10+ Years · Wilmington
Experienced Insurance Agents in Wilmington, NC
Experience matters. These insurance agents in Wilmington have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Wilmington, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Able Insurance with a 4.8-star rating from 2,674 Google reviews and an RNM Score of 85/100. Also in the top tier: Sizemore Insurance - Wilmington and Atlantic Coast Insurance Agency. The average rating across all listed insurance agents in Wilmington is 4.8 stars from 331 reviews per business on average.
Insurance in Wilmington: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
331
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by thousands, this Wilmington insurance agent holds a stellar 4.8-star rating.
4008 Oleander Dr, Wilmington, NC 28403, USATop-rated Wilmington insurance agent with 4.9 stars from over 660 reviews.
4815 Oleander Dr Ste 100, Wilmington, NC 28403, USATrusted by hundreds of local clients with a stellar 4.9-star rating.
29 S Kerr Ave, Wilmington, NC 28403, USAInsurance Agents Rankings in Wilmington, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Able Insurance4008 Oleander Dr, Wilmington, NC 28403, USA | 4.8★ | 2,674 |
| #2 | Sizemore Insurance - Wilmington4815 Oleander Dr Ste 100, Wilmington, NC 28403, USA | 4.9★ | 664 |
| #3 | Atlantic Coast Insurance Agency29 S Kerr Ave, Wilmington, NC 28403, USA | 4.9★ | 534 |
| #4 | Dennis G Stokley Insurance Agency, Inc.Stokley@me.com, 5129 Oleander Dr Suite 202, Wilmington, NC 28403, USA | 5.0★ | 65 |
| #5 | American Harbor Insurance Co.4037 Masonboro Loop Rd Suite 2A, Wilmington, NC 28409, USA | 5.0★ | 32 |
| #6 | James E Moore Insurance Agency1508 Military Cutoff Rd STE 104, Wilmington, NC 28403, USA | 4.9★ | 100 |
| #7 | Acrisure Wilmington, NC (Don Bullard)110 Dungannon Blvd #150, Wilmington, NC 28403, USA | 4.9★ | 441 |
| #8 | Wilmington Insurance5006 Randall Pkwy, Wilmington, NC 28403, USA | 4.5★ | 8 |
| #9 | Superior Insurance2390 Carolina Beach Rd #101, Wilmington, NC 28401, USA | 4.8★ | 349 |
| #10 | Wells Insurance1 N 3rd St, Wilmington, NC 28401, USA | 4.9★ | 268 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Wilmington
5.0 stars from 65 Google reviews, reflecting trusted, local insurance guidance.
Stokley@me.com, 5129 Oleander Dr Suite 202, Wilmington, NC 28403, USA
A trusted Wilmington insurance agent with a perfect 5.0-star rating from 32 reviews.
4037 Masonboro Loop Rd Suite 2A, Wilmington, NC 28409, USA
A trusted Wilmington insurance agent with a 4.9-star rating from hundreds of reviews.
1508 Military Cutoff Rd STE 104, Wilmington, NC 28403, USA
Wilmington's top-rated insurance agent with 4.9 stars from over 440 reviews.
110 Dungannon Blvd #150, Wilmington, NC 28403, USA
Earned a strong 4.5-star rating from a handful of local Google reviews.
5006 Randall Pkwy, Wilmington, NC 28403, USA
Trusted by hundreds of local clients, this agent holds a stellar 4.8-star rating.
2390 Carolina Beach Rd #101, Wilmington, NC 28401, USA
4.9-star rating from nearly 270 Google reviews in Wilmington, NC.
1 N 3rd St, Wilmington, NC 28401, USA
Earned a 4.9-star rating from 265 Google reviews in Wilmington, NC.
1213 Culbreth Dr Suite 455, Wilmington, NC 28405, USA
4.9 stars from nearly 200 reviews make this Wilmington insurance agent highly trusted.
1985 Eastwood Rd Suite 204, Wilmington, NC 28403, USA
Consistently rated 5.0 stars from nearly 200 Google reviews in Wilmington.
1201 Floral Pkwy, Wilmington, NC 28403, USA
Trusted by hundreds of local clients, this agent holds a stellar 4.8-star rating.
34 Covil Ave, Wilmington, NC 28403, USA
Solid 4.2-star rating from 49 Google reviews for this Wilmington insurance agent.
3410 River Rd UNIT 202, Wilmington, NC 28412, USA
4.3 stars from 23 reviews, reflecting solid local reputation in Wilmington.
3301 Wrightsville Ave, Wilmington, NC 28403, USA
4.9-star rating from over 140 Google reviews in Wilmington, NC.
720 Market St, Wilmington, NC 28401, USA
A local favorite with 64 reviews and a stellar 4.8-star rating.
5704 Oleander Dr #101, Wilmington, NC 28403, USA
Exceptional 5.0-star rating from 55 reviews for a Wilmington insurance agent.
110 Dungannon Blvd Ste 100, Wilmington, NC 28403, USA
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Insurance Agents in Wilmington, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Able Insurance | 85/100 | 4.8 ★ | 2,674 |
| 2 | Sizemore Insurance - Wilmington | 87/100 | 4.9 ★ | 664 |
| 3 | Atlantic Coast Insurance Agency | 87/100 | 4.9 ★ | 534 |
| 4 | Dennis G Stokley Insurance Agency, Inc. | 81/100 | 5.0 ★ | 65 |
| 5 | American Harbor Insurance Co. | 77/100 | 5.0 ★ | 32 |
| 6 | James E Moore Insurance Agency | 82/100 | 4.9 ★ | 100 |
| 7 | Acrisure Wilmington, NC (Don Bullard) | 87/100 | 4.9 ★ | 441 |
| 8 | Wilmington Insurance | 62/100 | 4.5 ★ | 8 |
| 9 | Superior Insurance | 85/100 | 4.8 ★ | 349 |
| 10 | Wells Insurance | 87/100 | 4.9 ★ | 268 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Wilmington
What is the difference between a captive and independent insurance agent in Wilmington?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NC?
Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.
How much does working with a local insurance agent in Wilmington cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Wilmington?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Wilmington adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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