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As of July 2026, RatingsNearMe ranks 11 mortgage brokers in Irving, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is KBHS Home Loans with a 4.9-star rating from 3,066 Google reviews and an RNM Score of 98/100. Also in the top tier: Beam Mortgage, Inc. and Brent Knapp - Mortgage Broker - Assurance Home Loans. The average rating across all listed mortgage brokers in Irving is 4.9 stars from 371 reviews per business on average.
Mortgage brokers in Irving: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
371
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.9 stars from 3,066 Google reviews in Irving.
300 E Royal Ln # 250, Irving, TX 75039, USARated 4.9 stars from over 100 reviews, this Irving mortgage broker is highly trusted.
14455 Webb Chapel Rd, Farmers Branch, TX 75234, USATrusted by 172 clients with a flawless 5.0-star rating in Irving.
130 Jellico Cir E, Southlake, TX 76092, USAMortgage Brokers Rankings in Irving, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | KBHS Home Loans300 E Royal Ln # 250, Irving, TX 75039, USA | 4.9★ | 3,066 |
| #2 | Beam Mortgage, Inc.14455 Webb Chapel Rd, Farmers Branch, TX 75234, USA | 4.9★ | 114 |
| #3 | Brent Knapp - Mortgage Broker - Assurance Home Loans130 Jellico Cir E, Southlake, TX 76092, USA | 5.0★ | 172 |
| #4 | PRIME MORTGAGE SOLUTIONS5000 Riverside Dr Bldg 6 Suite 100E, Irving, TX 75039, USA | 4.8★ | 48 |
| #5 | Preapprovals600 E John W Carpenter Fwy Suite #262, Irving, TX 75062, USA | 5.0★ | 20 |
| #6 | Prime Home Mortgage LLC2712 Baron Ln, Irving, TX 75063, USA | 4.9★ | 42 |
| #7 | Ray Campbell Team - Nova Home Loans511 E John W Carpenter Fwy # 500, Irving, TX 75062, USA | 4.9★ | 40 |
| #8 | Fairway Independent Mortgage Corporation1333 Corporate Dr, Irving, TX 75038, USA | 4.8★ | 27 |
| #9 | Sunrise Mortgage Services LLC511 E John W Carpenter Fwy, Irving, TX 75062, USA | 5.0★ | 1 |
| #10 | Lennar Mortgage, LLC Dallas1231 Greenway Dr Suite 600A, Irving, TX 75038, USA | 4.5★ | 487 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Irving
An Irving mortgage broker with 4.8 stars from 48 Google reviews.
5000 Riverside Dr Bldg 6 Suite 100E, Irving, TX 75039, USA
Rated 5.0 stars from 20 Google reviews by local clients in Irving.
600 E John W Carpenter Fwy Suite #262, Irving, TX 75062, USA
Trusted by clients, this Irving mortgage broker holds a standout 4.9-star rating from 42 reviews.
2712 Baron Ln, Irving, TX 75063, USA
Top-rated Irving mortgage broker with a 4.9-star rating from 40 Google reviews.
511 E John W Carpenter Fwy # 500, Irving, TX 75062, USA
4.8 stars from 27 Google reviews reflect consistently exceptional client service.
1333 Corporate Dr, Irving, TX 75038, USA
5.0-star rating from a handful of Google reviews in Irving, TX.
511 E John W Carpenter Fwy, Irving, TX 75062, USA
Trusted by hundreds, this Irving mortgage broker holds a strong 4.5-star rating.
1231 Greenway Dr Suite 600A, Irving, TX 75038, USA
68 Google reviews earn this Irving mortgage broker a perfect 5.0-star rating.
15770 Dallas Pkwy Ste 630, Dallas, TX 75248, USA
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Mortgage Brokers in Irving, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | KBHS Home Loans | 98/100 | 4.9 ★ | 3,066 |
| 2 | Beam Mortgage, Inc. | 94/100 | 4.9 ★ | 114 |
| 3 | Brent Knapp - Mortgage Broker - Assurance Home Loans | 86/100 | 5.0 ★ | 172 |
| 4 | PRIME MORTGAGE SOLUTIONS | 76/100 | 4.8 ★ | 48 |
| 5 | Preapprovals | 75/100 | 5.0 ★ | 20 |
| 6 | Prime Home Mortgage LLC | 77/100 | 4.9 ★ | 42 |
| 7 | Ray Campbell Team - Nova Home Loans | 77/100 | 4.9 ★ | 40 |
| 8 | Fairway Independent Mortgage Corporation | 73/100 | 4.8 ★ | 27 |
| 9 | Sunrise Mortgage Services LLC | 62/100 | 5.0 ★ | 1 |
| 10 | Lennar Mortgage, LLC Dallas | 80/100 | 4.5 ★ | 487 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Irving
What does a mortgage broker do differently than going directly to a bank in Irving?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Irving?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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