Low Cost · Conroe
Cheap Mortgage Brokers in Conroe, TX — Best Prices
Compare mortgage brokers prices in Conroe to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Conroe, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX with a 5.0-star rating from 101 Google reviews and an RNM Score of 83/100. Also in the top tier: The Texas Mortgage Pros and The Mitchell Mortgage Team. The average rating across all listed mortgage brokers in Conroe is 4.9 stars from 38 reviews per business on average.
Mortgage brokers in Conroe: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Rich Sproba
Rich Sproba is consistently top-ranked for his personalized service and deep local market knowledge in Conroe.
Most Reviewed
Rich Sproba
A high review count indicates broad customer trust and a proven track record of successful mortgage experiences.
When choosing a mortgage broker in Conroe, compare loan options and fees from multiple brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
38
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Boasts a perfect 5.0-star rating from over 100 Google reviews.
2001 Timberloch Pl #500, The Woodlands, TX 77380, USAEarning a perfect 5.0-star rating from 75 Google reviews in Conroe.
2001 Timberloch Pl #500, Spring, TX 77380, USAExceptional 5.0-star rating from 69 Google reviews for mortgage services in Conroe.
15260 TX-105 Suite 230-1, Montgomery, TX 77356, USAMortgage Brokers Rankings in Conroe, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX2001 Timberloch Pl #500, The Woodlands, TX 77380, USA | 5.0★ | 101 |
| #2 | The Texas Mortgage Pros2001 Timberloch Pl #500, Spring, TX 77380, USA | 5.0★ | 75 |
| #3 | The Mitchell Mortgage Team15260 TX-105 Suite 230-1, Montgomery, TX 77356, USA | 5.0★ | 69 |
| #4 | Fairway Home Mortgage- South Shores Lending Group14547 Lake Business Dr Suite 504 & 505, Conroe, TX 77304, USA | 5.0★ | 7 |
| #5 | Rolando Martinez - Mortgage Broker NMLS #24629844576 Research Forest Dr Suite 200, The Woodlands, TX 77381, USA | 5.0★ | 46 |
| #6 | Serendipity Lending Team, Mortgage Broker2001 Timberloch Pl #500, The Woodlands, TX 77380, USA | 4.8★ | 20 |
| #7 | Rich Sproba2253 N Loop 336 W b, Conroe, TX 77304, USA | 5.0★ | 38 |
| #8 | Pinnacle Home Loans NMLS #1105409 - Trisha Mcintire15264 Hwy 105 W STE 230-1, Montgomery, TX 77356, USA | 5.0★ | 47 |
| #9 | K & G Capital Mortgage, LLC3210 N Frazier St, Conroe, TX 77303, USA | 4.7★ | 55 |
| #10 | Crystal Clear Mortgage18001 Hwy 105 W Suite 205, Montgomery, TX 77356, USA | 5.0★ | 38 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Conroe
Exceptional 5.0-star rating from 7 Google reviews for a Conroe mortgage broker.
14547 Lake Business Dr Suite 504 & 505, Conroe, TX 77304, USA
Conroe mortgage broker with a flawless 5.0-star rating from 46 Google reviews.
4576 Research Forest Dr Suite 200, The Woodlands, TX 77381, USA
Top-rated Conroe mortgage broker with 4.8 stars from 20 Google reviews.
2001 Timberloch Pl #500, The Woodlands, TX 77380, USA
5.0 stars from 38 reviews, reflecting exceptional client satisfaction in Conroe.
2253 N Loop 336 W b, Conroe, TX 77304, USA
Conroe's top-rated mortgage broker with 47 perfect 5.0-star reviews.
15264 Hwy 105 W STE 230-1, Montgomery, TX 77356, USA
Top-rated Conroe mortgage broker with 4.7 stars from 55 reviews.
3210 N Frazier St, Conroe, TX 77303, USA
Rated 5.0 stars from 38 Google reviews, this Conroe broker is highly trusted.
18001 Hwy 105 W Suite 205, Montgomery, TX 77356, USA
4.9-star rating from 26 Google reviews reflects exceptional local client satisfaction.
14547 Lake Business Dr Suite 505, Conroe, TX 77304, USA
Rated 4.7 stars from 13 Google reviews, this Conroe mortgage broker earns strong client trust.
11133 Interstate 45 S #310a, Conroe, TX 77302, USA
Conroe mortgage broker with a perfect 5.0-star rating from Google reviews.
11133 Interstate 45 S Suite 310, Conroe, TX 77302, USA
Exceptional 5.0-star rating from multiple Google reviews for mortgage services in Conroe.
2253 N Loop 336 W b, Conroe, TX 77304, USA
Top-rated Conroe mortgage broker with perfect 5.0 stars from 33 Google reviews.
900 New Day Ave, Montgomery, TX 77316, USA
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Mortgage Brokers in Conroe, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX | 83/100 | 5.0 ★ | 101 |
| 2 | The Texas Mortgage Pros | 82/100 | 5.0 ★ | 75 |
| 3 | The Mitchell Mortgage Team | 81/100 | 5.0 ★ | 69 |
| 4 | Fairway Home Mortgage- South Shores Lending Group | 70/100 | 5.0 ★ | 7 |
| 5 | Rolando Martinez - Mortgage Broker NMLS #2462984 | 79/100 | 5.0 ★ | 46 |
| 6 | Serendipity Lending Team, Mortgage Broker | 71/100 | 4.8 ★ | 20 |
| 7 | Rich Sproba | 78/100 | 5.0 ★ | 38 |
| 8 | Pinnacle Home Loans NMLS #1105409 - Trisha Mcintire | 79/100 | 5.0 ★ | 47 |
| 9 | K & G Capital Mortgage, LLC | 75/100 | 4.7 ★ | 55 |
| 10 | Crystal Clear Mortgage | 78/100 | 5.0 ★ | 38 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Conroe
What does a mortgage broker do differently than going directly to a bank in Conroe?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Conroe?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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