Top Picks · Everett
Best Insurance Agents in Everett, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Everett, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Vern Fonk Insurance with a 4.9-star rating from 817 Google reviews and an RNM Score of 98/100. Also in the top tier: Calrose Insurance and McClain Insurance Services. The average rating across all listed insurance agents in Everett is 4.9 stars from 205 reviews per business on average.
Insurance in Everett: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Mike Ramirez - State Farm Insurance Agent
Mike Ramirez - State Farm Insurance Agent is a top-ranked insurance agent in Everett, WA, known for their exceptional customer service and comprehensive insurance solutions.
Most Reviewed
Freeway Insurance
Freeway Insurance has the most reviews among the top-ranked insurance agents in Everett, WA, indicating a high level of customer engagement and satisfaction.
When choosing an insurance agent in Everett, WA, consider both the overall quality of service and the number of reviews to find the best fit for your insurance needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
205
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.9-star rating from over 800 Google reviews in Everett, WA.
3531 Rucker Ave Suite A, Everett, WA 98201, USATrusted by hundreds of clients with a stellar 4.9-star average rating.
2231 Broadway, Everett, WA 98201, USA4.9-star rating from over 540 Google reviews for an Everett insurance agent.
10410 19th Ave SE STE 100, Everett, WA 98208, USAInsurance Agents Rankings in Everett, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Vern Fonk Insurance3531 Rucker Ave Suite A, Everett, WA 98201, USA | 4.9★ | 817 |
| #2 | Calrose Insurance2231 Broadway, Everett, WA 98201, USA | 4.9★ | 195 |
| #3 | McClain Insurance Services10410 19th Ave SE STE 100, Everett, WA 98208, USA | 4.9★ | 547 |
| #4 | Gardner Agency: Allstate Insurance20 SW Everett Mall Way Ste 6, Everett, WA 98204, USA | 4.9★ | 32 |
| #5 | Freeway Insurance11802 Evergreen Wy #106, Everett, WA 98204, USA | 4.9★ | 253 |
| #6 | Noble Care Insurance1019 Pecks Dr, Everett, WA 98203, USA | 5.0★ | 1 |
| #7 | The Miller Insurance Agency of Washington3301 Hoyt Ave, Everett, WA 98201, USA | 5.0★ | 228 |
| #8 | Mike Ramirez - State Farm Insurance Agent4809 132nd St SE A103, Everett, WA 98208, USA | 4.9★ | 310 |
| #9 | Chris Jones - State Farm Insurance Agent1817 Broadway, Everett, WA 98201, USA | 4.9★ | 280 |
| #10 | Luigi Damian - State Farm Insurance Agent4522 Evergreen Wy, Everett, WA 98203, USA | 4.9★ | 277 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Everett
Exceptional 4.9-star rating from 32 Google reviews in Everett, WA.
20 SW Everett Mall Way Ste 6, Everett, WA 98204, USA
Trusted by hundreds of local clients, this Everett agent holds a stellar 4.9-star rating.
11802 Evergreen Wy #106, Everett, WA 98204, USA
With a perfect 5.0-star rating from early customers, this Everett agent is highly regarded.
1019 Pecks Dr, Everett, WA 98203, USA
Exceptional 5.0-star rating from over 200 Google reviews in Everett, WA.
3301 Hoyt Ave, Everett, WA 98201, USA
Earning a 4.9-star rating from 310 reviews, this agent is highly trusted locally.
4809 132nd St SE A103, Everett, WA 98208, USA
4.9-star rating from 280 Google reviews reflects exceptional local service.
1817 Broadway, Everett, WA 98201, USA
Trusted by hundreds of local clients, this Everett agent holds a 4.9-star rating.
4522 Evergreen Wy, Everett, WA 98203, USA
Shoppers consistently rate this Everett agent 4.9 stars from 233 reviews.
6928 Evergreen Wy, Everett, WA 98203, USA
Trusted Everett insurance agent with a strong 4.7-star rating from over 160 reviews.
1000 SE Everett Mall Way #101, Everett, WA 98208, USA
Trusted by hundreds of local clients, this Everett agent holds a stellar 4.9-star rating.
909 SE Everett Mall Way Ste C318, Everett, WA 98208, USA
Trusted by dozens of customers, this agent holds a solid 4.0-star rating.
3211 Broadway a, Everett, WA 98201, USA
Trusted by 14 clients, this Everett agent holds a stellar 4.9-star rating.
11314 4th Ave W suite 204, Everett, WA 98204, USA
Exceptional 5.0-star rating from 12 local Google reviews in Everett.
6320 Evergreen Wy, Everett, WA 98203, USA
Accredited by the Better Business Bureau with a perfect 5.0-star rating from customers.
4305 Evergreen Wy, Everett, WA 98203, USA
Rated 5.0 stars from 29 Google reviews for trusted local insurance guidance.
1327 112th St SE Ste A1, Everett, WA 98208, USA
A 5.0-star rating from 89 Google reviews reflects exceptional local service.
2911 1/2 Hewitt Ave Ste 6, Everett, WA 98201, USA
Rated 4.9 stars from hundreds of Google reviews, this local agent is highly trusted.
3715 Colby Ave, Everett, WA 98201, USA
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Insurance Agents in Everett, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Vern Fonk Insurance | 98/100 | 4.9 ★ | 817 |
| 2 | Calrose Insurance | 97/100 | 4.9 ★ | 195 |
| 3 | McClain Insurance Services | 87/100 | 4.9 ★ | 547 |
| 4 | Gardner Agency: Allstate Insurance | 76/100 | 4.9 ★ | 32 |
| 5 | Freeway Insurance | 87/100 | 4.9 ★ | 253 |
| 6 | Noble Care Insurance | 62/100 | 5.0 ★ | 1 |
| 7 | The Miller Insurance Agency of Washington | 88/100 | 5.0 ★ | 228 |
| 8 | Mike Ramirez - State Farm Insurance Agent | 87/100 | 4.9 ★ | 310 |
| 9 | Chris Jones - State Farm Insurance Agent | 87/100 | 4.9 ★ | 280 |
| 10 | Luigi Damian - State Farm Insurance Agent | 87/100 | 4.9 ★ | 277 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Everett
What is the difference between a captive and independent insurance agent in Everett?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Everett cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Everett?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Everett adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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