Top Picks · San Antonio
Best Mortgage Brokers in San Antonio, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 18 mortgage brokers in San Antonio, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Cornerstone Home Lending with a 4.8-star rating from 994 Google reviews and an RNM Score of 85/100. Also in the top tier: USA Mortgage and Megan Cloud - The Mortgage Unicorn. The average rating across all listed mortgage brokers in San Antonio is 4.9 stars from 212 reviews per business on average.
Mortgage brokers in San Antonio: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Brady Team Loans - Synergy One Lending Inc
This broker is top-ranked for its strong reputation, personalized service, and consistently positive client feedback.
Most Reviewed
Brady Team Loans - Synergy One Lending Inc
A high review count signals widespread trust and a proven track record of helping many clients successfully close loans.
When choosing a mortgage broker in San Antonio, ask about lender fees, turnaround times, and check recent online reviews to find a broker that aligns with your home-buying needs.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
212
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
4.8 stars from nearly 1,000 Google reviews reflecting exceptional client satisfaction.
3239 N Loop 1604 W Suite 300, San Antonio, TX 78257, USATop-rated San Antonio mortgage broker with 4.9 stars from over 550 reviews.
211 N Loop 1604 E #250, San Antonio, TX 78232, USATrusted San Antonio mortgage broker with a perfect 5.0★ rating from over 350 reviews.
7010 W Loop 1604 N Suite 107, San Antonio, TX 78254, USAMortgage Brokers Rankings in San Antonio, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cornerstone Home Lending3239 N Loop 1604 W Suite 300, San Antonio, TX 78257, USA | 4.8★ | 994 |
| #2 | USA Mortgage211 N Loop 1604 E #250, San Antonio, TX 78232, USA | 4.9★ | 551 |
| #3 | Megan Cloud - The Mortgage Unicorn7010 W Loop 1604 N Suite 107, San Antonio, TX 78254, USA | 5.0★ | 358 |
| #4 | Brady Team Loans - Synergy One Lending Inc2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA | 5.0★ | 47 |
| #5 | Brian J. Gutierrez - NEO Home Loans - Branch Leader | Mortgage Advisor - NMLS: 8192973619 Paesanos Pkwy Suite 210, San Antonio, TX 78231, USA | 4.9★ | 46 |
| #6 | Mihir Patel, Mortgage Broker NMLS #16021552008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA | 5.0★ | 107 |
| #7 | Texas Home Loans and Mortgage Lending908 S Main St, Boerne, TX 78006, USA | 5.0★ | 108 |
| #8 | Directions Home Loan2915 W Bitters Rd Ste 102, San Antonio, TX 78248, USA | 4.8★ | 266 |
| #9 | Carlo Colantonio211 N Loop 1604 E Ste 140, San Antonio, TX 78232, USA | 5.0★ | 251 |
| #10 | PrimeLending, A PlainsCapital Company - San Antonio Central270 N Loop 1604 E #310, San Antonio, TX 78232, USA | 4.9★ | 245 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in San Antonio
San Antonio mortgage broker with a perfect 5.0 rating from 47 Google reviews.
2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA
San Antonio mortgage broker with a 4.9-star rating from 46 Google reviews.
3619 Paesanos Pkwy Suite 210, San Antonio, TX 78231, USA
Rated 5.0 stars from over 100 reviews, trusted for mortgage services in San Antonio.
2008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA
5.0-star mortgage broker in San Antonio with hundreds of glowing reviews.
908 S Main St, Boerne, TX 78006, USA
Trusted by hundreds of San Antonio clients with a 4.8-star rating.
2915 W Bitters Rd Ste 102, San Antonio, TX 78248, USA
San Antonio’s top-rated mortgage broker with 5.0 stars from 251 Google reviews.
211 N Loop 1604 E Ste 140, San Antonio, TX 78232, USA
Trusted San Antonio mortgage broker with a 4.9★ rating from over 200 client reviews.
270 N Loop 1604 E #310, San Antonio, TX 78232, USA
San Antonio's top-rated mortgage broker with a perfect 5.0★ from over 230 reviews.
16500 San Pedro Ave Ste 333, San Antonio, TX 78232, USA
San Antonio's top-rated mortgage broker, with 5.0 stars from over 100 reviews.
1846 N Loop 1604 W Ste 205, San Antonio, TX 78248, USA
A trusted San Antonio mortgage broker with a 4.8-star rating from 64 reviews.
11106 West Ave, San Antonio, TX 78213, USA
San Antonio mortgage broker with a 4.9-star rating from 85 Google reviews.
4372 N Loop 1604 W Suite# 203, Shavano Park, TX 78249, USA
San Antonio mortgage broker with a 4.8★ rating from 51 Google reviews.
8000 I-10 Suite 664, San Antonio, TX 78230, USA
5.0 stars from 79 reviews, reflecting exceptional client satisfaction in San Antonio.
11602 Elm Bluff, San Antonio, TX 78230, USA
San Antonio's top-rated mortgage broker with a flawless 5.0★ rating from 179 reviews.
10010 San Pedro Ave Suite 301, San Antonio, TX 78216, USA
Rated 4.9 stars from 28 Google reviews, this San Antonio mortgage broker is highly trusted.
6609 Blanco Rd #320, San Antonio, TX 78216, USA
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Mortgage Brokers in San Antonio, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Cornerstone Home Lending | 85/100 | 4.8 ★ | 994 |
| 2 | USA Mortgage | 87/100 | 4.9 ★ | 551 |
| 3 | Megan Cloud - The Mortgage Unicorn | 88/100 | 5.0 ★ | 358 |
| 4 | Brady Team Loans - Synergy One Lending Inc | 91/100 | 5.0 ★ | 47 |
| 5 | Brian J. Gutierrez - NEO Home Loans - Branch Leader | Mortgage Advisor - NMLS: 819297 | 78/100 | 4.9 ★ | 46 |
| 6 | Mihir Patel, Mortgage Broker NMLS #1602155 | 84/100 | 5.0 ★ | 107 |
| 7 | Texas Home Loans and Mortgage Lending | 84/100 | 5.0 ★ | 108 |
| 8 | Directions Home Loan | 85/100 | 4.8 ★ | 266 |
| 9 | Carlo Colantonio | 88/100 | 5.0 ★ | 251 |
| 10 | PrimeLending, A PlainsCapital Company - San Antonio Central | 87/100 | 4.9 ★ | 245 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in San Antonio
What does a mortgage broker do differently than going directly to a bank in San Antonio?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in San Antonio?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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