Top Picks · Woodstock

Best Mortgage Brokers in Woodstock, GA

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Woodstock, GA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Capital Mortgage Solutions with a 5.0-star rating from 214 Google reviews and an RNM Score of 99/100. Also in the top tier: First Mortgage Group LLC and BankSouth Mortgage Woodstock. The average rating across all listed mortgage brokers in Woodstock is 4.9 stars from 56 reviews per business on average.

Mortgage brokers in Woodstock: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Teresa Downey - BankSouth Mortgage Loan Officer

Teresa Downey is consistently top-ranked for her personalized service and expertise in the Woodstock market.

Most Reviewed

BankSouth Mortgage Woodstock

A high review count indicates broad customer experience and trust, making it a reliable choice for borrowers.

Compare loan options and customer service quality across these top brokers, and ask about local market knowledge to ensure the best fit for your needs.

Filter:

Local Market Snapshot

17

Businesses listed

4.9★

Avg rating

56

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(214 reviews)

Trusted by hundreds of local clients with a perfect 5.0-star rating.

8255 Main St Unit 102, Woodstock, GA 30188, USA
5.0(166 reviews)

Woodstock's top-rated mortgage broker with 5.0 stars from 166 Google reviews.

2230 Towne Lake Pkwy Building 100 Suite 130, Woodstock, GA 30189, USA
5.0(149 reviews)

Rated 5.0 stars from nearly 150 Google reviews, this Woodstock mortgage broker is highly trusted.

117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA

Mortgage Brokers Rankings in Woodstock, GA

#BusinessRatingReviews
#1Capital Mortgage Solutions8255 Main St Unit 102, Woodstock, GA 30188, USA5.0214
#2First Mortgage Group LLC2230 Towne Lake Pkwy Building 100 Suite 130, Woodstock, GA 30189, USA5.0166
#3BankSouth Mortgage Woodstock117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA5.0149
#4Silverton Mortgage - Woodstock9910 GA-92 Suite 240, Woodstock, GA 30188, USA4.817
#5Cedar Mill Mortgage1600 River Park Blvd Suite 201, Woodstock, GA 30188, USA4.843
#6Kim King - BankSouth Mortgage Loan Officer117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA5.05
#7Snap Mortgage LLC405 Olde Heritage Cir, Woodstock, GA 30188, USA5.027
#8AAA Mortgage Solutions, LLC6478 Putnam Ford Dr #206, Woodstock, GA 30189, USA4.950
#9Grace Mortgage Services Inc.406 Creekstone Ridge, Woodstock, GA 30188, USA5.049
#10Clear Path Mortgage, LLC61 Linton St suite 2400, Woodstock, GA 30188, USA4.946

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Woodstock

4
4.8· 17 reviews

Woodstock mortgage broker with a 4.8-star rating from 17 Google reviews.

9910 GA-92 Suite 240, Woodstock, GA 30188, USA

5
4.8· 43 reviews

43 Google reviews give this Woodstock mortgage broker an exceptional 4.8-star rating.

1600 River Park Blvd Suite 201, Woodstock, GA 30188, USA

6
5.0· 5 reviews

Exceptional 5.0-star rating from 5 Google reviews in Woodstock, GA.

117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA

7
5.0· 27 reviews

Trusted Woodstock mortgage broker with a perfect 5.0-star rating from 27 reviews.

405 Olde Heritage Cir, Woodstock, GA 30188, USA

8
4.9· 50 reviews

Woodstock mortgage broker with a 4.9-star rating from 50 Google reviews.

6478 Putnam Ford Dr #206, Woodstock, GA 30189, USA

9
5.0· 49 reviews

Woodstock mortgage broker with a perfect 5.0★ rating across 49 Google reviews.

406 Creekstone Ridge, Woodstock, GA 30188, USA

10
4.9· 46 reviews

Woodstock mortgage broker with a 4.9-star rating from 46 Google reviews.

61 Linton St suite 2400, Woodstock, GA 30188, USA

11
5.0· 26 reviews

Woodstock mortgage broker with a perfect 5.0 rating from 26 Google reviews.

105 Weatherstone Dr STE 630, Woodstock, GA 30188, USA

12
5.0· 17 reviews

5.0-star rating from 17 Google reviews reflects exceptional client satisfaction.

117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA

13
4.4· 14 reviews

Trusted by local clients with a 4.4-star rating from 14 reviews.

127 E Main St Suite 401, Woodstock, GA 30188, USA

14
5.0· 10 reviews

Rated 5.0 stars from 10 reviews, this Woodstock mortgage broker is highly recommended.

117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA

15
5.0· 6 reviews

Exceptional 5.0-star rating based on 6 Google reviews for a Woodstock mortgage broker.

113 Lower Victoria Rd, Woodstock, GA 30189, USA

16
4.9· 80 reviews

Woodstock mortgage broker with 4.9 stars from 80 glowing Google reviews.

105 Weatherstone Dr STE 630, Woodstock, GA 30188, USA

17
5.0· 33 reviews

Woodstock mortgage broker with a perfect 5.0★ rating from 33 Google reviews.

117 Towne Lake Pkwy Unit 110, Woodstock, GA 30188, USA

Data from Google Business listings
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Mortgage Brokers in Woodstock, GA — Compared

#BusinessRNM ScoreRatingReviews
1Capital Mortgage Solutions99/1005.0 ★214
2First Mortgage Group LLC98/1005.0 ★166
3BankSouth Mortgage Woodstock97/1005.0 ★149
4Silverton Mortgage - Woodstock82/1004.8 ★17
5Cedar Mill Mortgage87/1004.8 ★43
6Kim King - BankSouth Mortgage Loan Officer80/1005.0 ★5
7Snap Mortgage LLC88/1005.0 ★27
8AAA Mortgage Solutions, LLC90/1004.9 ★50
9Grace Mortgage Services Inc.83/1005.0 ★49
10Clear Path Mortgage, LLC89/1004.9 ★46

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Woodstock

What does a mortgage broker do differently than going directly to a bank in Woodstock?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Woodstock?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in GA?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Woodstock, GA

This page lists and ranks 17 mortgage brokers serving Woodstock, GA as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 56 customer reviews per business. The top-ranked mortgage brokers in Woodstock by our algorithm is Capital Mortgage Solutions (5.0 stars, 214 reviews). Mortgage brokers in Woodstock: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Woodstock: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the GA licensing board before hiring.

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