Top Picks · Vineland
Best Mortgage Brokers in Vineland, NJ
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Vineland, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mariner Finance with a 4.8-star rating from 102 Google reviews and an RNM Score of 92/100. Also in the top tier: Sacha Borrero and Christopher Bayes at Prosperity Home Mortgage - Vineland. The average rating across all listed mortgage brokers in Vineland is 4.8 stars from 28 reviews per business on average.
Mortgage brokers in Vineland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Miriam Olivero - Gateway Mortgage
This business stands out as the top-ranked mortgage broker in Vineland, reflecting exceptional service and client satisfaction.
Most Reviewed
Gateway Mortgage
A high review count indicates broad customer experience and reliability, which can help gauge overall trustworthiness.
When choosing a mortgage broker in Vineland, compare personalized service from individual brokers like Miriam Olivero with the established reputations of larger firms such as Gateway Mortgage. Always check recent reviews and ask about fees upfront.
Local Market Snapshot
14
Businesses listed
4.8★
Avg rating
28
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients, this Vineland broker holds a stellar 4.8-star rating.
3600 E Landis Ave Suite 13, Vineland, NJ 08361, USATop-rated Vineland mortgage broker with a 4.9-star rating from over 100 reviews.
1103 S Delsea Dr Suite B, Vineland, NJ 08360, USATrusted by clients with a perfect 5.0-star rating from 28 reviews in Vineland.
1318 S Main Rd Bldg 2, Unit B, Vineland, NJ 08360, USAMortgage Brokers Rankings in Vineland, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance3600 E Landis Ave Suite 13, Vineland, NJ 08361, USA | 4.8★ | 102 |
| #2 | Sacha Borrero1103 S Delsea Dr Suite B, Vineland, NJ 08360, USA | 4.9★ | 112 |
| #3 | Christopher Bayes at Prosperity Home Mortgage - Vineland1318 S Main Rd Bldg 2, Unit B, Vineland, NJ 08360, USA | 5.0★ | 28 |
| #4 | Gateway Mortgage1081 E Landis Ave, Vineland, NJ 08360, USA | 3.9★ | 34 |
| #5 | Jared Talarico, Finance of America Mortgage LLC1120 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 5 |
| #6 | Nation One Mortgage-Vineland NJ 083601120 E Landis Ave, Vineland, NJ 08360, USA | 4.7★ | 3 |
| #7 | Cardinal Financial Company, Limited Partnership1480 S Delsea Dr, Vineland, NJ 08360, USA | 5.0★ | 1 |
| #8 | NEXA Mortgage, LLC12 S 4th St Ste A, Vineland, NJ 08360, USA | — | — |
| #9 | Trident Mortgage Company1450 E Chestnut Ave building 2 suite b, Vineland, NJ 08361, USA | — | — |
| #10 | Albania Medina - Gateway Mortgage1081 E Landis Ave, Vineland, NJ 08360, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Vineland
34 Google reviews give this Vineland mortgage broker a 3.9-star rating.
1081 E Landis Ave, Vineland, NJ 08360, USA
A local mortgage broker with a perfect 5.0-star rating from 5 Google reviews.
1120 E Landis Ave, Vineland, NJ 08360, USA
4.7 stars from 3 reviews, reflecting strong local client satisfaction.
1120 E Landis Ave, Vineland, NJ 08360, USA
Exceptional 5.0-star rating from one satisfied client in Vineland.
1480 S Delsea Dr, Vineland, NJ 08360, USA
Vineland mortgage broker with no customer reviews yet; first to leave feedback.
12 S 4th St Ste A, Vineland, NJ 08360, USA
A local mortgage broker in Vineland with no Google reviews yet.
1450 E Chestnut Ave building 2 suite b, Vineland, NJ 08361, USA
Vineland mortgage broker with no customer reviews yet; contact to learn about their services.
1081 E Landis Ave, Vineland, NJ 08360, USA
Rated 5.0 stars from a small number of Google reviews.
1120 E Landis Ave, Vineland, NJ 08360, USA
5.0-star rating from 11 reviews highlights exceptional local client satisfaction.
1120 E Landis Ave, Vineland, NJ 08360, USA
Exceptional 5.0-star rating from 3 glowing Google reviews.
1120 E Landis Ave, Vineland, NJ 08360, USA
Rated 5.0 stars from 10 Google reviews, this Vineland mortgage broker is highly trusted.
1081 E Landis Ave, Vineland, NJ 08360, USA
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Mortgage Brokers in Vineland, NJ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mariner Finance | 92/100 | 4.8 ★ | 102 |
| 2 | Sacha Borrero | 86/100 | 4.9 ★ | 112 |
| 3 | Christopher Bayes at Prosperity Home Mortgage - Vineland | 88/100 | 5.0 ★ | 28 |
| 4 | Gateway Mortgage | 71/100 | 3.9 ★ | 34 |
| 5 | Jared Talarico, Finance of America Mortgage LLC | 68/100 | 5.0 ★ | 5 |
| 6 | Nation One Mortgage-Vineland NJ 08360 | 64/100 | 4.7 ★ | 3 |
| 7 | Cardinal Financial Company, Limited Partnership | 74/100 | 5.0 ★ | 1 |
| 8 | NEXA Mortgage, LLC | 15/100 | — | 0 |
| 9 | Trident Mortgage Company | 3/100 | — | 0 |
| 10 | Albania Medina - Gateway Mortgage | 15/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Vineland
What does a mortgage broker do differently than going directly to a bank in Vineland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Vineland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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