Pricing Guide · Vacaville
Insurance Agents Cost in Vacaville, CA — 2026 Price Guide
What should you pay for insurance agents in Vacaville? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Vacaville, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fiesta Auto Insurance & Tax Service with a 5.0-star rating from 410 Google reviews and an RNM Score of 100/100. Also in the top tier: AAA Vacaville Branch and Cost-U-Less Insurance. The average rating across all listed insurance agents in Vacaville is 4.8 stars from 127 reviews per business on average.
Insurance in Vacaville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.
Offers a comprehensive range of insurance types including marine, auto, home, life, and business coverage, making it a versatile choice for varied needs.
Most Reviewed
Chelsea Mathis - State Farm Insurance Agent
State Farm agents typically benefit from a large existing customer base and brand recognition, which often results in a higher volume of online reviews.
When choosing an insurance agent in Vacaville, consider bundling multiple policies for potential discounts and read recent reviews to evaluate customer service and claims handling.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
127
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Rated 5.0 stars from over 400 Google reviews in Vacaville.
885 Markham Ave, Vacaville, CA 95688, USATrusted by hundreds, this Vacaville insurance agent holds a solid 4.4★ rating.
1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USAVacaville insurance agent with a 4.8-star rating from over 220 Google reviews.
1100 Marshall Rd Suite D, Vacaville, CA 95687, USAInsurance Agents Rankings in Vacaville, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fiesta Auto Insurance & Tax Service885 Markham Ave, Vacaville, CA 95688, USA | 5.0★ | 410 |
| #2 | AAA Vacaville Branch1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USA | 4.4★ | 385 |
| #3 | Cost-U-Less Insurance1100 Marshall Rd Suite D, Vacaville, CA 95687, USA | 4.8★ | 220 |
| #4 | Thep Simaly: Allstate Insurance350 Merchant St, Vacaville, CA 95688, USA | 4.8★ | 113 |
| #5 | Giroux Insurance Services479 Mason St #317a, Vacaville, CA 95688, USA | 4.9★ | 8 |
| #6 | River Valley Insurance175 Butcher Rd, Vacaville, CA 95687, USA | 5.0★ | 2 |
| #7 | Andy Pignataro - State Farm Insurance Agent438 Main St, Vacaville, CA 95688, USA | 5.0★ | 150 |
| #8 | Eastman Insurance Solutions - California371 Merchant St, Vacaville, CA 95688, USA | 4.9★ | 91 |
| #9 | Barbara Lightfoot-Nielsen - State Farm Insurance Agent2581 Nut Tree Rd Ste B, Vacaville, CA 95687, USA | 5.0★ | 231 |
| #10 | Victoria Barros-Ortiz - State Farm Insurance Agent2050 Peabody Rd #200, Vacaville, CA 95687, USA | 4.9★ | 235 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Vacaville
Rated 4.8 stars from over 100 Google reviews by Vacaville clients.
350 Merchant St, Vacaville, CA 95688, USA
Rated 4.9 stars from 8 Google reviews for reliable local insurance guidance.
479 Mason St #317a, Vacaville, CA 95688, USA
Exceptional 5.0-star rating based on 2 Google reviews in Vacaville, CA.
175 Butcher Rd, Vacaville, CA 95687, USA
Rated 5.0 stars from over 150 Google reviews in Vacaville.
438 Main St, Vacaville, CA 95688, USA
Rated 4.9 stars from 91 reviews, this Vacaville insurance agent is highly trusted.
371 Merchant St, Vacaville, CA 95688, USA
5.0★ rating from 231 Google reviews for a Vacaville insurance agent.
2581 Nut Tree Rd Ste B, Vacaville, CA 95687, USA
Rated 4.9 stars from over 230 Google reviews in Vacaville.
2050 Peabody Rd #200, Vacaville, CA 95687, USA
Trusted by locals with a 4.5-star rating from over 60 reviews.
1990 Alamo Dr Suite 1, Vacaville, CA 95687, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
438 Main St, Vacaville, CA 95688, USA
Rated 4.0 stars from 2 Google reviews, this Vacaville insurance agent is locally trusted.
3342 N Texas St #A2, Fairfield, CA 94533, USA
5.0-star rating from 1 Google review for this Vacaville insurance agent.
411 Davis St #107, Vacaville, CA 95688, USA
Local Vacaville insurance agent with a strong 4.5-star rating from 8 Google reviews.
543 Merchant St, Vacaville, CA 95688, USA
Rated 5.0 stars from 15 Google reviews, this Vacaville insurance agent is highly trusted.
555 Mason St #120, Vacaville, CA 95688, USA
Top-rated local insurance expert with 4.9 stars from 64 reviews.
183 Butcher Rd STE C, Vacaville, CA 95687, USA
Rated 4.9 stars from 9 Google reviews for trusted local insurance guidance.
831 Alamo Dr STE 10, Vacaville, CA 95688, USA
5.0-star rating from 21 Google reviews makes this Vacaville insurance agent trusted.
190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA
Rated 4.3 stars from 6 reviews, this Vacaville insurance agent is a solid local choice.
425 William St, Vacaville, CA 95688, USA
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Insurance Agents in Vacaville, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 100/100 | 5.0 ★ | 410 |
| 2 | AAA Vacaville Branch | 90/100 | 4.4 ★ | 385 |
| 3 | Cost-U-Less Insurance | 96/100 | 4.8 ★ | 220 |
| 4 | Thep Simaly: Allstate Insurance | 92/100 | 4.8 ★ | 113 |
| 5 | Giroux Insurance Services | 80/100 | 4.9 ★ | 8 |
| 6 | River Valley Insurance | 76/100 | 5.0 ★ | 2 |
| 7 | Andy Pignataro - State Farm Insurance Agent | 89/100 | 5.0 ★ | 150 |
| 8 | Eastman Insurance Solutions - California | 93/100 | 4.9 ★ | 91 |
| 9 | Barbara Lightfoot-Nielsen - State Farm Insurance Agent | 91/100 | 5.0 ★ | 231 |
| 10 | Victoria Barros-Ortiz - State Farm Insurance Agent | 90/100 | 4.9 ★ | 235 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Vacaville
What is the difference between a captive and independent insurance agent in Vacaville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Vacaville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Vacaville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Vacaville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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