Top Picks · Commerce City
Best Mortgage Brokers in Commerce City, CO
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Commerce City, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Industry Home Mortgage with a 5.0-star rating from 81 Google reviews and an RNM Score of 82/100. Also in the top tier: Think Home Loans and Sustain Mortgage LLC. The average rating across all listed mortgage brokers in Commerce City is 5 stars from 37 reviews per business on average.
Mortgage brokers in Commerce City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Luna Lending - Brandon Wilkinson
Rated as the top mortgage broker in Commerce City due to exceptional client service and competitive rates.
Most Reviewed
Luna Lending - Brandon Wilkinson
A high number of reviews indicates consistent trust and satisfaction from many clients.
When choosing a mortgage broker, compare loan options and fees from multiple brokers; also check their local reputation and responsiveness.
Local Market Snapshot
9
Businesses listed
5★
Avg rating
37
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from 81 reviews, reflecting exceptional client satisfaction in Commerce City.
250 Fillmore St Suite 150, Denver, CO 80206, USA4.9-star rating from 80 Google reviews, reflecting exceptional client satisfaction.
8354 E Northfield Blvd #3700, Denver, CO 80238, USACommerce City mortgage broker with a 5.0-star rating from 60 Google reviews.
2675 Beeler St, Denver, CO 80238, USAMortgage Brokers Rankings in Commerce City, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Industry Home Mortgage250 Fillmore St Suite 150, Denver, CO 80206, USA | 5.0★ | 81 |
| #2 | Think Home Loans8354 E Northfield Blvd #3700, Denver, CO 80238, USA | 4.9★ | 80 |
| #3 | Sustain Mortgage LLC2675 Beeler St, Denver, CO 80238, USA | 5.0★ | 60 |
| #4 | Joe Rocchio, Mortgage Broker NMLS 20985868354 E Northfield Blvd #3700, Denver, CO 80238, USA | 5.0★ | 7 |
| #5 | Independent Mortgage Brokers6825 E Tennessee Ave # 415, Denver, CO 80224, USA | 5.0★ | 21 |
| #6 | Jason Schott | Mortgage Broker - NMLS 25402424045 N Pecos St #201, Denver, CO 80211, USA | 5.0★ | 30 |
| #7 | Versatile Lending2570 Lawrence St Unit 104, Denver, CO 80205, USA | 5.0★ | 25 |
| #8 | Luna Lending - Brandon Wilkinson1900 N Grant St UNIT 850, Denver, CO 80203, USA | 5.0★ | 15 |
| #9 | Red Rocks Real Estate Lending2301 Blake St Suite 100, Denver, CO 80205, USA | 5.0★ | 10 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Commerce City
5.0 stars from 7 reviews, reflecting exceptional client satisfaction.
8354 E Northfield Blvd #3700, Denver, CO 80238, USA
Top-rated Commerce City mortgage broker with a perfect 5.0★ rating from 21 reviews.
6825 E Tennessee Ave # 415, Denver, CO 80224, USA
5.0 stars from 30 Google reviews, reflecting exceptional client satisfaction.
4045 N Pecos St #201, Denver, CO 80211, USA
Consistently rated 5.0 stars from 25 Google reviews in Commerce City.
2570 Lawrence St Unit 104, Denver, CO 80205, USA
Exceptional 5.0-star rating based on over a dozen reviews from local clients.
1900 N Grant St UNIT 850, Denver, CO 80203, USA
5.0-star rating from 10 Google reviews in Commerce City.
2301 Blake St Suite 100, Denver, CO 80205, USA
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Mortgage Brokers in Commerce City, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Industry Home Mortgage | 82/100 | 5.0 ★ | 81 |
| 2 | Think Home Loans | 80/100 | 4.9 ★ | 80 |
| 3 | Sustain Mortgage LLC | 81/100 | 5.0 ★ | 60 |
| 4 | Joe Rocchio, Mortgage Broker NMLS 2098586 | 70/100 | 5.0 ★ | 7 |
| 5 | Independent Mortgage Brokers | 75/100 | 5.0 ★ | 21 |
| 6 | Jason Schott | Mortgage Broker - NMLS 2540242 | 77/100 | 5.0 ★ | 30 |
| 7 | Versatile Lending | 76/100 | 5.0 ★ | 25 |
| 8 | Luna Lending - Brandon Wilkinson | 73/100 | 5.0 ★ | 15 |
| 9 | Red Rocks Real Estate Lending | 71/100 | 5.0 ★ | 10 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Commerce City
What does a mortgage broker do differently than going directly to a bank in Commerce City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Commerce City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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