Local Pros · Petaluma
Local Mortgage Brokers in Petaluma, CA
Locally owned and operated mortgage brokers serving Petaluma and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Petaluma, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is eMortgages.com with a 5.0-star rating from 93 Google reviews and an RNM Score of 95/100. Also in the top tier: Paul Olbrantz - Clear2Close Brokers and Preferred Rate - Martin Yataco. The average rating across all listed mortgage brokers in Petaluma is 5 stars from 31 reviews per business on average.
Mortgage brokers in Petaluma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
eMortgages.com
eMortgages.com is top-ranked for its combination of strong online presence, competitive rates, and high customer satisfaction ratings in Petaluma.
Most Reviewed
eMortgages.com
A high number of reviews indicates a broad base of customer experiences, helping consumers gauge consistent service quality and trustworthiness.
When choosing a mortgage broker in Petaluma, compare local expertise and responsiveness, as well as loan options and fees. Reading recent reviews can help you find a broker who communicates clearly and meets your specific needs.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
31
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Petaluma mortgage broker with a perfect 5.0-star rating from 93 reviews.
407 Kentucky St, Petaluma, CA 94952, USARated 5.0 stars from 79 Google reviews, this Petaluma mortgage broker is top-rated.
1682 Novato Blvd Suite 152, Novato, CA 94947, USATrusted by 66 local clients, this Petaluma broker holds a rare 4.9-star average rating.
755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USAMortgage Brokers Rankings in Petaluma, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | eMortgages.com407 Kentucky St, Petaluma, CA 94952, USA | 5.0★ | 93 |
| #2 | Paul Olbrantz - Clear2Close Brokers1682 Novato Blvd Suite 152, Novato, CA 94947, USA | 5.0★ | 79 |
| #3 | Preferred Rate - Martin Yataco755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USA | 4.9★ | 66 |
| #4 | PrimeLending, a PlainsCapital Company - Petaluma625 2nd St #209, Petaluma, CA 94952, USA | 5.0★ | 1 |
| #5 | Jeannine Sheppard - Clear2Close Brokers1425 N McDowell Blvd Suite 213, Petaluma, CA 94954, USA | 5.0★ | 25 |
| #6 | Sequence Mortgage1318 Redwood Way #220, Petaluma, CA 94954, USA | 5.0★ | 5 |
| #7 | George Adair at CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 5.0★ | 21 |
| #8 | Steven Peritore at CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 5.0★ | 15 |
| #9 | America's Home Loans - Petaluma CA11 Petaluma Blvd N Suite 206, Petaluma, CA 94952, USA | 5.0★ | 21 |
| #10 | Blayney L. White - CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 4.9★ | 44 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Petaluma
Exceptional 5.0-star rating based on a small number of Google reviews.
625 2nd St #209, Petaluma, CA 94952, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 25 reviews.
1425 N McDowell Blvd Suite 213, Petaluma, CA 94954, USA
Rated 5.0 stars from 5 Google reviews, this Petaluma broker is highly regarded.
1318 Redwood Way #220, Petaluma, CA 94954, USA
Top-rated Petaluma mortgage broker with a perfect 5.0-star rating from 21 reviews.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Petaluma's top-rated mortgage broker with a perfect 5.0-star score from 15 reviews.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Exceptional 5.0-star rating from 21 Google reviews for Petaluma mortgage brokering.
11 Petaluma Blvd N Suite 206, Petaluma, CA 94952, USA
Rated 4.9 stars from 44 Google reviews, this Petaluma mortgage broker is highly trusted.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Rated 5.0 stars from 39 Google reviews, this Petaluma mortgage broker is highly trusted.
1301 Redwood Way #230, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 34 reviews.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 8 reviews.
17 Keller St, Petaluma, CA 94952, USA
Rated 4.9 stars from 30 Google reviews, this Petaluma mortgage broker is highly trusted.
775 Baywood Dr #308, Petaluma, CA 94954, USA
Exceptional 5.0-star rating, based on a limited number of Google reviews.
765 Baywood Dr #339, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0★ rating from 23 reviews.
11 5th St, Petaluma, CA 94952, USA
Rated 5.0 stars from 14 Google reviews for trusted mortgage guidance in Petaluma.
11 Petaluma Blvd N #207, Petaluma, CA 94952, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 7 Google reviews.
737 Southpoint Blvd STE L, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 52 Google reviews.
1500 Valley House Dr #210, Rohnert Park, CA 94928, USA
5.0 stars from 39 reviews, reflecting exceptional client satisfaction in Petaluma.
1318 Redwood Way #220, Petaluma, CA 94954, USA
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Mortgage Brokers in Petaluma, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | eMortgages.com | 95/100 | 5.0 ★ | 93 |
| 2 | Paul Olbrantz - Clear2Close Brokers | 94/100 | 5.0 ★ | 79 |
| 3 | Preferred Rate - Martin Yataco | 91/100 | 4.9 ★ | 66 |
| 4 | PrimeLending, a PlainsCapital Company - Petaluma | 62/100 | 5.0 ★ | 1 |
| 5 | Jeannine Sheppard - Clear2Close Brokers | 88/100 | 5.0 ★ | 25 |
| 6 | Sequence Mortgage | 80/100 | 5.0 ★ | 5 |
| 7 | George Adair at CrossCountry Mortgage | 87/100 | 5.0 ★ | 21 |
| 8 | Steven Peritore at CrossCountry Mortgage | 85/100 | 5.0 ★ | 15 |
| 9 | America's Home Loans - Petaluma CA | 87/100 | 5.0 ★ | 21 |
| 10 | Blayney L. White - CrossCountry Mortgage | 89/100 | 4.9 ★ | 44 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Petaluma
What does a mortgage broker do differently than going directly to a bank in Petaluma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Petaluma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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