Top Picks · Clarksville
Best Insurance Agents in Clarksville, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 16 insurance agents in Clarksville, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Legacy Insurance with a 4.9-star rating from 722 Google reviews and an RNM Score of 87/100. Also in the top tier: Daniel Ingram - GEICO Insurance Agent and Joe Jordan White - State Farm Insurance Agent. The average rating across all listed insurance agents in Clarksville is 4.8 stars from 240 reviews per business on average.
Insurance in Clarksville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Augustine Insurance
Augustine Insurance is top-ranked due to its consistent high ratings and comprehensive coverage options.
Most Reviewed
Michael Freemyer - State Farm Insurance Agent
A high review count indicates broad customer trust and experience, helping you gauge reliability.
When choosing an insurance agent in Clarksville, compare quotes and read recent reviews to ensure personalized service and competitive rates.
Local Market Snapshot
16
Businesses listed
4.8★
Avg rating
240
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients with a 4.9-star average rating.
2017 Wilma Rudolph Blvd, Clarksville, TN 37040, USATrusted by hundreds of local clients with an exceptional 4.9-star rating.
1767 Wilma Rudolph Blvd Suite D, Clarksville, TN 37040, USAConsistently rated 5.0 stars from over 400 Google reviews in Clarksville.
265 Stonecrossing Dr Ste B, Clarksville, TN 37042, USAInsurance Agents Rankings in Clarksville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Legacy Insurance2017 Wilma Rudolph Blvd, Clarksville, TN 37040, USA | 4.9★ | 722 |
| #2 | Daniel Ingram - GEICO Insurance Agent1767 Wilma Rudolph Blvd Suite D, Clarksville, TN 37040, USA | 4.9★ | 692 |
| #3 | Joe Jordan White - State Farm Insurance Agent265 Stonecrossing Dr Ste B, Clarksville, TN 37042, USA | 5.0★ | 418 |
| #4 | The Stack Agency - Insurance Broker105 Ussery Rd, Clarksville, TN 37043, USA | 4.8★ | 45 |
| #5 | Farm Bureau Insurance2197 Madison St #101, Clarksville, TN 37043, USA | 4.9★ | 238 |
| #6 | Michael Freemyer - State Farm Insurance Agent1289 Northfield Dr Suite 3, Clarksville, TN 37040, USA | 4.7★ | 226 |
| #7 | David Brown - State Farm Insurance Agent2426 Madison St #1, Clarksville, TN 37043, USA | 4.9★ | 171 |
| #8 | Direct Auto Insurance1498 Madison St D, Clarksville, TN 37040, USA | 4.5★ | 137 |
| #9 | Morford Agency: Allstate Insurance2053 Wilma Rudolph Blvd Ste A, Clarksville, TN 37040, USA | 4.6★ | 127 |
| #10 | Freeway Insurance2335 Madison St, Clarksville, TN 37043, USA | 4.7★ | 81 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Clarksville
4.8 stars from 45 reviews, reflecting exceptional local client satisfaction.
105 Ussery Rd, Clarksville, TN 37043, USA
Consistently rated 4.9 stars from hundreds of local Google reviews.
2197 Madison St #101, Clarksville, TN 37043, USA
Trusted by 226 clients with a 4.7-star average rating in Clarksville.
1289 Northfield Dr Suite 3, Clarksville, TN 37040, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
2426 Madison St #1, Clarksville, TN 37043, USA
Trusted by locals with a 4.5-star rating from over 130 reviews.
1498 Madison St D, Clarksville, TN 37040, USA
Clarksville insurance agent with a strong 4.6-star rating from over 100 reviews.
2053 Wilma Rudolph Blvd Ste A, Clarksville, TN 37040, USA
Highly rated with a 4.7-star average across over 80 reviews.
2335 Madison St, Clarksville, TN 37043, USA
4.8 stars from 22 reviews, reflecting exceptional local service and client trust.
128 N 2nd St, Clarksville, TN 37040, USA
Consistently rated 4.4 stars from over 20 Google reviews.
1310 Madison St, Clarksville, TN 37040, USA
Clarksville insurance agent with a 4.8-star rating from nearly 500 reviews.
111 N Riverside Dr, Clarksville, TN 37040, USA
Trusted by hundreds of locals with a strong 4.6-star rating in Clarksville.
2859 Fort Campbell Blvd, Clarksville, TN 37042, USA
4.9-star rating from over 150 Google reviews reflects trusted local service.
1820 Madison St G, Clarksville, TN 37043, USA
Clarksville's top-rated insurance agent with a perfect 5.0-star score from over 100 reviews.
970 Tiny Town Rd K, Clarksville, TN 37042, USA
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Insurance Agents in Clarksville, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Legacy Insurance | 87/100 | 4.9 ★ | 722 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 87/100 | 4.9 ★ | 692 |
| 3 | Joe Jordan White - State Farm Insurance Agent | 88/100 | 5.0 ★ | 418 |
| 4 | The Stack Agency - Insurance Broker | 76/100 | 4.8 ★ | 45 |
| 5 | Farm Bureau Insurance | 86/100 | 4.9 ★ | 238 |
| 6 | Michael Freemyer - State Farm Insurance Agent | 83/100 | 4.7 ★ | 226 |
| 7 | David Brown - State Farm Insurance Agent | 85/100 | 4.9 ★ | 171 |
| 8 | Direct Auto Insurance | 77/100 | 4.5 ★ | 137 |
| 9 | Morford Agency: Allstate Insurance | 78/100 | 4.6 ★ | 127 |
| 10 | Freeway Insurance | 77/100 | 4.7 ★ | 81 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Clarksville
What is the difference between a captive and independent insurance agent in Clarksville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Clarksville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Clarksville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Clarksville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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