auto Insurance Agency244 N Lowry St, Smyrna, TN 37167, USA | 5.0★ | 1,324 |
| #2 | Fiesta Auto Insurance & Tax Service3792 Nolensville Pk, Nashville, TN 37211, USA | 5.0★ | 1,108 |
| #3 | Valencia Insurance3765 Nolensville Pk, Nashville, TN 37211, USA | 5.0★ | 2,058 |
| #4 | Nashville Insurance Group, Inc.: Allstate Insurance5550 Franklin Pike STE 103, Nashville, TN 37220, USA | 4.6★ | 113 |
| #5 | Acceptance Insurance1717 Church St B, Nashville, TN 37203, USA | 4.9★ | 1,533 |
| #6 | Prime Business Insurance Group, LLCMontrose Ave, Nashville, TN 37204, USA | 5.0★ | 32 |
| #7 | Wilshire Insurance Group111 17th Ave S, Nashville, TN 37203, USA | 5.0★ | 18 |
| #8 | Southwestern Insurance Group2451 Atrium Way, Nashville, TN 37214, USA | 4.9★ | 1,528 |
| #9 | Jeff Summers - State Farm Insurance Agent3805 Charlotte Ave, Nashville, TN 37209, USA | 5.0★ | 1,034 |
| #10 | Robins Insurance Agency, Inc.11 Music Cir S, Nashville, TN 37203, USA | 4.9★ | 147 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Nashville
Trusted by hundreds of local clients, earning a strong 4.6-star rating from 113 Google reviews.
5550 Franklin Pike STE 103, Nashville, TN 37220, USA
4.9-star rating from over 1,500 Google reviews in Nashville.
1717 Church St B, Nashville, TN 37203, USA
A Nashville insurance agent with a perfect 5.0-star rating from 32 reviews.
Montrose Ave, Nashville, TN 37204, USA
5.0-star rating from 18 Google reviews, reflecting consistent client satisfaction.
111 17th Ave S, Nashville, TN 37203, USA
Trusted by thousands, this Nashville agent holds a stellar 4.9-star rating.
2451 Atrium Way, Nashville, TN 37214, USA
5.0 stars from over 1,000 reviews in Nashville.
3805 Charlotte Ave, Nashville, TN 37209, USA
Rated 4.9 stars from over 140 Google reviews by Nashville clients.
11 Music Cir S, Nashville, TN 37203, USA
Proudly serving Nashville with a flawless 4.9-star rating from 43 Google reviews.
625 Main St Suite 105, Nashville, TN 37206, USA
4.2 stars from 27 reviews, reflecting solid local customer satisfaction.
2603 Elm Hill Pike suite d, Nashville, TN 37214, USA
Nashville insurance agent with no customer reviews or ratings yet available.
639 Church St, Nashville, TN 37219, USA
Nashville insurance agent with a flawless 5.0-star rating from 73 Google reviews.
204 S 11th St UNIT 200, Nashville, TN 37206, USA
With a flawless 4.9-star rating from 255 reviews, this Nashville agent is highly trusted.
432 Bell Rd, Nashville, TN 37217, USA
Nashville insurance agent with a 4.9-star rating from 86 reviews.
2451 Atrium Way, Nashville, TN 37214, USA
Trusted by 1,682 locals, this Nashville agent holds a solid 4.1-star rating.
3813 Green Hills Village Dr, Nashville, TN 37215, USA
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Insurance Agents in Nashville, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Tennessee Auto Insurance Agency | 100/100 | 5.0 ★ | 1,324 |
| 2 | Fiesta Auto Insurance & Tax Service | 100/100 | 5.0 ★ | 1,108 |
| 3 | Valencia Insurance | 88/100 | 5.0 ★ | 2,058 |
| 4 | Nashville Insurance Group, Inc.: Allstate Insurance | 89/100 | 4.6 ★ | 113 |
| 5 | Acceptance Insurance | 87/100 | 4.9 ★ | 1,533 |
| 6 | Prime Business Insurance Group, LLC | 89/100 | 5.0 ★ | 32 |
| 7 | Wilshire Insurance Group | 74/100 | 5.0 ★ | 18 |
| 8 | Southwestern Insurance Group | 87/100 | 4.9 ★ | 1,528 |
| 9 | Jeff Summers - State Farm Insurance Agent | 88/100 | 5.0 ★ | 1,034 |
| 10 | Robins Insurance Agency, Inc. | 84/100 | 4.9 ★ | 147 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Nashville
What is the difference between a captive and independent insurance agent in Nashville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Nashville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Nashville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Nashville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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