Verified · Suffolk
Trusted Mortgage Brokers in Suffolk, VA
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Suffolk have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 6 mortgage brokers in Suffolk, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Kristen Smith with TowneBank Mortgage with a 5.0-star rating from 53 Google reviews and an RNM Score of 80/100. Also in the top tier: New American Funding - Anthony VanDyke and Ronetta Sykes - First Home Mortgage. The average rating across all listed mortgage brokers in Suffolk is 4.4 stars from 17 reviews per business on average.
Mortgage brokers in Suffolk: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
New American Funding - Anthony VanDyke
Anthony VanDyke is top-ranked for his strong local reputation and personalized service in Suffolk.
Most Reviewed
New American Funding - Anthony VanDyke
A high review count indicates broad customer trust and consistent service quality.
When choosing a mortgage broker in Suffolk, compare local expertise and customer feedback, and ask about loan options that fit your specific financial situation.
Local Market Snapshot
6
Businesses listed
4.4★
Avg rating
17
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Consistently earns a perfect 5.0-star rating from over 50 client reviews.
5806 Harbour View Blvd Suite 100, Suffolk, VA 23435, USATrusted by local clients with a 4.8-star rating from 28 reviews.
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA5.0-star rating from a handful of Google reviews.
425 W Washington St #4, Suffolk, VA 23434, USAMortgage Brokers Rankings in Suffolk, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kristen Smith with TowneBank Mortgage5806 Harbour View Blvd Suite 100, Suffolk, VA 23435, USA | 5.0★ | 53 |
| #2 | New American Funding - Anthony VanDyke425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA | 4.8★ | 28 |
| #3 | Ronetta Sykes - First Home Mortgage425 W Washington St #4, Suffolk, VA 23434, USA | 5.0★ | 1 |
| #4 | Hard Money Lenders Suffolk VA112 W Washington St, Suffolk, VA 23434, USA | 5.0★ | 1 |
| #5 | New American Funding- Suffolk425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA | 2.0★ | 1 |
| #6 | Commercial Real Estate Mortgage Loans Suffolk VA215 Chestnut St # C, Suffolk, VA 23434, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Suffolk
Earns a perfect 5.0-star rating from its customers in Suffolk.
112 W Washington St, Suffolk, VA 23434, USA
A local mortgage broker with a 2.0-star rating based on one Google review.
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA
Suffolk mortgage broker with no customer reviews yet; check back for future ratings.
215 Chestnut St # C, Suffolk, VA 23434, USA
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Mortgage Brokers in Suffolk, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Kristen Smith with TowneBank Mortgage | 80/100 | 5.0 ★ | 53 |
| 2 | New American Funding - Anthony VanDyke | 73/100 | 4.8 ★ | 28 |
| 3 | Ronetta Sykes - First Home Mortgage | 62/100 | 5.0 ★ | 1 |
| 4 | Hard Money Lenders Suffolk VA | 62/100 | 5.0 ★ | 1 |
| 5 | New American Funding- Suffolk | 21/100 | 2.0 ★ | 1 |
| 6 | Commercial Real Estate Mortgage Loans Suffolk VA | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Suffolk
What does a mortgage broker do differently than going directly to a bank in Suffolk?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Suffolk?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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