Top Picks · Seattle
Best Mortgage Brokers in Seattle, WA
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As of July 2026, RatingsNearMe ranks 21 mortgage brokers in Seattle, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rally Point Mortgage a dba of C2 Financial with a 5.0-star rating from 43 Google reviews and an RNM Score of 91/100. Also in the top tier: Sammamish Mortgage and Seattle's Mortgage Broker - Joe Tafolla. The average rating across all listed mortgage brokers in Seattle is 5 stars from 178 reviews per business on average.
Mortgage brokers in Seattle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
21
Businesses listed
5★
Avg rating
178
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.9 stars from over 500 reviews, this Seattle mortgage broker is highly trusted.
3055 112th Ave NE #200, Bellevue, WA 98004, USASeattle’s top-rated mortgage broker with a perfect 5.0★ from over 200 reviews.
506 2nd Ave #1400, Seattle, WA 98104, USAMortgage Brokers Rankings in Seattle, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA | 5.0★ | 43 |
| #2 | Sammamish Mortgage3055 112th Ave NE #200, Bellevue, WA 98004, USA | 4.9★ | 547 |
| #3 | Seattle's Mortgage Broker - Joe Tafolla506 2nd Ave #1400, Seattle, WA 98104, USA | 5.0★ | 209 |
| #4 | West Seattle Mortgage, 857056523 California Ave SW #13, Seattle, WA 98136, USA | 5.0★ | 26 |
| #5 | Seattle Mortgage Brokers258 S 171st St, Burien, WA 98148, USA | 5.0★ | 10 |
| #6 | Jeff McGinnis at CrossCountry Mortgage1000 Dexter Ave N # 310, Seattle, WA 98109, USA | 4.9★ | 154 |
| #7 | Christopher Garceau-UMortgage Mortgage Broker Loan Officer NMLS 19000902653 SW Yancy St, Seattle, WA 98126, USA | 5.0★ | 99 |
| #8 | Seattle Mortgage Planners425 Pontius Ave N Suite 430, Seattle, WA 98109, USA | 5.0★ | 21 |
| #9 | Westwood Mortgage, Inc.9706 4th Ave NE #205, Seattle, WA 98115, USA | 4.9★ | 119 |
| #10 | Movement Mortgage2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA | 5.0★ | 424 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Seattle
5.0 stars from 26 Google reviews, reflecting exceptional client satisfaction.
6523 California Ave SW #13, Seattle, WA 98136, USA
5.0★ rating from 10 Google reviews, reflecting exceptional client satisfaction.
258 S 171st St, Burien, WA 98148, USA
Trusted Seattle mortgage broker with a 4.9★ rating from over 150 reviews.
1000 Dexter Ave N # 310, Seattle, WA 98109, USA
Trusted Seattle mortgage broker with a perfect 5.0★ rating from 99 Google reviews.
2653 SW Yancy St, Seattle, WA 98126, USA
5.0-star rating from 21 Google reviews for a Seattle mortgage broker.
425 Pontius Ave N Suite 430, Seattle, WA 98109, USA
Rated 4.9 stars from 119 Google reviews for exceptional mortgage services in Seattle.
9706 4th Ave NE #205, Seattle, WA 98115, USA
Seattle mortgage broker with a perfect 5.0-star rating from over 400 reviews.
2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA
5.0 stars from 364 Google reviews, earning trust through exceptional client feedback.
1000 Dexter Ave N # 310, Seattle, WA 98109, USA
Consistently earns 5.0 stars from over 330 Google reviews in Seattle.
600 Stewart St Ste 400, Seattle, WA 98101, USA
Top-rated Seattle mortgage broker with 4.9 stars from nearly 300 reviews.
1200 Westlake Ave N Suite 600 - Offices 1 & 2, Seattle, WA 98109, USA
Seattle mortgage broker with a perfect 5.0-star rating from 162 Google reviews.
3400 188th St SW Suite 400, Lynnwood, WA 98037, USA
Trusted Seattle mortgage broker with a perfect 5.0★ rating from 94 Google reviews.
600 Stewart St Ste 400, Seattle, WA 98101, USA
Rated 4.9 stars from 72 Google reviews, a top choice for Seattle mortgages.
4212 33rd Ave W, Seattle, WA 98199, USA
Trusted by 141 clients with a stellar 4.9-star average rating.
1000 2nd Ave #2500, Seattle, WA 98104, USA
Seattle mortgage broker with a perfect 5.0-star rating from 59 Google reviews.
2345 Eastlake Ave E UNIT 301, Seattle, WA 98102, USA
Seattle mortgage broker with a perfect 5.0-star rating from over 150 Google reviews.
7919 Greenwood Ave N, Seattle, WA 98103, USA
Rated 5.0 stars from 372 Google reviews, this Seattle mortgage broker is highly trusted.
1448 NW Market St Suite 5-128, Seattle, WA 98107, USA
Rated 4.9 stars from 39 Google reviews, this Seattle mortgage broker is highly trusted.
15406 Meridian E Suite 2A, Puyallup, WA 98375, USA
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Mortgage Brokers in Seattle, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Rally Point Mortgage a dba of C2 Financial | 91/100 | 5.0 ★ | 43 |
| 2 | Sammamish Mortgage | 98/100 | 4.9 ★ | 547 |
| 3 | Seattle's Mortgage Broker - Joe Tafolla | 99/100 | 5.0 ★ | 209 |
| 4 | West Seattle Mortgage, 85705 | 88/100 | 5.0 ★ | 26 |
| 5 | Seattle Mortgage Brokers | 83/100 | 5.0 ★ | 10 |
| 6 | Jeff McGinnis at CrossCountry Mortgage | 84/100 | 4.9 ★ | 154 |
| 7 | Christopher Garceau-UMortgage Mortgage Broker Loan Officer NMLS 1900090 | 83/100 | 5.0 ★ | 99 |
| 8 | Seattle Mortgage Planners | 75/100 | 5.0 ★ | 21 |
| 9 | Westwood Mortgage, Inc. | 83/100 | 4.9 ★ | 119 |
| 10 | Movement Mortgage | 88/100 | 5.0 ★ | 424 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Seattle
What does a mortgage broker do differently than going directly to a bank in Seattle?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Seattle?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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