Top Picks · Mckinney
Best Mortgage Brokers in Mckinney, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Mckinney, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is CORE Mortgage with a 4.8-star rating from 231 Google reviews and an RNM Score of 96/100. Also in the top tier: Fairway Independent Mortgage Corporation | The Eric White Team and Tom Sherman - Benchmark Mortgage. The average rating across all listed mortgage brokers in Mckinney is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Mckinney: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
James Hoglen NMLS #211689 - ITrustLendingTeam
James Hoglen is the top-ranked mortgage broker in McKinney, recognized for exceptional client service and local expertise.
Most Reviewed
Fairway Independent Mortgage Corporation | The Eric White Team
High review counts signal a strong track record of satisfied clients and reliable service over time.
When choosing a mortgage broker in McKinney, compare local expertise, fee transparency, and communication style; reading recent reviews and asking about turn-around times can help you find the best fit.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
75
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by over 200 clients with a stellar 4.8-star average rating.
1402 S Custer Rd #204, McKinney, TX 75072, USATrusted by locals with a 4.9-star rating from over 140 reviews.
2111 Eldorado Pkwy #102, McKinney, TX 75070, USARated 5.0 stars from 82 Google reviews, this McKinney broker is highly trusted.
1402 S Custer Rd #901, McKinney, TX 75070, USAMortgage Brokers Rankings in Mckinney, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #2 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #3 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
| #4 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #5 | James Hoglen NMLS #211689 - ITrustLendingTeam7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA | 5.0★ | 33 |
| #6 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #7 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #8 | Hawkins Mortgage Group6401 S Custer Rd, McKinney, TX 75070, USA | 5.0★ | 38 |
| #9 | AWay Home Loans, LLC NMLS# 19444727300 State Hwy 121 suite 300, McKinney, TX 75070, USA | 5.0★ | 65 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Mckinney
13 Google reviews give this McKinney mortgage broker a perfect 5.0-star rating.
1402 S Custer Rd #901, McKinney, TX 75072, USA
Boasts a perfect 5.0-star rating from 33 Google reviews.
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
McKinney mortgage broker with a perfect 5.0-star rating from 19 reviews.
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Trusted by local clients with a 4.8-star rating from 54 reviews.
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
5.0 stars from 38 reviews, reflecting exceptional client satisfaction in McKinney.
6401 S Custer Rd, McKinney, TX 75070, USA
5.0 stars from 65 Google reviews, reflecting exceptional client satisfaction.
7300 State Hwy 121 suite 300, McKinney, TX 75070, USA
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Mortgage Brokers in Mckinney, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | CORE Mortgage | 96/100 | 4.8 ★ | 231 |
| 2 | Fairway Independent Mortgage Corporation | The Eric White Team | 87/100 | 4.9 ★ | 142 |
| 3 | Tom Sherman - Benchmark Mortgage | 86/100 | 5.0 ★ | 82 |
| 4 | Mike Remington - Benchmark Mortgage | 76/100 | 5.0 ★ | 13 |
| 5 | James Hoglen NMLS #211689 - ITrustLendingTeam | 89/100 | 5.0 ★ | 33 |
| 6 | Tammy Costas, Mortgage Lender NMLS #316464 | 86/100 | 5.0 ★ | 19 |
| 7 | Gail Hillman at CrossCountry Mortgage | 88/100 | 4.8 ★ | 54 |
| 8 | Hawkins Mortgage Group | 78/100 | 5.0 ★ | 38 |
| 9 | AWay Home Loans, LLC NMLS# 1944472 | 81/100 | 5.0 ★ | 65 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Mckinney
What does a mortgage broker do differently than going directly to a bank in Mckinney?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mckinney?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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