Top Picks · Mckinney
Best Insurance Agents in Mckinney, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Mckinney, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Farmers Insurance - Thomas Pickard with a 5.0-star rating from 604 Google reviews and an RNM Score of 100/100. Also in the top tier: Freeway Insurance and DW Insurance & Financial Services Inc. The average rating across all listed insurance agents in Mckinney is 4.9 stars from 215 reviews per business on average.
Insurance in Mckinney: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Thomas Pickard
This agency is top-ranked due to strong community reputation and comprehensive coverage options for McKinney residents.
Most Reviewed
Farmers Insurance - Thomas Pickard
A high number of reviews indicates broad customer experience and trustworthiness in the local market.
When choosing an insurance agent in McKinney, compare personalized service and policy options beyond just price, and consider reading recent reviews to gauge customer satisfaction.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
215
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted McKinney insurance agent with 5.0 stars from over 600 reviews.
2770 Virginia Pkwy STE 201, McKinney, TX 75071, USATrusted by hundreds, this McKinney insurance agent holds a stellar 4.8-star rating.
1321 N Tennessee St STE 106, McKinney, TX 75069, USABoasts a flawless 5.0-star rating from over 300 Google reviews.
6000 Alma Rd Suite 201, McKinney, TX 75070, USAInsurance Agents Rankings in Mckinney, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Farmers Insurance - Thomas Pickard2770 Virginia Pkwy STE 201, McKinney, TX 75071, USA | 5.0★ | 604 |
| #2 | Freeway Insurance1321 N Tennessee St STE 106, McKinney, TX 75069, USA | 4.8★ | 510 |
| #3 | DW Insurance & Financial Services Inc6000 Alma Rd Suite 201, McKinney, TX 75070, USA | 5.0★ | 326 |
| #4 | Lopez Auto Insurance209 W University Dr, McKinney, TX 75069, USA | 5.0★ | 13 |
| #5 | Paine Insurance Group3400 Eldorado Pkwy #4, McKinney, TX 75070, USA | 4.7★ | 119 |
| #6 | Amity Insurance Group300 N McDonald St Unit 1118, McKinney, TX 75069, USA | 5.0★ | 141 |
| #7 | Insurance Services Agency600 N McDonald St, McKinney, TX 75069, USA | 4.7★ | 46 |
| #8 | Senior Insurance Services2801 Summer Tree Ln, McKinney, TX 75071, USA | 5.0★ | 1 |
| #9 | Mauceri Bynum Insurance301 E Virginia St Suite 201, McKinney, TX 75069, USA | 5.0★ | 657 |
| #10 | Pierce Insurance Group, Inc7951 Collin McKinney Pkwy APT 1200, McKinney, TX 75070, USA | 5.0★ | 319 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Mckinney
Consistently rated 5.0 stars from 13 Google reviews for local insurance service.
209 W University Dr, McKinney, TX 75069, USA
Trusted by hundreds of local clients with a strong 4.7-star rating.
3400 Eldorado Pkwy #4, McKinney, TX 75070, USA
Exceptional 5.0-star rating from over 140 Google reviews in McKinney.
300 N McDonald St Unit 1118, McKinney, TX 75069, USA
Trusted by 46 local clients, this McKinney agent maintains a strong 4.7-star rating.
600 N McDonald St, McKinney, TX 75069, USA
Consistently earns perfect 5.0-star ratings from customers in McKinney.
2801 Summer Tree Ln, McKinney, TX 75071, USA
Trusted by hundreds of local clients with a flawless 5.0-star rating.
301 E Virginia St Suite 201, McKinney, TX 75069, USA
Exceptional 5.0-star rating from over 300 Google reviews in McKinney.
7951 Collin McKinney Pkwy APT 1200, McKinney, TX 75070, USA
McKinney insurance agent trusted by hundreds with a perfect 5.0-star rating from 747 reviews.
4500 Eldorado Pkwy STE 2500, McKinney, TX 75070, USA
McKinney insurance agent with a perfect 5.0-star rating from over 130 reviews.
5900 S Lake Forest Dr Suite #300, McKinney, TX 75070, USA
Proudly serving McKinney with a perfect 5.0-star rating from over 20 reviews.
213 E Louisiana St Suite 2, McKinney, TX 75069, USA
Proudly serving McKinney with a perfect 5.0-star rating from local clients.
205 W Louisiana St #201, McKinney, TX 75069, USA
Holds an exceptional 4.9-star rating across hundreds of Google reviews.
4500 Eldorado Pkwy STE 2000, McKinney, TX 75072, USA
Consistently earns 5.0 stars from over 40 Google reviews.
6401 Eldorado Pkwy STE 119, McKinney, TX 75070, USA
5.0-star rating from 4 Google reviews for this McKinney insurance agent.
3900 S Stonebridge Dr STE 603, McKinney, TX 75070, USA
3.7 stars from two dozen reviews, indicating generally mixed local customer experiences.
2411 Virginia Pkwy STE 5, McKinney, TX 75071, USA
5.0 stars from 5 Google reviews for a trusted local insurance agent.
2491 Country Vw Ln #1129, McKinney, TX 75069, USA
New insurance agency with no customer reviews yet; consider checking back for feedback.
1216 N Central Expy #200c, McKinney, TX 75070, USA
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Insurance Agents in Mckinney, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Farmers Insurance - Thomas Pickard | 100/100 | 5.0 ★ | 604 |
| 2 | Freeway Insurance | 97/100 | 4.8 ★ | 510 |
| 3 | DW Insurance & Financial Services Inc | 100/100 | 5.0 ★ | 326 |
| 4 | Lopez Auto Insurance | 84/100 | 5.0 ★ | 13 |
| 5 | Paine Insurance Group | 91/100 | 4.7 ★ | 119 |
| 6 | Amity Insurance Group | 97/100 | 5.0 ★ | 141 |
| 7 | Insurance Services Agency | 74/100 | 4.7 ★ | 46 |
| 8 | Senior Insurance Services | 62/100 | 5.0 ★ | 1 |
| 9 | Mauceri Bynum Insurance | 88/100 | 5.0 ★ | 657 |
| 10 | Pierce Insurance Group, Inc | 88/100 | 5.0 ★ | 319 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Mckinney
What is the difference between a captive and independent insurance agent in Mckinney?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Mckinney cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Mckinney?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Mckinney adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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