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Top Picks · Gunter
Best Insurance Agents in Gunter, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Gunter, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The McCauley Agency. Also in the top tier: Lopez Auto Insurance and Senior Insurance Services. The average rating across all listed insurance agents in Gunter is 4.9 stars from 205 reviews per business on average.
Insurance in Gunter: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
205
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
New insurance agency with no customer reviews yet; consider checking back for feedback.
1216 N Central Expy #200c, McKinney, TX 75070, USAConsistently rated 5.0 stars from 13 Google reviews for local insurance service.
209 W University Dr, McKinney, TX 75069, USAConsistently earns perfect 5.0-star ratings from customers in McKinney.
2801 Summer Tree Ln, McKinney, TX 75071, USAInsurance Agents Rankings in Gunter, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The McCauley Agency1216 N Central Expy #200c, McKinney, TX 75070, USA | — | — |
| #2 | Lopez Auto Insurance209 W University Dr, McKinney, TX 75069, USA | 5.0★ | 13 |
| #3 | Senior Insurance Services2801 Summer Tree Ln, McKinney, TX 75071, USA | 5.0★ | 1 |
| #4 | Freeway Insurance1321 N Tennessee St STE 106, McKinney, TX 75069, USA | 4.8★ | 510 |
| #5 | Farmers Insurance - Thomas Pickard2770 Virginia Pkwy STE 201, McKinney, TX 75071, USA | 5.0★ | 604 |
| #6 | Gant Insurance Agency2411 Virginia Pkwy STE 5, McKinney, TX 75071, USA | 3.7★ | 24 |
| #7 | Insurance Services Agency600 N McDonald St, McKinney, TX 75069, USA | 4.7★ | 46 |
| #8 | Higginbotham - McKinney205 W Louisiana St #201, McKinney, TX 75069, USA | 5.0★ | 2 |
| #9 | Mauceri Bynum Insurance301 E Virginia St Suite 201, McKinney, TX 75069, USA | 5.0★ | 657 |
| #10 | Goosehead Insurance - Woessner Agency213 E Louisiana St Suite 2, McKinney, TX 75069, USA | 5.0★ | 20 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Gunter
Trusted by hundreds, this McKinney insurance agent holds a stellar 4.8-star rating.
1321 N Tennessee St STE 106, McKinney, TX 75069, USA
Trusted McKinney insurance agent with 5.0 stars from over 600 reviews.
2770 Virginia Pkwy STE 201, McKinney, TX 75071, USA
3.7 stars from two dozen reviews, indicating generally mixed local customer experiences.
2411 Virginia Pkwy STE 5, McKinney, TX 75071, USA
Trusted by 46 local clients, this McKinney agent maintains a strong 4.7-star rating.
600 N McDonald St, McKinney, TX 75069, USA
Proudly serving McKinney with a perfect 5.0-star rating from local clients.
205 W Louisiana St #201, McKinney, TX 75069, USA
Trusted by hundreds of local clients with a flawless 5.0-star rating.
301 E Virginia St Suite 201, McKinney, TX 75069, USA
Proudly serving McKinney with a perfect 5.0-star rating from over 20 reviews.
213 E Louisiana St Suite 2, McKinney, TX 75069, USA
Exceptional 5.0-star rating from over 140 Google reviews in McKinney.
300 N McDonald St Unit 1118, McKinney, TX 75069, USA
Consistently earns 5.0 stars from over 40 Google reviews.
6401 Eldorado Pkwy STE 119, McKinney, TX 75070, USA
5.0-star rating from 4 Google reviews for this McKinney insurance agent.
3900 S Stonebridge Dr STE 603, McKinney, TX 75070, USA
Holds an exceptional 4.9-star rating across hundreds of Google reviews.
4500 Eldorado Pkwy STE 2000, McKinney, TX 75072, USA
McKinney insurance agent trusted by hundreds with a perfect 5.0-star rating from 747 reviews.
4500 Eldorado Pkwy STE 2500, McKinney, TX 75070, USA
Trusted by hundreds of local clients with a strong 4.7-star rating.
3400 Eldorado Pkwy #4, McKinney, TX 75070, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
8902 Preston Manor Dr, Frisco, TX 75033, USA
Trusted by 83 locals with a perfect 5.0-star rating in Manor.
9741 Preston Rd Suite 200, Frisco, TX 75033, USA
5.0 stars from 5 Google reviews for a trusted local insurance agent.
2491 Country Vw Ln #1129, McKinney, TX 75069, USA
Trusted by hundreds of local clients, this Frisco agency maintains a perfect 5.0-star rating.
5566 Main St #150, Frisco, TX 75033, USA
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Insurance Agents in Gunter, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The McCauley Agency | 3/100 | — | 0 |
| 2 | Lopez Auto Insurance | 84/100 | 5.0 ★ | 13 |
| 3 | Senior Insurance Services | 62/100 | 5.0 ★ | 1 |
| 4 | Freeway Insurance | 97/100 | 4.8 ★ | 510 |
| 5 | Farmers Insurance - Thomas Pickard | 100/100 | 5.0 ★ | 604 |
| 6 | Gant Insurance Agency | 65/100 | 3.7 ★ | 24 |
| 7 | Insurance Services Agency | 74/100 | 4.7 ★ | 46 |
| 8 | Higginbotham - McKinney | 68/100 | 5.0 ★ | 2 |
| 9 | Mauceri Bynum Insurance | 88/100 | 5.0 ★ | 657 |
| 10 | Goosehead Insurance - Woessner Agency | 78/100 | 5.0 ★ | 20 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Gunter
What is the difference between a captive and independent insurance agent in Gunter?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Gunter cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Gunter?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Gunter adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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