Licensed · Seattle

Licensed & Insured Mortgage Brokers in Seattle, WA

Every mortgage brokers listed here carries proper licensing and insurance in WA. Protect yourself — always verify credentials before work begins.

As of July 2026, RatingsNearMe ranks 21 mortgage brokers in Seattle, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rally Point Mortgage a dba of C2 Financial with a 5.0-star rating from 43 Google reviews and an RNM Score of 91/100. Also in the top tier: Sammamish Mortgage and Seattle's Mortgage Broker - Joe Tafolla. The average rating across all listed mortgage brokers in Seattle is 5 stars from 178 reviews per business on average.

Mortgage brokers in Seattle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Filter:

Local Market Snapshot

21

Businesses listed

5★

Avg rating

178

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

Mortgage Brokers Rankings in Seattle, WA

#BusinessRatingReviews
#1Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA5.043
#2Sammamish Mortgage3055 112th Ave NE #200, Bellevue, WA 98004, USA4.9547
#3Seattle's Mortgage Broker - Joe Tafolla506 2nd Ave #1400, Seattle, WA 98104, USA5.0209
#4Certain Lending1000 2nd Ave #2500, Seattle, WA 98104, USA4.9141
#5Rob Berg - Fairway Mortgage Corporation2345 Eastlake Ave E UNIT 301, Seattle, WA 98102, USA5.059
#6Salmon Bay Community Lending7919 Greenwood Ave N, Seattle, WA 98103, USA5.0151
#7Seattle Mortgage Planners425 Pontius Ave N Suite 430, Seattle, WA 98109, USA5.021
#8West Seattle Mortgage, 857056523 California Ave SW #13, Seattle, WA 98136, USA5.026
#9Kyle Bergquist Mortgage Team at Cross Country Mortgage1448 NW Market St Suite 5-128, Seattle, WA 98107, USA5.0372
#10Jeff McGinnis at CrossCountry Mortgage1000 Dexter Ave N # 310, Seattle, WA 98109, USA4.9154

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Seattle

4
4.9· 141 reviews

Trusted by 141 clients with a stellar 4.9-star average rating.

1000 2nd Ave #2500, Seattle, WA 98104, USA

5
5.0· 59 reviews

Seattle mortgage broker with a perfect 5.0-star rating from 59 Google reviews.

2345 Eastlake Ave E UNIT 301, Seattle, WA 98102, USA

6
5.0· 151 reviews

Seattle mortgage broker with a perfect 5.0-star rating from over 150 Google reviews.

7919 Greenwood Ave N, Seattle, WA 98103, USA

7
5.0· 21 reviews

5.0-star rating from 21 Google reviews for a Seattle mortgage broker.

425 Pontius Ave N Suite 430, Seattle, WA 98109, USA

8
5.0· 26 reviews

5.0 stars from 26 Google reviews, reflecting exceptional client satisfaction.

6523 California Ave SW #13, Seattle, WA 98136, USA

9
5.0· 372 reviews

Rated 5.0 stars from 372 Google reviews, this Seattle mortgage broker is highly trusted.

1448 NW Market St Suite 5-128, Seattle, WA 98107, USA

10
4.9· 154 reviews

Trusted Seattle mortgage broker with a 4.9★ rating from over 150 reviews.

1000 Dexter Ave N # 310, Seattle, WA 98109, USA

11
4.9· 119 reviews

Rated 4.9 stars from 119 Google reviews for exceptional mortgage services in Seattle.

9706 4th Ave NE #205, Seattle, WA 98115, USA

12
5.0· 424 reviews

Seattle mortgage broker with a perfect 5.0-star rating from over 400 reviews.

2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA

13
5.0· 364 reviews

5.0 stars from 364 Google reviews, earning trust through exceptional client feedback.

1000 Dexter Ave N # 310, Seattle, WA 98109, USA

14
5.0· 331 reviews

Consistently earns 5.0 stars from over 330 Google reviews in Seattle.

600 Stewart St Ste 400, Seattle, WA 98101, USA

15
4.9· 295 reviews

Top-rated Seattle mortgage broker with 4.9 stars from nearly 300 reviews.

1200 Westlake Ave N Suite 600 - Offices 1 & 2, Seattle, WA 98109, USA

16
5.0· 162 reviews

Seattle mortgage broker with a perfect 5.0-star rating from 162 Google reviews.

3400 188th St SW Suite 400, Lynnwood, WA 98037, USA

17
5.0· 94 reviews

Trusted Seattle mortgage broker with a perfect 5.0★ rating from 94 Google reviews.

600 Stewart St Ste 400, Seattle, WA 98101, USA

18
4.9· 72 reviews

Rated 4.9 stars from 72 Google reviews, a top choice for Seattle mortgages.

4212 33rd Ave W, Seattle, WA 98199, USA

19
5.0· 99 reviews

Trusted Seattle mortgage broker with a perfect 5.0★ rating from 99 Google reviews.

2653 SW Yancy St, Seattle, WA 98126, USA

20
4.9· 39 reviews

Rated 4.9 stars from 39 Google reviews, this Seattle mortgage broker is highly trusted.

15406 Meridian E Suite 2A, Puyallup, WA 98375, USA

21
5.0· 10 reviews

5.0★ rating from 10 Google reviews, reflecting exceptional client satisfaction.

258 S 171st St, Burien, WA 98148, USA

Data from Google Business listings
Updated regularly with real reviews
No obligation to contact
Free to compare

Get Free Quotes

We'll connect you with the top mortgage brokers in Seattle, WA.

Free · No obligation · Local pros only

Mortgage Brokers in Seattle, WA — Compared

#BusinessRNM ScoreRatingReviews
1Rally Point Mortgage a dba of C2 Financial91/1005.0 ★43
2Sammamish Mortgage98/1004.9 ★547
3Seattle's Mortgage Broker - Joe Tafolla99/1005.0 ★209
4Certain Lending87/1004.9 ★141
5Rob Berg - Fairway Mortgage Corporation81/1005.0 ★59
6Salmon Bay Community Lending97/1005.0 ★151
7Seattle Mortgage Planners75/1005.0 ★21
8West Seattle Mortgage, 8570588/1005.0 ★26
9Kyle Bergquist Mortgage Team at Cross Country Mortgage88/1005.0 ★372
10Jeff McGinnis at CrossCountry Mortgage84/1004.9 ★154

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

✨ New · AI Visibility

Get your business on AI — ChatGPT, Perplexity & Google AI

AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Seattle to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.

Frequently Asked Questions — Mortgage Brokers in Seattle

What does a mortgage broker do differently than going directly to a bank in Seattle?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Seattle?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in WA?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Mortgage Brokers in Nearby Cities

Compare top-rated mortgage brokers in cities near you.

How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

More Home Services in Seattle

Related Searches

About This Mortgage Brokers Directory — Seattle, WA

This page lists and ranks 21 mortgage brokers serving Seattle, WA as of July 2026. The average verified rating across all listings is 5 stars, with an average of 178 customer reviews per business. The top-ranked mortgage brokers in Seattle by our algorithm is Rally Point Mortgage a dba of C2 Financial (5.0 stars, 43 reviews). Mortgage brokers in Seattle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Seattle: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the WA licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Seattle