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We don't have mortgage brokers listed specifically in Owensboro yet — these top-rated pros from Evansville serve your area and are available for calls and quotes today.
Verified · Owensboro
Trusted Mortgage Brokers in Owensboro, KY
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Owensboro have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Owensboro, KY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mortgage Masters with a 4.9-star rating from 154 Google reviews and an RNM Score of 84/100. Also in the top tier: Lisa Parsons - Mortgage Masters of Indiana and Josh Harris - Mortgage Masters of Indiana. The average rating across all listed mortgage brokers in Owensboro is 4.7 stars from 68 reviews per business on average.
Mortgage brokers in Owensboro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
68
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Consistently rated 4.9 stars from over 150 local Google reviews.
501 N N Cross Pointe Blvd, Evansville, IN 47715, USA5.0-star rating from two Google reviews for this Evansville mortgage broker.
501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715, USA5.0 stars from 31 Google reviews, reflecting exceptional client satisfaction.
501 N Cross Pointe Blvd, Evansville, IN 47715, USAMortgage Brokers Rankings in Owensboro, KY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Masters501 N N Cross Pointe Blvd, Evansville, IN 47715, USA | 4.9★ | 154 |
| #2 | Lisa Parsons - Mortgage Masters of Indiana501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715, USA | 5.0★ | 2 |
| #3 | Josh Harris - Mortgage Masters of Indiana501 N Cross Pointe Blvd, Evansville, IN 47715, USA | 5.0★ | 31 |
| #4 | TRH Mortgage, LLC4600 Washington Ave UNIT 107, Evansville, IN 47714, USA | 4.8★ | 61 |
| #5 | Jessica Richardson | Loan Originator5600 E Division St suite b, Evansville, IN 47715, USA | 5.0★ | 2 |
| #6 | Jesse Mahan - Luminate Bank5600 E Virginia St, Evansville, IN 47715, USA | 5.0★ | 11 |
| #7 | Luminate Bank (Indiana Team)5600 E Virginia St Suite B, Evansville, IN 47715, USA | 5.0★ | 98 |
| #8 | Acceptance Home Mortgage LLC1221 N Royal Ave, Evansville, IN 47715, USA | 3.3★ | 52 |
| #9 | Eagle Loan Company577 N Green River Rd, Evansville, IN 47715, USA | 5.0★ | 271 |
| #10 | Oxford Mortgage Corp5330 Vogel Rd, Evansville, IN 47715, USA | 2.7★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Owensboro
Trusted by 61 clients with a flawless 4.8-star Google rating.
4600 Washington Ave UNIT 107, Evansville, IN 47714, USA
5.0 stars from 2 reviews reflects exceptional early client satisfaction.
5600 E Division St suite b, Evansville, IN 47715, USA
Rated 5.0 stars from 11 Google reviews, this Evansville broker is highly praised.
5600 E Virginia St, Evansville, IN 47715, USA
Evansville mortgage broker with a perfect 5.0-star rating from 98 Google reviews.
5600 E Virginia St Suite B, Evansville, IN 47715, USA
52 Google reviews give this Evansville mortgage broker a mixed 3.3-star rating.
1221 N Royal Ave, Evansville, IN 47715, USA
Evansville mortgage broker with a perfect 5.0-star rating from 271 reviews.
577 N Green River Rd, Evansville, IN 47715, USA
A 2.7-star rating from 3 Google reviews reflects mixed customer experiences.
5330 Vogel Rd, Evansville, IN 47715, USA
Consistently rated 5.0 stars from 11 reviews in Evansville.
3427 N Green River Rd, Evansville, IN 47715, USA
Holds an exceptional 5.0-star rating across a handful of Google reviews.
1211 Henning Ave, Evansville, IN 47714, USA
Rated 5.0 stars from 34 Google reviews, this trusted local mortgage broker.
1420 N Weinbach Ave, Evansville, IN 47711, USA
5.0-star rating from 21 Google reviews for a trusted Evansville mortgage broker.
225 Court St Ste 101, Evansville, IN 47708, USA
Rated 5.0 stars from 299 Google reviews, a trusted local choice.
220 NW 3rd St Ste 101, Evansville, IN 47708, USA
Exceptional 5.0 rating from 33 reviews by local clients in Evansville.
1137 W Mill Rd, Evansville, IN 47710, USA
Local mortgage broker in Evansville with no customer reviews yet.
1137 W Mill Rd, Evansville, IN 47710, USA
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Mortgage Brokers in Owensboro, KY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mortgage Masters | 84/100 | 4.9 ★ | 154 |
| 2 | Lisa Parsons - Mortgage Masters of Indiana | 64/100 | 5.0 ★ | 2 |
| 3 | Josh Harris - Mortgage Masters of Indiana | 77/100 | 5.0 ★ | 31 |
| 4 | TRH Mortgage, LLC | 77/100 | 4.8 ★ | 61 |
| 5 | Jessica Richardson | Loan Originator | 64/100 | 5.0 ★ | 2 |
| 6 | Jesse Mahan - Luminate Bank | 72/100 | 5.0 ★ | 11 |
| 7 | Luminate Bank (Indiana Team) | 83/100 | 5.0 ★ | 98 |
| 8 | Acceptance Home Mortgage LLC | 51/100 | 3.3 ★ | 52 |
| 9 | Eagle Loan Company | 88/100 | 5.0 ★ | 271 |
| 10 | Oxford Mortgage Corp | 30/100 | 2.7 ★ | 3 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Owensboro
What does a mortgage broker do differently than going directly to a bank in Owensboro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Owensboro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in KY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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