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Best Mortgage Brokers in Plymouth, MN

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Plymouth, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Summit Mortgage Corporation with a 4.9-star rating from 326 Google reviews and an RNM Score of 87/100. Also in the top tier: New Homeowner Center at Summit Mortgage and Trinity Independent Mortgage Brokers. The average rating across all listed mortgage brokers in Plymouth is 5 stars from 126 reviews per business on average.

Mortgage brokers in Plymouth: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Sigma Home Lending

Sigma Home Lending is consistently top-ranked for its strong reputation, customer satisfaction, and competitive mortgage options in Plymouth.

Most Reviewed

Sigma Home Lending

A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.

When choosing a mortgage broker in Plymouth, compare rates, fees, and customer reviews from multiple brokers to find the best fit for your financial situation. Always ask about loan options and closing timelines before committing.

Filter:

Local Market Snapshot

14

Businesses listed

5★

Avg rating

126

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

4.9(326 reviews)

Trusted by hundreds of local clients, boasting a near-perfect 4.9-star rating.

9600 54th Ave N #100, Plymouth, MN 55442, USA
5.0(223 reviews)

Plymouth mortgage broker with a perfect 5.0-star rating from over 200 reviews.

9600 54th Ave N #100, Plymouth, MN 55442, USA
5.0(200 reviews)

Plymouth mortgage broker with a perfect 5.0-star rating from over 200 reviews.

6 Southside St, Plymouth PL1 2LA, UK

Mortgage Brokers Rankings in Plymouth, MN

#BusinessRatingReviews
#1Summit Mortgage Corporation9600 54th Ave N #100, Plymouth, MN 55442, USA4.9326
#2New Homeowner Center at Summit Mortgage9600 54th Ave N #100, Plymouth, MN 55442, USA5.0223
#3Trinity Independent Mortgage Brokers6 Southside St, Plymouth PL1 2LA, UK5.0200
#4Steve Dyson14601 27th Ave N Suite 104, Plymouth, MN 55447, USA5.040
#5Lennar Mortgage, LLC Minnesota16355 36th Ave N Suite 100-A, Plymouth, MN 55446, USA4.8184
#6Plymouth Mortgage HubUnit 1, Ridgeway Business Centre, 127 Ridgeway, Plympton, Plymouth PL7 2AA, UK5.0164
#7US West Financial2605 Fernbrook Ln N Ste A, Plymouth, MN 55447, USA5.055
#8Jeff Scherber NMLS 369524 at Summit Mortgage Corporation9600 54th Ave N, Plymouth, MN 55442, USA5.054
#9Mortgages 4 Plymouth8 Peverell Park Rd, Peverell, Plymouth PL3 4NA, UK5.086
#10Midwest Mortgage Consultant600 Soo Ln, Buffalo, MN 55313, USA5.025

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Plymouth

4
5.0· 40 reviews

5.0 stars from 40 Google reviews, reflecting exceptional client satisfaction.

14601 27th Ave N Suite 104, Plymouth, MN 55447, USA

5
4.8· 184 reviews

Plymouth mortgage broker with a 4.8-star rating from over 180 reviews.

16355 36th Ave N Suite 100-A, Plymouth, MN 55446, USA

6
5.0· 164 reviews

Plymouth mortgage broker with a perfect 5.0-star rating from 164 Google reviews.

Unit 1, Ridgeway Business Centre, 127 Ridgeway, Plympton, Plymouth PL7 2AA, UK

7
5.0· 55 reviews

Proudly maintains a flawless 5.0-star rating from 55 Google reviews.

2605 Fernbrook Ln N Ste A, Plymouth, MN 55447, USA

8
5.0· 54 reviews

5.0 stars from 54 Google reviews reflects consistent client satisfaction.

9600 54th Ave N, Plymouth, MN 55442, USA

9
5.0· 86 reviews

5.0 stars from 86 reviews, reflecting consistently exceptional client experiences.

8 Peverell Park Rd, Peverell, Plymouth PL3 4NA, UK

10
5.0· 25 reviews

5.0 stars from 25 Google reviews, reflecting exceptional local client satisfaction.

600 Soo Ln, Buffalo, MN 55313, USA

11
5.0· 164 reviews

Earned a perfect 5.0-star rating from over 160 local Google reviews.

9600 54th Ave N #100, Plymouth, MN 55442, USA

12
5.0· 86 reviews

Plymouth's top-rated mortgage broker with a perfect 5.0-star score from 86 reviews.

1335 Corporate Center Curve #240, Eagan, MN 55121, USA

13
5.0· 74 reviews

5.0 stars from 74 Google reviews, reflecting exceptional client satisfaction.

487 Forest Ave, Plymouth, MI 48170, USA

14
4.9· 79 reviews

Plymouth mortgage broker with 4.9 stars from 79 Google reviews.

6 Main St Ext Suite 603, Plymouth, MA 02360, USA

Data from Google Business listings
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Mortgage Brokers in Plymouth, MN — Compared

#BusinessRNM ScoreRatingReviews
1Summit Mortgage Corporation87/1004.9 ★326
2New Homeowner Center at Summit Mortgage88/1005.0 ★223
3Trinity Independent Mortgage Brokers87/1005.0 ★200
4Steve Dyson78/1005.0 ★40
5Lennar Mortgage, LLC Minnesota83/1004.8 ★184
6Plymouth Mortgage Hub86/1005.0 ★164
7US West Financial80/1005.0 ★55
8Jeff Scherber NMLS 369524 at Summit Mortgage Corporation80/1005.0 ★54
9Mortgages 4 Plymouth83/1005.0 ★86
10Midwest Mortgage Consultant76/1005.0 ★25

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Plymouth

What does a mortgage broker do differently than going directly to a bank in Plymouth?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Plymouth?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in MN?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Mortgage Brokers in Nearby Cities

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Plymouth, MN

This page lists and ranks 14 mortgage brokers serving Plymouth, MN as of July 2026. The average verified rating across all listings is 5 stars, with an average of 126 customer reviews per business. The top-ranked mortgage brokers in Plymouth by our algorithm is Summit Mortgage Corporation (4.9 stars, 326 reviews). Mortgage brokers in Plymouth: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Plymouth: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Plymouth