Top Picks · New Port Richey
Best Mortgage Brokers in New Port Richey, FL
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 12 mortgage brokers in New Port Richey, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is NEXA Mortgage - Florida Family Mortgage Team with a 5.0-star rating from 155 Google reviews and an RNM Score of 86/100. Also in the top tier: United Mortgage Advisors, Inc. and Chissell Mortgage Group. The average rating across all listed mortgage brokers in New Port Richey is 5 stars from 52 reviews per business on average.
Mortgage brokers in New Port Richey: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Neo Home Loans – Team Financial Quest
Neo Home Loans – Team Financial Quest is top-ranked due to its strong reputation and consistent positive feedback from clients in the New Port Richey area.
Most Reviewed
Neo Home Loans – Team Financial Quest
A high review count indicates broad customer experience and reliability, helping consumers gauge service quality from multiple perspectives.
When choosing a mortgage broker in New Port Richey, compare loan options and fees across multiple brokers, and read recent reviews to ensure they align with your specific financial needs and timeline.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
52
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
New Port Richey mortgage broker with a perfect 5.0-star rating from over 150 reviews.
30740 CR 54 Ste 117, Wesley Chapel, FL 33543, USATop-rated New Port Richey mortgage broker with a perfect 5.0★ from over 100 reviews.
2563 Toledo Blade Blvd Unit 1, North Port, FL 34289, USATrusted by 98 clients, this New Port Richey mortgage broker holds a stellar 4.9-star rating.
1817 Cypress Brook Dr STE 104, Trinity, FL 34655, USAMortgage Brokers Rankings in New Port Richey, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NEXA Mortgage - Florida Family Mortgage Team30740 CR 54 Ste 117, Wesley Chapel, FL 33543, USA | 5.0★ | 155 |
| #2 | United Mortgage Advisors, Inc.2563 Toledo Blade Blvd Unit 1, North Port, FL 34289, USA | 5.0★ | 101 |
| #3 | Chissell Mortgage Group1817 Cypress Brook Dr STE 104, Trinity, FL 34655, USA | 4.9★ | 98 |
| #4 | Legacy Mortgage Loans5006 Trouble Creek Rd STE 219, New Port Richey, FL 34652, USA | 5.0★ | 53 |
| #5 | Keystone Mortgage Solutions LLC7237 Little Rd, New Port Richey, FL 34654, USA | 4.8★ | 62 |
| #6 | Neo Home Loans – Team Financial Quest7370 College Pkwy Suite 102, Fort Myers, FL 33907, USA | 4.9★ | 49 |
| #7 | Abacus Financial5006 Trouble Creek Rd STE 203, New Port Richey, FL 34652, USA | 5.0★ | 7 |
| #8 | Smile Mortgage, Inc.4821 US-19, New Port Richey, FL 34652, USA | 5.0★ | 4 |
| #9 | The Mortgage Board6322 Ridge Rd, Port Richey, FL 34668, USA | 5.0★ | 1 |
| #10 | Amsler Funding13060 Cortez Blvd #6, Brooksville, FL 34613, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in New Port Richey
Top-rated mortgage broker with a perfect 5.0 stars from 53 reviews.
5006 Trouble Creek Rd STE 219, New Port Richey, FL 34652, USA
Rated 4.8 stars from 62 Google reviews by New Port Richey clients.
7237 Little Rd, New Port Richey, FL 34654, USA
Trusted by local homeowners with a 4.9-star rating from 49 reviews.
7370 College Pkwy Suite 102, Fort Myers, FL 33907, USA
5.0-star mortgage broker in New Port Richey, based on 7 Google reviews.
5006 Trouble Creek Rd STE 203, New Port Richey, FL 34652, USA
Trusted New Port Richey mortgage broker with a perfect 5.0-star rating from 4 reviews.
4821 US-19, New Port Richey, FL 34652, USA
5.0-star rated mortgage broker serving New Port Richey with a handful of reviews.
6322 Ridge Rd, Port Richey, FL 34668, USA
No reviews yet for this New Port Richey mortgage broker.
13060 Cortez Blvd #6, Brooksville, FL 34613, USA
Exceptional 5.0-star rating from 19 glowing reviews in New Port Richey.
6306 Pennsylvania Ave, New Port Richey, FL 34653, USA
New Port Richey mortgage broker with a flawless 5.0-star rating from 19 Google reviews.
2150 Seven Springs Blvd, Trinity, FL 34655, USA
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Mortgage Brokers in New Port Richey, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | NEXA Mortgage - Florida Family Mortgage Team | 86/100 | 5.0 ★ | 155 |
| 2 | United Mortgage Advisors, Inc. | 83/100 | 5.0 ★ | 101 |
| 3 | Chissell Mortgage Group | 82/100 | 4.9 ★ | 98 |
| 4 | Legacy Mortgage Loans | 80/100 | 5.0 ★ | 53 |
| 5 | Keystone Mortgage Solutions LLC | 77/100 | 4.8 ★ | 62 |
| 6 | Neo Home Loans – Team Financial Quest | 78/100 | 4.9 ★ | 49 |
| 7 | Abacus Financial | 70/100 | 5.0 ★ | 7 |
| 8 | Smile Mortgage, Inc. | 67/100 | 5.0 ★ | 4 |
| 9 | The Mortgage Board | 62/100 | 5.0 ★ | 1 |
| 10 | Amsler Funding | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in New Port Richey
What does a mortgage broker do differently than going directly to a bank in New Port Richey?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Port Richey?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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