Low Cost · Austin
Cheap Mortgage Brokers in Austin, TX — Best Prices
Compare mortgage brokers prices in Austin to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Austin, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Josh Brown Team at Fairway Independent Mortgage Corporation with a 5.0-star rating from 623 Google reviews and an RNM Score of 100/100. Also in the top tier: Max Leaman Austin Mortgage and LendFriend Mortgage. The average rating across all listed mortgage brokers in Austin is 5 stars from 248 reviews per business on average.
Mortgage brokers in Austin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Adelo Mortgage
Adelo Mortgage stands out for its consistently top-ranked status in Austin, combining excellent customer service with competitive rates.
Most Reviewed
Max Leaman Austin Mortgage
A high review count indicates widespread trust and a proven track record of client satisfaction, helping borrowers feel confident in their choice.
When choosing a mortgage broker in Austin, compare not only rates but also customer reviews and responsiveness, and consider local expertise to navigate Texas-specific lending rules.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
248
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from over 600 Google reviews, reflecting exceptional client satisfaction.
4501 Spicewood Springs Rd, Austin, TX 78759, USA5.0 stars from over 500 reviews makes this Austin mortgage broker highly trusted.
3420 Executive Center Dr STE 300, Austin, TX 78731, USATrusted by hundreds of Austin clients, rated a perfect 5.0 stars across 534 reviews.
600 N Congress Ave Office 15032, Austin, TX 78701, USAMortgage Brokers Rankings in Austin, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Josh Brown Team at Fairway Independent Mortgage Corporation4501 Spicewood Springs Rd, Austin, TX 78759, USA | 5.0★ | 623 |
| #2 | Max Leaman Austin Mortgage3420 Executive Center Dr STE 300, Austin, TX 78731, USA | 5.0★ | 538 |
| #3 | LendFriend Mortgage600 N Congress Ave Office 15032, Austin, TX 78701, USA | 5.0★ | 534 |
| #4 | Mortgage Austin8911 N Capital of Texas Hwy Ste 4200-346, Austin, TX 78759, USA | 5.0★ | 31 |
| #5 | Austin Mortgage Lender: Joel Richardson609 W Lynn St APT 3, Austin, TX 78703, USA | 5.0★ | 156 |
| #6 | SecurityNational Mortgage Company2100 Kramer Ln #900, Austin, TX 78758, USA | 4.9★ | 351 |
| #7 | Park Place Finance - Austin Mortgage Lender901 S MoPac Expy Building 2, Suite 375, Austin, TX 78746, USA | 4.8★ | 468 |
| #8 | Highlander Mortgage: Mortgage Broker In Austin | Best Mortgage Lender6500 River Pl Blvd Bldg 7 Suite 250, Austin, TX 78730, USA | 4.9★ | 148 |
| #9 | Adelo Mortgage1005 West Ave, Austin, TX 78701, USA | 5.0★ | 111 |
| #10 | Barton Creek Lending Group3201 Menchaca Rd, Austin, TX 78704, USA | 4.9★ | 377 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Austin
5.0 stars from 31 reviews highlight consistent client satisfaction in Austin.
8911 N Capital of Texas Hwy Ste 4200-346, Austin, TX 78759, USA
Earns a perfect 5.0-star rating from over 150 Google reviews in Austin.
609 W Lynn St APT 3, Austin, TX 78703, USA
Austin mortgage broker with a 4.9-star rating from 351 Google reviews.
2100 Kramer Ln #900, Austin, TX 78758, USA
Earning a 4.8-star rating from nearly 500 reviews, this Austin broker is highly trusted.
901 S MoPac Expy Building 2, Suite 375, Austin, TX 78746, USA
Rated 4.9 stars from 148 Google reviews, this Austin mortgage broker is highly trusted.
6500 River Pl Blvd Bldg 7 Suite 250, Austin, TX 78730, USA
Austin's top-rated mortgage broker with a flawless 5.0-star rating from over 100 reviews.
1005 West Ave, Austin, TX 78701, USA
4.9-star rating from hundreds of Google reviews for a local Austin mortgage broker.
3201 Menchaca Rd, Austin, TX 78704, USA
Austin's premier mortgage broker, rated 5.0 stars from over 100 Google reviews.
13740 Research Blvd Bldg E Ste 1, Austin, TX 78750, USA
Austin's top-rated mortgage broker with a perfect 5.0 stars from 313 reviews.
3801 N Capital of Texas Hwy J-180, Austin, TX 78746, USA
Consistently earns a perfect 5.0-star rating from over 50 local reviews.
111 Congress Ave. STE 500, Austin, TX 78701, USA
Austin's top-rated mortgage broker with a perfect 5.0★ score from 61 reviews.
2506 S Lamar Blvd, Austin, TX 78704, USA
Rated 4.9 stars from 140 Google reviews, this Austin mortgage broker is highly trusted.
1211 Baylor St #200, Austin, TX 78703, USA
5.0 stars from over 370 reviews, making this Austin mortgage broker highly trusted.
4520 Burnet Rd, Austin, TX 78756, USA
Earns a perfect 5.0-star rating from over 270 Google reviews.
15577 Ranch Rd 12 Suite 109, Wimberley, TX 78676, USA
Austin mortgage broker with a 4.9-star rating from 160 Google reviews.
11200 Menchaca Rd Bldg. 4 Suite 5, Austin, TX 78748, USA
Trusted by Austin homeowners with a 4.9-star rating from over 120 reviews.
3420 Executive Center Dr STE 300, Austin, TX 78731, USA
Consistently earns a perfect 5.0-star rating from dozens of local reviews.
1612 W 5th St Unit B, Austin, TX 78703, USA
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Mortgage Brokers in Austin, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The Josh Brown Team at Fairway Independent Mortgage Corporation | 100/100 | 5.0 ★ | 623 |
| 2 | Max Leaman Austin Mortgage | 100/100 | 5.0 ★ | 538 |
| 3 | LendFriend Mortgage | 100/100 | 5.0 ★ | 534 |
| 4 | Mortgage Austin | 89/100 | 5.0 ★ | 31 |
| 5 | Austin Mortgage Lender: Joel Richardson | 97/100 | 5.0 ★ | 156 |
| 6 | SecurityNational Mortgage Company | 98/100 | 4.9 ★ | 351 |
| 7 | Park Place Finance - Austin Mortgage Lender | 97/100 | 4.8 ★ | 468 |
| 8 | Highlander Mortgage: Mortgage Broker In Austin | Best Mortgage Lender | 84/100 | 4.9 ★ | 148 |
| 9 | Adelo Mortgage | 96/100 | 5.0 ★ | 111 |
| 10 | Barton Creek Lending Group | 87/100 | 4.9 ★ | 377 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Austin
What does a mortgage broker do differently than going directly to a bank in Austin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Austin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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