Licensed · Plano
Licensed & Insured Insurance Agents in Plano, TX
Every insurance agents listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 17 insurance agents in Plano, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Insurigo Inc - Insurance Agency with a 4.9-star rating from 571 Google reviews and an RNM Score of 90/100. Also in the top tier: Univista Insurance and Dean Insurance Group. The average rating across all listed insurance agents in Plano is 4.6 stars from 150 reviews per business on average.
Insurance in Plano: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Alpha Omega Insurance Agency
It consistently ranks highest among Plano insurance agents for its comprehensive coverage and customer service.
Most Reviewed
Contigo Auto Insurance
High review counts reflect a broad base of customer experiences and reliability.
When choosing an insurance agent in Plano, compare quotes from multiple agencies and check for local customer reviews to ensure personalized service.
Local Market Snapshot
17
Businesses listed
4.6★
Avg rating
150
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.9-star rating from over 570 Google reviews in Plano, TX.
555 Republic Dr ste 440, Plano, TX 75074, USA5.0 stars from 179 reviews, reflecting exceptional local service.
301 W Parker Rd # 218, Plano, TX 75023, USAPlano insurance agent with a perfect 5.0-star rating from over 140 reviews.
5600 Tennyson Pkwy, Plano, TX 75024, USAInsurance Agents Rankings in Plano, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Insurigo Inc - Insurance Agency555 Republic Dr ste 440, Plano, TX 75074, USA | 4.9★ | 571 |
| #2 | Univista Insurance301 W Parker Rd # 218, Plano, TX 75023, USA | 5.0★ | 179 |
| #3 | Dean Insurance Group5600 Tennyson Pkwy, Plano, TX 75024, USA | 5.0★ | 146 |
| #4 | The Sterling Insurance Group3415 Custer Rd #104, Plano, TX 75023, USA | 4.9★ | 336 |
| #5 | AZ Auto Insurance1110 E Parker Rd #106, Plano, TX 75074, USA | 4.7★ | 124 |
| #6 | Contigo Auto Insurance2901 K Ave, Plano, TX 75074, USA | 4.3★ | 11 |
| #7 | AAA Plano1900 Preston Rd Suite 313, Plano, TX 75093, USA | 3.6★ | 126 |
| #8 | Amiri Insurance Agency3608 Preston Rd #227, Plano, TX 75093, USA | 5.0★ | 28 |
| #9 | Alpha Omega Insurance Agency9925 Gillespie Dr Suite 1100, Plano, TX 75025, USA | 4.9★ | 298 |
| #10 | David Garza Insurance Agent3400 Silverstone Dr # 192, Plano, TX 75023, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Plano
Exceptional 4.9-star rating from hundreds of Google reviews in Plano.
3415 Custer Rd #104, Plano, TX 75023, USA
Trusted by hundreds of clients with a strong 4.7-star rating in Plano.
1110 E Parker Rd #106, Plano, TX 75074, USA
4.3-star rating from 11 Google reviews for a local insurance agent.
2901 K Ave, Plano, TX 75074, USA
3.6 stars from over 120 reviews, providing an average customer experience.
1900 Preston Rd Suite 313, Plano, TX 75093, USA
Rated 5.0 stars from 28 Google reviews, this Plano insurance agent is highly trusted.
3608 Preston Rd #227, Plano, TX 75093, USA
Plano's top-rated insurance agent with a 4.9-star average from nearly 300 reviews.
9925 Gillespie Dr Suite 1100, Plano, TX 75025, USA
No reviews yet for this Plano insurance agent; check back for customer feedback.
3400 Silverstone Dr # 192, Plano, TX 75023, USA
Plano insurance agent with a 4.9-star rating from 66 Google reviews.
APPOINTMENT ONLY:, 1121 E Spring Creek Pkwy, Plano, TX 75074, USA
Plano insurance agent with a perfect 5.0-star rating from 30 Google reviews.
2081 Cumberland Trail, Plano, TX 75023, USA
A local insurance agent with a 3.0-star rating from 2 Google reviews.
K Ave, Plano, TX 75074, USA
Rated 4.9 stars from 154 Google reviews, consistently earning exceptional local trust.
3209 Premier Dr Suite 103, Plano, TX 75075, USA
Trusted by hundreds of local clients, this Plano agent holds a stellar 4.8-star rating.
5016 Tennyson Pkwy, Plano, TX 75024, USA
Highly rated with an exceptional 4.8-star average from 50 reviews.
4105 W Spring Creek Pkwy STE 510, Plano, TX 75024, USA
This agent has no Google reviews yet, so their reputation is unrated.
801 E Plano Pkwy #158, Plano, TX 75074, USA
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Insurance Agents in Plano, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Insurigo Inc - Insurance Agency | 90/100 | 4.9 ★ | 571 |
| 2 | Univista Insurance | 98/100 | 5.0 ★ | 179 |
| 3 | Dean Insurance Group | 97/100 | 5.0 ★ | 146 |
| 4 | The Sterling Insurance Group | 87/100 | 4.9 ★ | 336 |
| 5 | AZ Auto Insurance | 79/100 | 4.7 ★ | 124 |
| 6 | Contigo Auto Insurance | 60/100 | 4.3 ★ | 11 |
| 7 | AAA Plano | 61/100 | 3.6 ★ | 126 |
| 8 | Amiri Insurance Agency | 77/100 | 5.0 ★ | 28 |
| 9 | Alpha Omega Insurance Agency | 87/100 | 4.9 ★ | 298 |
| 10 | David Garza Insurance Agent | 7/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Plano
What is the difference between a captive and independent insurance agent in Plano?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Plano cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Plano?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Plano adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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