Low Cost · Raleigh
Cheap Insurance Agents in Raleigh, NC — Best Prices
Compare insurance agents prices in Raleigh to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Raleigh, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brightway Insurance, The Ganim Agency with a 5.0-star rating from 678 Google reviews and an RNM Score of 100/100. Also in the top tier: Karen Boone - State Farm Insurance Agent and Zacharko Insurance Agency. The average rating across all listed insurance agents in Raleigh is 4.9 stars from 331 reviews per business on average.
Insurance in Raleigh: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Zacharko Insurance Agency
Zacharko Insurance Agency stands out as the top-ranked agency due to its consistent high ratings and strong reputation among Raleigh customers.
Most Reviewed
Amanda Hagood - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, making it easier to gauge service reliability.
When choosing an insurance agent in Raleigh, compare both overall ratings and review volume to find a balance of quality and proven service. Also consider whether the agency offers the specific types of coverage you need, such as auto, home, or life insurance.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
331
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Top-rated Raleigh insurance agent with a perfect 5.0-star rating from 678 reviews.
5561 McNeely Dr STE 203, Raleigh, NC 27612, USAA Raleigh insurance agent with a 4.9-star rating from over 700 Google reviews.
4112 Pleasant Valley Rd Ste 128, Raleigh, NC 27612, USATop-rated Raleigh insurance agent with 5.0 stars from over 480 reviews.
8414 Falls of Neuse Rd Suite 204, Raleigh, NC 27615, USAInsurance Agents Rankings in Raleigh, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brightway Insurance, The Ganim Agency5561 McNeely Dr STE 203, Raleigh, NC 27612, USA | 5.0★ | 678 |
| #2 | Karen Boone - State Farm Insurance Agent4112 Pleasant Valley Rd Ste 128, Raleigh, NC 27612, USA | 4.9★ | 735 |
| #3 | Zacharko Insurance Agency8414 Falls of Neuse Rd Suite 204, Raleigh, NC 27615, USA | 5.0★ | 483 |
| #4 | Callahan & Rice Insurance Group, INC107 Glenwood Ave Suite 202, Raleigh, NC 27603, USA | 4.9★ | 17 |
| #5 | IGO Insurance Agency8360 Six Forks Rd # 103, Raleigh, NC 27615, USA | 4.5★ | 44 |
| #6 | Superior Insurance South Raleigh4710 Fayetteville Rd, Raleigh, NC 27603, USA | 4.9★ | 460 |
| #7 | Superior Insurance North Raleigh4312 Wake Forest Rd Ste A, Raleigh, NC 27609, USA | 4.8★ | 505 |
| #8 | Lee Winters Insurance Agency1330 St Marys St Suite 250, Raleigh, NC 27605, USA | 4.9★ | 132 |
| #9 | Carolina Insurance Professionals5540 Centerview Dr STE 200, Raleigh, NC 27606, USA | 5.0★ | 546 |
| #10 | Lawson Insurance Group6512 Six Forks Rd STE 101, Raleigh, NC 27615, USA | 4.9★ | 279 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Raleigh
Trusted Raleigh insurance agent with a perfect 4.9-star rating from 17 reviews.
107 Glenwood Ave Suite 202, Raleigh, NC 27603, USA
Rated 4.5 stars from 44 Google reviews by local clients in Raleigh.
8360 Six Forks Rd # 103, Raleigh, NC 27615, USA
Rated 4.9 stars from 460 Google reviews, this Raleigh insurance agent is highly trusted.
4710 Fayetteville Rd, Raleigh, NC 27603, USA
A trusted Raleigh insurance agent with a 4.8-star rating from over 500 reviews.
4312 Wake Forest Rd Ste A, Raleigh, NC 27609, USA
Rated 4.9 stars from over 130 Google reviews in Raleigh.
1330 St Marys St Suite 250, Raleigh, NC 27605, USA
Rated 5.0 stars from over 500 Google reviews by Raleigh clients.
5540 Centerview Dr STE 200, Raleigh, NC 27606, USA
Rated 4.9 stars from nearly 300 Google reviews for trusted local insurance guidance.
6512 Six Forks Rd STE 101, Raleigh, NC 27615, USA
Rated 4.9 stars from 32 Google reviews, this Raleigh insurance agent is highly trusted.
203 W Millbrook Rd STE 105, Raleigh, NC 27609, USA
Rated 4.9 stars from over 300 Google reviews for trusted local insurance guidance.
3130 Fairhill Dr Suite 106, Raleigh, NC 27612, USA
A Raleigh insurance agent with a 4.9-star rating from 135 Google reviews.
1025 Bullard Ct STE 205, Raleigh, NC 27615, USA
Rated 4.9 stars from 458 Google reviews, this Raleigh insurance agent is highly trusted.
8404 Six Forks Rd STE 203, Raleigh, NC 27615, USA
Rated 4.9 stars from 126 Google reviews, this Raleigh insurance agent is highly trusted.
2308 Wake Forest Rd, Raleigh, NC 27608, USA
Rated 4.9 stars from over 380 reviews, this Raleigh insurance agent is highly trusted.
1617 N Market Dr, Raleigh, NC 27609, USA
Rated 5.0 stars from nearly 200 Google reviews, this Raleigh insurance agent is highly trusted.
302 Jefferson St Suite 100, Raleigh, NC 27605, USA
Top-rated insurance agent in Raleigh with a perfect 5.0★ from over 500 reviews.
5910 Duraleigh Rd #136, Raleigh, NC 27612, USA
Top-rated Raleigh insurance agent with a 4.9★ rating from hundreds of reviews.
4940 Windy Hill Dr STE B, Raleigh, NC 27609, USA
Rated 5.0 stars from 77 Google reviews for reliable local insurance guidance.
6512 Six Forks Rd STE 503B, Raleigh, NC 27615, USA
Get Free Quotes
We'll connect you with the top insurance agents in Raleigh, NC.
Insurance Agents in Raleigh, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Brightway Insurance, The Ganim Agency | 100/100 | 5.0 ★ | 678 |
| 2 | Karen Boone - State Farm Insurance Agent | 98/100 | 4.9 ★ | 735 |
| 3 | Zacharko Insurance Agency | 100/100 | 5.0 ★ | 483 |
| 4 | Callahan & Rice Insurance Group, INC | 76/100 | 4.9 ★ | 17 |
| 5 | IGO Insurance Agency | 82/100 | 4.5 ★ | 44 |
| 6 | Superior Insurance South Raleigh | 98/100 | 4.9 ★ | 460 |
| 7 | Superior Insurance North Raleigh | 85/100 | 4.8 ★ | 505 |
| 8 | Lee Winters Insurance Agency | 95/100 | 4.9 ★ | 132 |
| 9 | Carolina Insurance Professionals | 88/100 | 5.0 ★ | 546 |
| 10 | Lawson Insurance Group | 98/100 | 4.9 ★ | 279 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local insurance agents straight from RatingsNearMe. Claim your spot in Raleigh to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Insurance Agents in Raleigh
What is the difference between a captive and independent insurance agent in Raleigh?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NC?
Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.
How much does working with a local insurance agent in Raleigh cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Raleigh?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Raleigh adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
More Home Services in Raleigh
Related Searches
More ways to find insurance agents in Raleigh
Insurance Agents in nearby cities