Verified · Virginia Beach
Trusted Mortgage Brokers in Virginia Beach, VA
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Virginia Beach have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Virginia Beach, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Atlantic Bay Mortgage Group - Virginia Beach with a 5.0-star rating from 2,292 Google reviews and an RNM Score of 88/100. Also in the top tier: Tidewater Mortgage Services, Inc. NMLS #: 71158 and CMS Mortgage Solutions, Inc.. The average rating across all listed mortgage brokers in Virginia Beach is 4.9 stars from 372 reviews per business on average.
Mortgage brokers in Virginia Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
VA Choice Home Mortgage Inc.
VA Choice Home Mortgage Inc. stands out as the top-ranked broker due to its strong reputation for competitive rates and personalized service.
Most Reviewed
Atlantic Bay Mortgage Group - Virginia Beach
A high number of reviews reflects broad customer experience and trustworthiness, which can help new borrowers make an informed decision.
When selecting a mortgage broker in Virginia Beach, compare multiple lenders' rates and read recent reviews to ensure you find the best fit for your financial situation.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
372
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Shoppers consistently rate this Virginia Beach mortgage broker 5.0 stars across over 2,200 reviews.
600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452, USA4.9-star rating from over 1,500 Google reviews in Virginia Beach.
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452, USAEarned a 4.9-star rating from 769 Google reviews, reflecting exceptional client satisfaction.
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464, USAMortgage Brokers Rankings in Virginia Beach, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Atlantic Bay Mortgage Group - Virginia Beach600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452, USA | 5.0★ | 2,292 |
| #2 | Tidewater Mortgage Services, Inc. NMLS #: 71158200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452, USA | 4.9★ | 1,511 |
| #3 | CMS Mortgage Solutions, Inc.1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464, USA | 4.9★ | 769 |
| #4 | Atlantic Coast Mortgage - Virginia Beach932 Laskin Rd Suite 100, Virginia Beach, VA 23451, USA | 4.9★ | 153 |
| #5 | Mike Grunwald - Loan Officer -- Southern Trust Mortgage295 Bendix Rd #400, Virginia Beach, VA 23452, USA | 5.0★ | 32 |
| #6 | Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage295 Bendix Rd #400, Virginia Beach, VA 23452, USA | 5.0★ | 52 |
| #7 | VA Choice Home Mortgage Inc.2020 General Booth Blvd #200, Virginia Beach, VA 23454, USA | 4.9★ | 144 |
| #8 | Nate D. Allen - VA Wholesale Mortgage4099 Foxwood Dr #108, Virginia Beach, VA 23462, USA | 5.0★ | 31 |
| #9 | Veterans United Home Loans of Hampton Roads564 Lynnhaven Pkwy, Virginia Beach, VA 23452, USA | 4.9★ | 628 |
| #10 | First Signature Mortgage, LLC2037 Laskin Rd, Virginia Beach, VA 23454, USA | 5.0★ | 374 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Virginia Beach
Trusted by over 150 clients, this Virginia Beach broker holds a stellar 4.9-star rating.
932 Laskin Rd Suite 100, Virginia Beach, VA 23451, USA
Trusted Virginia Beach mortgage broker with a perfect 5.0★ rating from 32 reviews.
295 Bendix Rd #400, Virginia Beach, VA 23452, USA
Boasts a perfect 5.0-star rating from 52 verified Google reviews.
295 Bendix Rd #400, Virginia Beach, VA 23452, USA
4.9-star rating from 144 Google reviews for a Virginia Beach mortgage broker.
2020 General Booth Blvd #200, Virginia Beach, VA 23454, USA
5.0 stars from 31 reviews, showcasing exceptional client satisfaction in Virginia Beach.
4099 Foxwood Dr #108, Virginia Beach, VA 23462, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
564 Lynnhaven Pkwy, Virginia Beach, VA 23452, USA
Proudly holds a perfect 5.0-star rating from over 370 Google reviews.
2037 Laskin Rd, Virginia Beach, VA 23454, USA
Trusted by hundreds of local clients with an exceptional 4.8-star rating.
295 Bendix Rd #400, Virginia Beach, VA 23452, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
2101 Parks Ave STE 600, Virginia Beach, VA 23451, USA
A trusted Virginia Beach mortgage broker with a stellar 4.9★ rating from nearly 100 reviews.
2476 Nimmo Pkwy Ste 122, Virginia Beach, VA 23456, USA
Rated 4.9 stars from 99 reviews, this Virginia Beach mortgage broker is highly trusted.
780 Lynnhaven Pkwy Suite 375, Virginia Beach, VA 23452, USA
4.4 stars from 87 Google reviews reflect consistent client satisfaction.
2000 General Booth Blvd STE 104, Virginia Beach, VA 23454, USA
5.0-star rating from 72 Google reviews, reflecting exceptional client satisfaction.
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USA
Trusted by 71 clients with a stellar 4.8-star rating.
4099 Foxwood Dr #108, Virginia Beach, VA 23462, USA
Top-rated Virginia Beach mortgage broker with a perfect 5.0★ rating from 68 reviews.
575 Lynnhaven Pkwy Suite 101, Virginia Beach, VA 23452, USA
Trusted by 60 clients with a stellar 4.8-star rating in Virginia Beach.
295 Bendix Rd Suite 400, Virginia Beach, VA 23452, USA
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Mortgage Brokers in Virginia Beach, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Atlantic Bay Mortgage Group - Virginia Beach | 88/100 | 5.0 ★ | 2,292 |
| 2 | Tidewater Mortgage Services, Inc. NMLS #: 71158 | 87/100 | 4.9 ★ | 1,511 |
| 3 | CMS Mortgage Solutions, Inc. | 87/100 | 4.9 ★ | 769 |
| 4 | Atlantic Coast Mortgage - Virginia Beach | 84/100 | 4.9 ★ | 153 |
| 5 | Mike Grunwald - Loan Officer -- Southern Trust Mortgage | 77/100 | 5.0 ★ | 32 |
| 6 | Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage | 80/100 | 5.0 ★ | 52 |
| 7 | VA Choice Home Mortgage Inc. | 84/100 | 4.9 ★ | 144 |
| 8 | Nate D. Allen - VA Wholesale Mortgage | 77/100 | 5.0 ★ | 31 |
| 9 | Veterans United Home Loans of Hampton Roads | 87/100 | 4.9 ★ | 628 |
| 10 | First Signature Mortgage, LLC | 88/100 | 5.0 ★ | 374 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Virginia Beach
What does a mortgage broker do differently than going directly to a bank in Virginia Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Virginia Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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