Local Pros · Columbus
Local Mortgage Brokers in Columbus, OH
Locally owned and operated mortgage brokers serving Columbus and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Columbus, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Equitable Mortgage with a 5.0-star rating from 1,201 Google reviews and an RNM Score of 100/100. Also in the top tier: Lower Mortgage and The Daniel Sa Team - NFM Lending, Columbus OH. The average rating across all listed mortgage brokers in Columbus is 5 stars from 474 reviews per business on average.
Mortgage brokers in Columbus: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Liberty Capital Services LLC
Liberty Capital Services LLC is top-ranked for its strong reputation and comprehensive mortgage services in Columbus.
Most Reviewed
Liberty Capital Services LLC
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
Compare rates and fees from multiple brokers, and read recent reviews to ensure the broker fits your specific loan needs and timeline.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
474
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from over 1,200 Google reviews in Columbus, Ohio.
655 Metro Pl S Suite 500, Dublin, OH 43017, USA4.9 stars from over 4,200 reviews in Columbus, Ohio.
711 N High St 7th Floor, Columbus, OH 43215, USAEarning a 4.9-star rating from nearly 1,000 reviews in Columbus.
1 Easton Oval #500, Columbus, OH 43219, USAMortgage Brokers Rankings in Columbus, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Equitable Mortgage655 Metro Pl S Suite 500, Dublin, OH 43017, USA | 5.0★ | 1,201 |
| #2 | Lower Mortgage711 N High St 7th Floor, Columbus, OH 43215, USA | 4.9★ | 4,293 |
| #3 | The Daniel Sa Team - NFM Lending, Columbus OH1 Easton Oval #500, Columbus, OH 43219, USA | 4.9★ | 969 |
| #4 | Liberty Capital Services LLC438 E Wilson Bridge Rd #106, Columbus, OH 43085, USA | 4.9★ | 239 |
| #5 | Central Ohio Mortgage2057 Stringtown Rd, Grove City, OH 43123, USA | 5.0★ | 27 |
| #6 | Nations Lending - Columbus, OH Branch - NMLS: 127233810 N High St Suite 200, Office 221, Columbus, OH 43215, USA | 4.9★ | 1,074 |
| #7 | Covita Lending1 E Campus View Blvd #260, Columbus, OH 43235, USA | 5.0★ | 128 |
| #8 | Ohio Capital Mortgage107 Commerce Park Dr B, Westerville, OH 43082, USA | 5.0★ | 127 |
| #9 | Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker5 E Winter St #200, Delaware, OH 43015, USA | 5.0★ | 121 |
| #10 | Ryan Miracle - Ruoff Mortgage8101 N High St #300, Columbus, OH 43235, USA | 5.0★ | 87 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Columbus
Earned a 4.9-star rating from 239 Google reviews in Columbus.
438 E Wilson Bridge Rd #106, Columbus, OH 43085, USA
Columbus mortgage broker with a perfect 5.0-star rating from 27 Google reviews.
2057 Stringtown Rd, Grove City, OH 43123, USA
Trusted by thousands, this Columbus mortgage broker holds a 4.9★ rating from over 1,000 reviews.
10 N High St Suite 200, Office 221, Columbus, OH 43215, USA
Top-rated Columbus mortgage broker with a perfect 5.0★ rating from 128 reviews.
1 E Campus View Blvd #260, Columbus, OH 43235, USA
5.0 stars from 127 Google reviews, reflecting exceptional client satisfaction.
107 Commerce Park Dr B, Westerville, OH 43082, USA
Top-rated Columbus mortgage broker with a perfect 5.0★ rating from 121 reviews.
5 E Winter St #200, Delaware, OH 43015, USA
Earns a perfect 5.0-star rating from 87 local Google reviews.
8101 N High St #300, Columbus, OH 43235, USA
Top-rated Columbus mortgage broker with 4.9 stars from 121 reviews.
921 Chatham Ln Suite 101, Columbus, OH 43221, USA
Consistently earns a perfect 5.0-star rating from over 100 local Google reviews.
110 Northwoods Blvd Suite 1-A, Columbus, OH 43235, USA
Columbus mortgage broker with a perfect 5.0-star rating from 26 Google reviews.
3 Easton Oval Suite 235, Columbus, OH 43219, USA
Rated 4.9 stars from 53 Google reviews by Columbus clients.
1335 Worthington Woods Blvd, Columbus, OH 43085, USA
Trusted Columbus mortgage broker with a 4.9★ rating from 41 Google reviews.
1900 Polaris Pkwy #203, Columbus, OH 43240, USA
Rated 5.0 stars from 35 Google reviews, this Columbus mortgage broker is highly trusted.
580 N 4th St Suite 220, Columbus, OH 43215, USA
Earning a 4.9-star rating from over 450 reviews, this Columbus broker is highly trusted.
1 Easton Oval #500, Columbus, OH 43219, USA
Trusted Columbus mortgage broker with a perfect 5.0★ rating from over 230 reviews.
1880 MacKenzie Dr, Columbus, OH 43220, USA
4.8 stars from 82 Google reviews, reflecting trusted local mortgage guidance.
355 E Campus View Blvd Suite 200, Columbus, OH 43235, USA
Rated 5.0 stars from 70 Google reviews by Columbus clients.
1001 Eastwind Dr, Westerville, OH 43081, USA
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Mortgage Brokers in Columbus, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Equitable Mortgage | 100/100 | 5.0 ★ | 1,201 |
| 2 | Lower Mortgage | 98/100 | 4.9 ★ | 4,293 |
| 3 | The Daniel Sa Team - NFM Lending, Columbus OH | 98/100 | 4.9 ★ | 969 |
| 4 | Liberty Capital Services LLC | 98/100 | 4.9 ★ | 239 |
| 5 | Central Ohio Mortgage | 76/100 | 5.0 ★ | 27 |
| 6 | Nations Lending - Columbus, OH Branch - NMLS: 1272338 | 87/100 | 4.9 ★ | 1,074 |
| 7 | Covita Lending | 85/100 | 5.0 ★ | 128 |
| 8 | Ohio Capital Mortgage | 85/100 | 5.0 ★ | 127 |
| 9 | Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker | 84/100 | 5.0 ★ | 121 |
| 10 | Ryan Miracle - Ruoff Mortgage | 83/100 | 5.0 ★ | 87 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Columbus
What does a mortgage broker do differently than going directly to a bank in Columbus?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Columbus?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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