Top Picks · Westland
Best Mortgage Brokers in Westland, MI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 5 mortgage brokers in Westland, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Modern Mortgage Financial with a 4.8-star rating from 424 Google reviews and an RNM Score of 85/100. Also in the top tier: Success Group Mortgage and Ameriplus Financial Services NMLS# 171501. The average rating across all listed mortgage brokers in Westland is 4.9 stars from 120 reviews per business on average.
Mortgage brokers in Westland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
“The McGuire Home Lending Team”
This team is top-ranked for its strong local reputation and consistent customer satisfaction in Westland.
Most Reviewed
Garrett Stone MI Home Loans
A high review count indicates a broad base of client experiences, helping you gauge reliability and service quality.
Compare loan options and fees across multiple brokers, and read recent reviews to ensure the broker fits your specific financial situation and timeline.
Local Market Snapshot
5
Businesses listed
4.9★
Avg rating
120
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a stellar 4.8-star rating.
34705 W 12 Mile Rd #311, Farmington Hills, MI 48331, USARated 5.0 stars from 95 Google reviews, this Westland mortgage broker is highly trusted.
113 W Exchange St Suite 201, Owosso, MI 48867, USARated 5.0 stars from 51 reviews, this Westland mortgage broker is highly trusted.
45340 Hanford Rd, Canton Township, MI 48187, USAMortgage Brokers Rankings in Westland, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Modern Mortgage Financial34705 W 12 Mile Rd #311, Farmington Hills, MI 48331, USA | 4.8★ | 424 |
| #2 | Success Group Mortgage113 W Exchange St Suite 201, Owosso, MI 48867, USA | 5.0★ | 95 |
| #3 | Ameriplus Financial Services NMLS# 17150145340 Hanford Rd, Canton Township, MI 48187, USA | 5.0★ | 51 |
| #4 | Garrett Stone MI Home Loans8359 N Wayne Rd, Westland, MI 48185, USA | 5.0★ | 1 |
| #5 | “The McGuire Home Lending Team”27321 Michigan Ave, Inkster, MI 48141, USA | 4.6★ | 31 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Westland
Rated 5.0 stars from a small number of Google reviews.
8359 N Wayne Rd, Westland, MI 48185, USA
Trusted by local clients, this Westland broker holds a strong 4.6-star rating from 31 reviews.
27321 Michigan Ave, Inkster, MI 48141, USA
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Mortgage Brokers in Westland, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Modern Mortgage Financial | 85/100 | 4.8 ★ | 424 |
| 2 | Success Group Mortgage | 83/100 | 5.0 ★ | 95 |
| 3 | Ameriplus Financial Services NMLS# 171501 | 80/100 | 5.0 ★ | 51 |
| 4 | Garrett Stone MI Home Loans | 62/100 | 5.0 ★ | 1 |
| 5 | “The McGuire Home Lending Team” | 70/100 | 4.6 ★ | 31 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Westland
What does a mortgage broker do differently than going directly to a bank in Westland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Westland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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