Top Picks · Seattle
Best Insurance Agents in Seattle, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Seattle, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Karrie Dubose - State Farm Insurance Agent with a 5.0-star rating from 709 Google reviews and an RNM Score of 88/100. Also in the top tier: Youkie Chambers - State Farm Insurance Agent and Brian Chambers - State Farm Insurance Agent. The average rating across all listed insurance agents in Seattle is 4.7 stars from 264 reviews per business on average.
Insurance in Seattle: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
PEMCO Mutual Insurance Co.
PEMCO Mutual Insurance Co. stands out as a top-ranked Seattle insurer due to its strong local reputation and customer-focused service.
Most Reviewed
Karrie Dubose - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Seattle, compare local expertise and customer feedback to find the best fit for your needs. Consider both independent agencies and national carriers for personalized coverage options.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
264
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of clients with a perfect 5.0-star rating.
1818 Westlake Ave N Ste 315, Seattle, WA 98109, USATrusted by hundreds of local clients, this Seattle agent holds a stellar 4.9-star rating.
81 Vine St APT 104, Seattle, WA 98121, USAHundreds of reviews give this Seattle insurance agent an exceptional 4.9-star rating.
1500 W Dravus St, Seattle, WA 98119, USAInsurance Agents Rankings in Seattle, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Karrie Dubose - State Farm Insurance Agent1818 Westlake Ave N Ste 315, Seattle, WA 98109, USA | 5.0★ | 709 |
| #2 | Youkie Chambers - State Farm Insurance Agent81 Vine St APT 104, Seattle, WA 98121, USA | 4.9★ | 573 |
| #3 | Brian Chambers - State Farm Insurance Agent1500 W Dravus St, Seattle, WA 98119, USA | 4.9★ | 484 |
| #4 | Gurry and Rogers Insurance Agency2901 NE Blakeley St Unit 3a, Seattle, WA 98105, USA | 4.9★ | 41 |
| #5 | Brown & Brown DBA Spangler Insurance701 5th Ave #550, Seattle, WA 98104, USA | 4.9★ | 26 |
| #6 | Magnolia Insurance Agency, Inc.3424 W McGraw St, Seattle, WA 98199, USA | 4.9★ | 72 |
| #7 | Progressive SeattleRoosevelt Way NE, Seattle, WA 98115, USA | 1.0★ | 1 |
| #8 | Stable Insurance Agency927 19th Ave, Seattle, WA 98104, USA | 5.0★ | 1 |
| #9 | Sure Insurance LLC510 Olive Wy, Seattle, WA 98101, USA | 5.0★ | 1 |
| #10 | Low Cost Auto Insurance League2100 24th Ave S #230, Seattle, WA 98144, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Seattle
Consistently rated 4.9 stars from 41 Google reviews in Seattle.
2901 NE Blakeley St Unit 3a, Seattle, WA 98105, USA
4.9-star rating from 26 Google reviews highlights consistently outstanding local service.
701 5th Ave #550, Seattle, WA 98104, USA
Rated 4.9 stars from 72 Google reviews, this Seattle insurance agent is highly trusted.
3424 W McGraw St, Seattle, WA 98199, USA
One Google review gives this Seattle insurance agent a 1.0-star rating.
Roosevelt Way NE, Seattle, WA 98115, USA
Boasts a perfect 5.0-star rating from early Google reviews in Seattle.
927 19th Ave, Seattle, WA 98104, USA
Rated 5.0 stars from 1 Google review, this Seattle insurance agent offers trusted service.
510 Olive Wy, Seattle, WA 98101, USA
Consistently earns perfect 5.0-star ratings from its Google reviews in Seattle.
2100 24th Ave S #230, Seattle, WA 98144, USA
5.0★ rating from a small number of Google reviews for this Seattle agent.
1418 3rd Ave, Seattle, WA 98101, USA
Top-rated Seattle insurance agent with a flawless 5.0-star rating from clients.
220 Occidental Ave S, Seattle, WA 98104, USA
Trusted by thousands, this Seattle agent holds a solid 4.2-star rating.
1300 Dexter Ave N, Seattle, WA 98109, USA
4.9 stars from 330 Google reviews, reflecting exceptional local client satisfaction.
10237 16th Ave SW, Seattle, WA 98146, USA
Exceptional 5.0-star rating from over 100 Google reviews for a Seattle insurance agent.
5306 Ballard Ave NW #413, Seattle, WA 98107, USA
Exceptional 5.0-star rating from over 100 Google reviews for Seattle insurance services.
1705 N 45th St Ste A, Seattle, WA 98103, USA
Rated 4.8 stars from 79 Google reviews, this Seattle insurance agent is highly trusted.
3315 Rainier Ave S D, Seattle, WA 98144, USA
Top-rated Seattle insurance agent with a 4.8★ average from 20 glowing reviews.
1100 Dexter Ave N STE 100, Seattle, WA 98109, USA
Highly rated Seattle insurance agent with 4.6 stars from 19 reviews.
1900 W Nickerson St STE 116, Seattle, WA 98199, USA
Earns a flawless 5.0-star rating from over 200 Google reviews in Seattle.
1200 Westlake Ave N #502, Seattle, WA 98109, USA
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Insurance Agents in Seattle, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Karrie Dubose - State Farm Insurance Agent | 88/100 | 5.0 ★ | 709 |
| 2 | Youkie Chambers - State Farm Insurance Agent | 87/100 | 4.9 ★ | 573 |
| 3 | Brian Chambers - State Farm Insurance Agent | 87/100 | 4.9 ★ | 484 |
| 4 | Gurry and Rogers Insurance Agency | 77/100 | 4.9 ★ | 41 |
| 5 | Brown & Brown DBA Spangler Insurance | 75/100 | 4.9 ★ | 26 |
| 6 | Magnolia Insurance Agency, Inc. | 80/100 | 4.9 ★ | 72 |
| 7 | Progressive Seattle | 14/100 | 1.0 ★ | 1 |
| 8 | Stable Insurance Agency | 62/100 | 5.0 ★ | 1 |
| 9 | Sure Insurance LLC | 62/100 | 5.0 ★ | 1 |
| 10 | Low Cost Auto Insurance League | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Seattle
What is the difference between a captive and independent insurance agent in Seattle?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Seattle cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Seattle?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Seattle adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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