24/7 Available · Tempe
24-Hour Insurance Agents in Tempe, AZ — Always Available
Emergencies don't keep business hours. These insurance agents in Tempe are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Tempe, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Lindsay Sapanaro - State Farm Insurance Agent with a 4.9-star rating from 571 Google reviews and an RNM Score of 87/100. Also in the top tier: Nationwide Insurance: Ceo Insurance & Financial Services LLC and Jack Chumadevsky - GEICO Insurance Agent. The average rating across all listed insurance agents in Tempe is 4.7 stars from 217 reviews per business on average.
Insurance in Tempe: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
The General Insurance
The General Insurance stands out as a top-ranked provider for its comprehensive coverage options and strong local reputation in Tempe.
Most Reviewed
Jack Chumadevsky - GEICO Insurance Agent
A high number of reviews signals consistent customer satisfaction and a proven track record of reliable service.
When choosing an insurance agent in Tempe, compare quotes from multiple agents and consider reading recent reviews to ensure the agent meets your specific coverage needs. Local agents often provide personalized service that can be more responsive than larger online brokers.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
217
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Tempe insurance agent with a 4.9-star rating from over 570 Google reviews.
5410 S Lakeshore Dr, Tempe, AZ 85283, USATop-rated Tempe insurance agent with a perfect 5.0 score from 459 reviews.
8400 S Kyrene Rd Ste 230, Tempe, AZ 85284, USATrusted by hundreds of local clients, this Tempe agent maintains a strong 4.6-star rating.
815 E Baseline Rd #105, Tempe, AZ 85283, USAInsurance Agents Rankings in Tempe, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lindsay Sapanaro - State Farm Insurance Agent5410 S Lakeshore Dr, Tempe, AZ 85283, USA | 4.9★ | 571 |
| #2 | Nationwide Insurance: Ceo Insurance & Financial Services LLC8400 S Kyrene Rd Ste 230, Tempe, AZ 85284, USA | 5.0★ | 459 |
| #3 | Jack Chumadevsky - GEICO Insurance Agent815 E Baseline Rd #105, Tempe, AZ 85283, USA | 4.6★ | 728 |
| #4 | Riseson Insurance64 E Broadway Rd STE 200, Office 285, Tempe, AZ 85282, USA | 5.0★ | 262 |
| #5 | Hayden & Hayden Agency, Inc.5225 S McClintock Dr C, Tempe, AZ 85283, USA | 4.8★ | 39 |
| #6 | RSP Insurance Specialists2234 S McClintock Dr, Tempe, AZ 85282, USA | 4.9★ | 105 |
| #7 | HealthMarkets Insurance - Edward Wendell Givens4411 S Rural Rd Suite 201, Tempe, AZ 85282, USA | 4.9★ | 32 |
| #8 | Claudia Salmon-Getz - State Farm Insurance Agent2131 E Broadway Rd Suite 12, Tempe, AZ 85282, USA | 4.9★ | 333 |
| #9 | AZ Insurance Team442 E Southern Ave, Tempe, AZ 85282, USA | 4.8★ | 220 |
| #10 | 1st Insurance Group2033 E Warner Rd STE 102, Tempe, AZ 85284, USA | 4.8★ | 96 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Tempe
Shoppers consistently rate this Tempe insurance agent 5.0 stars across hundreds of reviews.
64 E Broadway Rd STE 200, Office 285, Tempe, AZ 85282, USA
Rated 4.8 stars from 39 Google reviews, this Tempe insurance agent is highly trusted.
5225 S McClintock Dr C, Tempe, AZ 85283, USA
4.9-star rating from over 100 Google reviews, reflecting exceptional local customer satisfaction.
2234 S McClintock Dr, Tempe, AZ 85282, USA
A top-rated Tempe insurance agent with a near-perfect 4.9-star rating from 32 reviews.
4411 S Rural Rd Suite 201, Tempe, AZ 85282, USA
Trusted by hundreds of locals, this Tempe agency holds a stellar 4.9-star rating.
2131 E Broadway Rd Suite 12, Tempe, AZ 85282, USA
Top-rated Tempe insurance agent with 4.8 stars from over 200 Google reviews.
442 E Southern Ave, Tempe, AZ 85282, USA
Tempe insurance agent with a 4.8-star rating from nearly 100 Google reviews.
2033 E Warner Rd STE 102, Tempe, AZ 85284, USA
Exceptional 5.0-star rating from 13 Google reviews for a Tempe insurance agent.
1839 E Concorda Dr, Tempe, AZ 85282, USA
A Tempe insurance agent with a 2.0-star rating from 35 Google reviews.
1331 E Broadway Rd, Tempe, AZ 85282, USA
Trusted by locals with a strong 4.6★ rating from over 300 Google reviews.
805 W Baseline Rd #4, Tempe, AZ 85283, USA
Tempe's trusted insurance agent with a perfect 5.0★ rating from over 200 reviews.
6139 S Rural Rd Suite 101, Tempe, AZ 85283, USA
Trusted local insurance agent with a 4.9-star rating from over 200 Google reviews.
2173 E Warner Rd Ste 103, Tempe, AZ 85284, USA
Top-rated Tempe insurance agent with a perfect 5.0-star rating from 54 reviews.
4411 S Rural Rd Suite 201 Suite 201, Tempe, AZ 85282, USA
With a solid 4.1-star rating from 9 reviews, this Tempe agent is a trusted local choice.
4600 S Mill Ave suite 220, Tempe, AZ 85282, USA
Trusted locally with a 4.7-star rating from over 200 Google reviews.
4411 S Rural Rd Ste 104, Tempe, AZ 85282, USA
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Insurance Agents in Tempe, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Lindsay Sapanaro - State Farm Insurance Agent | 87/100 | 4.9 ★ | 571 |
| 2 | Nationwide Insurance: Ceo Insurance & Financial Services LLC | 88/100 | 5.0 ★ | 459 |
| 3 | Jack Chumadevsky - GEICO Insurance Agent | 82/100 | 4.6 ★ | 728 |
| 4 | Riseson Insurance | 88/100 | 5.0 ★ | 262 |
| 5 | Hayden & Hayden Agency, Inc. | 75/100 | 4.8 ★ | 39 |
| 6 | RSP Insurance Specialists | 82/100 | 4.9 ★ | 105 |
| 7 | HealthMarkets Insurance - Edward Wendell Givens | 76/100 | 4.9 ★ | 32 |
| 8 | Claudia Salmon-Getz - State Farm Insurance Agent | 87/100 | 4.9 ★ | 333 |
| 9 | AZ Insurance Team | 84/100 | 4.8 ★ | 220 |
| 10 | 1st Insurance Group | 80/100 | 4.8 ★ | 96 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Tempe
What is the difference between a captive and independent insurance agent in Tempe?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in AZ?
Search the AZ Department of Insurance's online license lookup — Google "AZ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in AZ must be licensed with the state.
How much does working with a local insurance agent in Tempe cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Tempe?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Tempe adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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